How much does Business Insurance cost?

... based on NSW BizCover customers Most popular cover options taken out by food businesses Like retailers, Public Liability insurance is the most popular cover options taken out by 96% of food businesses, as this is one of ...

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Business Insurance in Melton

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Parramatta

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Toowoomba

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Townsville

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Wollongong

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Launceston

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Mackay

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance on the Gold Coast

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Geelong

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance on the Central Coast

... not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was sourced ...

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Business Insurance in Cairns

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Bundaberg

... for their property. “Very knowledgeable, very friendly and was able to answer any questions I had. Also had my insurance sorted out under 20 minutes which was fantastic. I know exactly what I’m paying for, and any fees ...

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Business Insurance in Bunbury

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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Business Insurance in Newcastle

... should not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article was ...

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What is Business Insurance?

... ' operation. Simply select which cover options which are important to your business. The options include: Building Insurance which covers any physical buildings which you may own against fire and perils. General Property ...

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Common Small Business Insurance Claims and How to Prevent them.

... . Whilst you've got the insurance to help you out, you ... ... and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid ... sure there is adequate lighting outside and/or inside the building after hours can go a long way in deterring break- ...

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Business Insurance

... cover The business of Business Insurance* Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don't risk ...

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Business Insurance FAQs

... understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from Australia's leading insurers today. Get Free Quotes

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Statutory Liability

... insures the cost of fines and penalties, as well as pollution liability defence costs. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy ... of cover is only available if you insure Building or Contents. Machinery Breakdown - offers protection ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... and violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ... multiple quotes from some of Australia's leading insurers in minutes. * As with any insurance, cover will be subject ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... mind assets such as their building, contents and stock. But did ... When looking for Business Insurance, most small business owners typically worry about covering the major things such as their legal liabilities and top of mind assets such as their building, contents and stock. But did ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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iSelect partners with BizCover to launch business insurance comparison

... business insurance, through a partnership with BizCover, Australia's leading small business insurance service ... compare most of their business ... a full end-to-end online service to compare most of their business insurance needs, with policies available from some of Australia's leading insurers. SME customers will have the option of completing the purchase process ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... did not comply with Australian standards of building setbacks for transmission lines, which resulted in ... multiple quotes from some of Australia's leading insurers in minutes. *As with any insurance, cover is subject to ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... or find out more, get in touch with the friendly BizCover team to experience insurance made easy. Receive multiple quotes from some of Australia's leading insurers in the click of a button, hassle-free. *As with any ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... industry. They identified how frustrated Australian small business owners were with navigating the insurance landscape and decided to build a solution specifically tailored for SMEs. Whether you're a sole operator or ...

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Home Based Business Insurance

... save with BizCover and get cover from some of Australia's top insurers to protect your home-based business today. ... sickness/illness cover as part of your personal accident insurance you may be able to claim if you are ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... is Personal ... easy and hassle-free, providing multiple quotes from some of Australia's leading insurers in minutes. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... . Building If you own your building would you be able to afford to re-build or restore your building if ... cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... today. If you have downsized your team or you are earning less money you may be able to make a saving on your insurance. Also if you are no longer doing certain business activities - you may be able to take them off your ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here. Trades ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... increase of 5 points in the second quarter of FY2015/2016, the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 (6 quarters ago). It should be noted that rates are ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... s the time to make sure you have Public Liability insurance, and if you do have it, ensuring you ... ve already seen the effect of bushfires in Perth and South Australia. If your business was to be affected by fire do you ...

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The Easter Bunny's Guide to Business Insurance

... consumed around the world. In Australia alone close to $200 million ... ... chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for ...

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Insurance for Real Estate Agents

... because the property market can be unpredictable doesn't mean your insurance should be . With BizCover you can get multiple competitive quotes from some of Australia's leading insurers on the block with just a few clicks ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... , misconduct or breach of legislation? You were unable to work due to an accident or illness? 2. What types of insurance do I need? Now that you have a fair idea of what your risks are and what you need to protect ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... business related activities, either at the workplace or at another location. Business Insurance Tailored cover to protect your building and contents: for material damage losses suffered from an unexpected event like ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... explained. Business Insurance Business Insurance often comes as a package encompassing a range of different coverage options for you to choose from, with the most common being Building, Contents, Theft, Glass, and ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... belonging to you at the insured location. Building* - Covers your building if it was damaged as a result of ... right insurance options to protect their business. Working with some of Australia's leading insurance providers ...

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Insurance for Civil Engineers- what you need to know

... in the hard-yards to build your engineering business, so it ... about what kinds of business insurance coverage you may need to ... ... of the other things Business Insurance can also provide cover for include Building insurance (if you own your building) Contents and Machinery breakdown. Cyber Liability Insurance If your engineering business relies ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... why each policy* is beneficial for those who provide this critical service throughout Australia. Understanding the Types of Insurance for Land Surveyors One constant challenge land surveyors face is the importance of ...

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Insurance for Personal Trainers

... No matter how fit you are, accidents can still happen on and off the job. Personal Accident and Illness insurance  can provide levels of cover for loss of income, permanent disablement and even death if you are unable to ...

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Insurance for Massage & Alternative Therapies

... think of that puddle of oil on the floor you forgot to clean up).  Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if you have ...

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Insurance for Psychologists

... of Australia. We know, sometimes you just want a quick idea of how much your insurance is ... Insurance for Psychologists Professional Indemnity* Psychologists work hard to hone their professional expertise and to build ...

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Insurance for IT Professionals

... the answer to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even business interruption ...

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Insurance for Gift Shops

... insurance. Let BizCover give you the gift of hassle-free insurance with multiple competitive insurance quotes from some of Australia's ... location. Building* - This insurance will cover for loss and damage to buildings you ...

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Insurance for Hair & Beauty Services

... ? Whilst you're busy keeping heads turning, BizCover partners with some of Australia's leading insurers to offer you business insurance, a cut above the rest. With just a few clicks or a phone call, you'll get multiple ...

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Insurance for Finance & Mortgage Brokers

Why do Mortgage & Finance Brokers need Insurance? We're sure we don't need to convince you that getting multiple competitive quotes from some of Australia's leading insurers is a smart way to get your business covered. ...

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Insurance for Consultants

... ; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you'll get multiple competitive quotes from some of Australia's leading insurers. Select your preferred policy and you'll ...

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Insurance for Architects

... Architects Accreditation Council of Australia website. Insurance for Architects Professional Indemnity* ... would (and did) result in the development being built three metres shorter than planned. The property was then ...

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Insurance for Cafes

... *- If you are the owner of your café's building, consider insuring one of your biggest assets. Building insurance will cover for loss and damage to buildings you own as a result of an insured event (such as fire, storm ...

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Insurance for martial art teachers

... repair your portable martial arts training equipment if it's lost, stolen or damaged anywhere within Australia. Building Insurance* covers the cost of repairing or rebuilding business premises (that you own) as a result ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... events, should also be top of mind. Yet many small businesses are uninsured or underinsured and the Insurance Council of Australia estimates that 70% of these affected by a major event never recover. So how does a small ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... cover has taken some of the guesswork out of choosing the right cover. In partnership with Australia's leading insurance companies, it has made its business to think through, and cover, every adverse eventuality for ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... and extensive negotiations with top-tier insurance companies, we have built a robust platform that has driven ... to provide unparalleled access to affordable, customized, real-time insurance solutions. Our entire purchasing ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... let's deconstruct the layers of what you need to know about insurance for architects. Why do I need architect's insurance? Within Australia, the architecture industry is regulated by eight states and territories, each ...

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Insurance for Allied Health Professionals

... BizCover is the preferred insurance partner of the Naturopaths and Herbalists Association of Australia. If you're a ... Allied Health professionals include: Building insurance: This covers your building in the event of ...

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Insurance for Car Wash and Auto Detailers

... and statutory liability risks.  Some of the types of Business Insurance coverages you may want to consider as a car wash and auto detailer include: Building* Covers your building if it was damaged as a result of a fire ...

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Insurance for Pet Professionals

... . Did You know? Your Public Liability policy covers you anywhere in Australia so you can work with pets from Hobart to Hamilton Island! Insurance for pet professionals Public Liability No matter how much care you take ...

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Insurance for Plumber

... plumbers to hold minimum levels of public liability insurance before they can operate. Further details can be found on the Victorian Building Authority website. Insurance for Plumbers Public Liability One of the first ...

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Insurance for Carpenters

... your carpentry business is a solid investment. At BizCover we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know? Generally, Public ...

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Insurance for Sole Traders and Self Emplyed

... self employed may require will vary according to the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as those of a real estate agent. Both operate ...

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Insurance for Land Surveyors

... providing advice on construction and issuing building permits. Providing professional advice or services ... Liability insurance policy will cover you anywhere in Australia. Business Insurance* Business Insurance can provide ...

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Insurance for Convenience Stores

... daily makes Money cover a vital form of insurance to consider, particularly considering data from the ... inoperable due to breakdown. Building* – if you own your business premises then Building cover is a no-brainer ...

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Insurance for Butcher Shops

... without the bull. Did you know? If you are a tenant it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord may also need to be noted as an interested party on ...

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Insurance for Professionals

... While you're in the business of providing expert advice to your clients, we're in the business of providing insurance options to keep you protected. Whether you're an expert at balancing the books or the creator of the ...

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Insurance for Retailers

... ll get multiple competitive quotes from some of Australia's leading insurers. Select your preferred policy and ... insured location. Building* - this type of insurance will cover for loss and damage to buildings you own, as ...

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Insurance for Furniture Manufacturers

... from some of Australia's top insurers to ... building if it was damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. Machinery Breakdown* - Machinery breakdown insurance ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... pay for that particular cost. Beware the Danger of Under-Insurance Owners will sometimes underestimate their business building and contents' value for insurance purposes, in an effort to minimise their premiums and save ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... , even if you are not found negligent. At BizCover we care about helping Australia's small businesses get protection. We deliver hassle-free insurance solutions for cabinet makers, so when things don't go to plan (knock ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... Policies for Civil Engineers When it comes to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own ...

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Business Interruption

... long it can take to get their business back up and running following a major insured event. Business Interruption insurance should be just one part of your wider disaster recovery plan - a plan that should include both a ...

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Insurance for Marketing Consultants

... 't need to convince you that comparing insurance from some of Australia's leading insurers online is the smart way ... your building, contents, stock or event an interruption to your business. A business insurance package ...

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Insurance for Manufacturers

... can get multiple competitive quotes from some of Australia's leading insurers. Select your preferred policy and ... insured location. Building* - this type of insurance will cover for loss and damage to buildings you own, ...

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Insurance for pharmacy and pharmacists

... business that may require different types of insurance cover. Business insurance* offers a number of coverage options including: Building: provides protection for your pharmacy building if it was damaged as a result ...

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Insurance for Restaurants

... insurance options for your business. BizCover can provide you multiple competitive quotes from some of Australia's ... the building and all its contents: Building* -This type of insurance provides cover for your building if ...

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Insurance for Lawn Mowing Services

... protect your business from. Let BizCover, the small business insurance specialists look after your insurance needs, providing multiple quotes from some of Australia's leading insurers in minutes, no weeds attached. Did ...

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Insurance for Project Managers

... you know? Even if your projects take you across the country, your Professional Indemnity insurance covers you anywhere in Australia.   Get the cover for your business Professional Indemnity*  Your role as a project ...

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Insurance for makeup artists

... , fire, storm or theft). It can provide cover for your building, contents, stock or event an interruption to your business. A business insurance package can even include tax audit, statutory liability or employment ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

Two of Australia's leading FinTech providers, BizCover and ... online provider of small business insurance, having helped over 90,000 ... businesses ... cover options for over 6,000 occupations across Australia and have sold over 250,000 policies. The ... a key part of our mission to make business insurance even more accessible for SMEs and our partnership with ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... hand we've outlined a few of the key considerations around the need for adequate insurance for your business . Is insurance mandatory for your business? In Australia for some business sectors you'll find certain types of ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... ... change this, making business insurance simpler than ever. Providing multiple quotes instantly online, with Bizcover one can select and purchase the right cover immediately from some of Australia's leading insurers. For a ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... will be granted twice a month Where: www.smallbusinessbuddy.com.au About BizCover BizCover is Australia's leading online insurance service and is changing the way micro, small and medium sized businesses buy Professional ...

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Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... be granted twice a month Where: www.smallbusinessbuddy.com.au About BizCover BizCover is Australia's leading online insurance service and is changing the way micro, small and medium sized businesses buy Professional ...

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How to Kickstart Your Best Year in Business

In the blink of an eye, another new year is here, and it is a great time to get your business ready for a successful year. Taking the time to review some of your existing ... only a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...

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How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... bushfires and storms. This is where Building and Contents insurance is a wise investment for protecting your ... insurance for your business, BizCover can help with a range of competitive quotes from Australia's leading ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.