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While you’re in the business of providing expert advice to your clients, we’re in the business of providing insurance options to keep you protected.
Whether you’re an expert at balancing the books or the creator of the next big marketing campaign, as a professional there are a variety of insurance policies you may want to consider for your business.
As a professional, it is vital to eliminate any element of doubt about the work that you are going to deliver, so make sure you sign a contract specifying exactly what your client can expect as a result of your professional services.
There are many different occupations under the ‘professionals’ umbrella, yet they all tend to share one mutual factor – all are held to high expectations to deliver a specialist service or advice. But what would you do if your advice contained an error or there was a miscalculation which caused financial loss?
Luckily there is an insurance policy for that!
Professional Indemnity insurance protects you against losses claimed by a third party due to alleged or actual negligence in your professional services or advice. Your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees).
Public Liability insurance is an important form of cover for all types of professionals. It is designed to provide protection for you and your business in the event a client, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.
When you meet with your clients, at your office, at your client’s home or at the coffee shop, there is always the potential for mishaps and accidents.
Your clients are the bread and butter of your business, but would you be able to go about your business without your assets? Without having any protection in place, you could be hit with a few unwelcome challenges that could leave your bank account a little worse for wear. Protecting your contents, stock and premises (if you own it) against fire, storm, theft, vandalism and accidental damage is something every sensible business owner should consider.
It is also worth looking at how Business Interruption cover can help you you get back on your feet if your business wasn’t able to open its doors due an insurable event.
You should also take a moment to think about all of the data your business stores and what you would do if it were compromised. Or what if hackers took over your business operating system and denied you access? Don’t be left wondering. Consider Cyber Liability insurance to protect your business against IT forensic costs to restore your system and any associated legal costs if your network was hacked and your client’s sensitive information stolen.
|*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.|
Simple, easy to navigate. Great Value!
Really easy and no long forms or wait times like other providers of PI.
Brilliant. It was so easy to get this done and it was the lowest quote. I spent a whole day getting multiple quotes but bizcover found the best one for me!
Purchasing through bizcover.com.au on line was easy. Follow up phone calls to them were professional. I found a Professional Indemnity quote that saved me 40% over my previous insurer. The bonus was being able to get Business Insurance as well at the same time which saved me 10% again over a previous insurer. So far so good.
So quick and easy to create my personalised business cover, I would definitely recommend Bizcover to anyone looking for insurance. Thank you!