Why do Lawn Mowing Services need it?

Your clients rely on you to keep their gardens looking immaculate and with your lawn mowing magic you never leave a blade out of place. While lawn mowing may be considered as a low risk profession, it still brings its fair share of risks that you need protection from.  

Let BizCover, the small business insurance specialists look after your insurance needs, providing multiple quotes from Australia’s leading insurers in minutes, no weeds attached. 

Did you Know?

Most lawn mowing services are mobile and work at various sites without a physical location for their business, but if you do have a workshed or shop front make sure you have the right insurance in place to cover your physical assets.

Insurance for Lawn Mowing Services

Public Liability*

You spend the majority of your day out and about working at your client’s property providing maintenance and care for their lawns. While you take all the precautions and care when getting the job done, accidents can still happen, even on the smallest jobs. 

That’s where Public Liability insurance comes into play, an essential insurance to protect your business from financial losses for when accidents do happen. It will cover your business for claims arising from accidental injury to a third-party or damage to their property, resulting from your business activities. 

It doesn’t take much for an unwanted accident to occur, like a client tripping over one of your pieces of equipment or you accidentally causing damage to the neighbouring property for a claim to happen. 

Your Public Liability insurance policy provides financial protection by covering the legal and defence costs, court attendance costs and compensation if awarded.  

Business Insurance*

Portable Equipment Cover*

A mower, edge and hedge trimmers, a leaf blower and that box of bits and bobs– your equipment and tools are what make the magic happen. It makes sense to protect the things that your business depends on, and thankfully there’s an insurance to cover that. 

Portable Equipment cover protects your equipment and tools, anywhere in Australia if they were lost, stolen or damaged, on or off the job. 

Personal Accident & Illness Insurance*

Lawn mowing is an energetic profession, requiring your physical wellbeing to get the job done.   If you were to unexpectedly fall ill or suffer an injury, how would you keep the cash flowing?

Personal Accident and Illness insurance provides a safe guard when disaster strikes at work and will also cover you when you’ve downed the gardening tools.

Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work due to an injury or illness.


*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

An insured lawn mowing professional was unlucky to have their tools stolen from their vehicle. The insured fortunately had Portable Equipment cover. Their claim was approved and the insured received a finalised payment of $2000.  

Every staff member I spoke to was more than happy to help me through all of my questions. Great service! Won me over from a competing company.

James O
Trades & Services

From quote to cover it was straight forward and easy

Andrew G
Trades & Services

Quick and easy. Took the hassle out of shopping around and comparing

Adam T
Trades & Services

Easy to use and beat my current insurances quote by a long shot- happy.

Thomas T
Trades & Services

Awesome and saved me $100 a month

Christopher B
Trades & Services

So easy to renew – takes the hassle out of organising insurance.

Sarel D
Trades & Services

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