5 Money Saving tips for Small Business

Most small business owners are conscious of their cash ... out or have been in business a while, you'll want to ... make the most of your business ... such as WebCentral, who offer affordable web design packages which will ... services for your business. Many business owners will often just go to ...

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7 Types of Insurance Your Small Business Should Consider

... assets is Small Business Insurance. But what kind of insurance do you ... as there are no two businesses that are exactly the same. ... ... to those of a salon owner who has a shop front. ... for your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as a ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering the ... most risks that a small business faces? Have When looking for Business Insurance, most small business owners typically worry about covering the ... you can download our FREE Business Insurance Checklist here. To get instant ...

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The Risky Business of Insurance

... Australian Small Business? Small business owners tend to be juggling ... and future planning. Managing business risk and ensuring that ... a business owner make savvy insurance decisions? Define “must haves ... All businesses providing advice should have PI Business Insurance - insures your business for ...

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A $2,000 Wish for Your Small Business

... small business owner about the most difficult aspect of running a business and ... venturing down the path of business ownership is trying ... a small business themselves back in 2008, BizCover, an online insurance service ... helped over 30 different small business owners from all sorts of industries ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... own. However, many business owners are unaware ... own. However, many business owners are unaware that there is insurance designed to ... Statutory Liability option* to your Business Insurance policy can help cover: Monetary ...

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Our Customers Get Their Bad Business Habits Out of Their System

... campaign that showed how small business owners really feel about their expensive, ... system! The campaign features small business owners who were ... campaign that showed how small business owners really feel about their expensive, ... system! The campaign features small business owners who were previously victims of ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things don't ... your business and your bottom line. Whilst you've got the insurance to ... If you are a small business owner you know that things don't ... of the most common BizCover Business Insurance customer claims, and tips on ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists, turns ... to help you stay in business for the long run. Strap ... ... to becoming a successful small business owner is one of twists, turns ... of the ways business insurance can help keep your business alive: Public Liability ...

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Stranger Businesses

... share with us their strange business names. Creative, left of centre, ... these businesses are definitely ones that you ... ... Heart encapsulates the story of business owner and single mother, Kirsten who ... business name may be, at BizCover we offer a variety of insurance ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to ... ... your overall business insurance plan. What types of insurance should food businesses consider? Public ... poisoning - no small food business owner ever wants to hear that ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. ... latest winners of BizCover's Small Business Buddy Wishes, with a brand ... events, webinars, and seminars, helping business owners creating a successful and more ... initiative of BizCover, an online Business Insurance service that has partnered with ...

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BizCover Customers' Top Tips To Grow A Business

... in order to grow your business once you've taken that plunge? ... ... - our customers. One small business owner who is anticipating a better ... flow - like most small business owners - they're extremely confident in ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... up a new business or have been in business for a while ... and looking to buy insurance ... due to your business activities Professional Indemnity insurance protects businesses that provide a ... legal action taken against them Business Insurance provides protection for material damage ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... you get your Business Insurance you also cover for Business Interruption which can ... scenarios. Glass Cover, under a Business Insurance Pack will cover your for ...

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A roadmap to staying in business for the long haul: Part 1

... business cards and before you knew it you became the proud owner ... easy feat, getting your own business up and running is an ... ... business cards and before you knew it you became the proud owner ... keep your personal finances and business accounts separate Tune in to ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February 17 ... animal lover, Hannah started her business (www.facebook.com/hannahshandypetcare) as a way of ... years have embraced our online insurance services over more traditional methods ...

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What is Business Insurance?

Do I need business insurance?Claim Example What is Business Insurance? Business Insurance can provide cover ... sort of damage and the business owner received $6,000 for building contents, ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... and trustworthy referrals from other business owners and be sure to do ... and decide what other special insurances your business needs. The little things ...

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Business Interruption

... to considerBack to Business Insurance Business Interruption Cover* Most small business owners like to prepare ... Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her ...

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How much does Business Insurance cost?

... am a Food Business Owner How Much Does Business Insurance Cost? Business Insurance, sometimes referred ... questions asked by business owners is: “How much does Business Insurance cost?” This is ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... confidence, the constraints our small business owners are tackling, and much more. ... asked our small business owners to reflect on their business performance in 2019 ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... by Australia's first online Small Business Insurance Comparison Site, is a $2000 ... quarter and sees entries from businesses owners across Australia. The past winners ...

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3 Foodie Businesses Share Their Recipe For Success

A squeeze of passion, a pinch of pizazz, a dollop of hard-work and an appetite to succeed are just some of the staple ingredients that go into running your own food business ... into rolling a successful food business – these are some of the ... too! If you're a small business owner who would love to share ...

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5 Common Beauty Insurance Claims

... most common claims beauty salon owners are likely [] ... most common claims beauty salon owners are likely to experience - ... displayed on it. “Thankfully my Business Insurance policy included building and contents ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... your insurance to ensure that if the unthinkable happens and your business ... ... the right types of insurance for your business is essential. If something ... workplace or at another location. Business Insurance Tailored cover to protect your ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... to bring a business to its knees. Business interruption insurance is designed to ...

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6 Areas You May Not Have Thought Business Insurance Covers

... it's vital to protect your business assets and revenue against potential ... accidental damage. When insuring your business you should consider cover ... other cover options offered through Business Insurance if you make a claim ... Money Did you know your Business Insurance policy can also provide cover ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... compare quotes and buy the insurance that suits your ... may not know about small business insurance - which may help you ... million dollar claim. However your business insurance may cover personal items If ...

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A guide to Plasterer's insurance that won't leave you, board

... worked hard to get your business where it is, so why ... by not having the right insurance in place? Read on to ... ... impact upon your business reputation. Luckily there's an insurance for that, so ... identified and valued on your insurance certificate. To help make things ...

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Business Insurance

... not?Get the right cover The business of Business Insurance Whether you have just ... to ensure you'll be in business tomorrow. Business Insurance can provide financial cover ...

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Steady as she goes - still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... that the market for small business insurance continues to benefit from stability ... in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price Index shows ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with the index rising ...

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A Guide to PI Insurance

Professional Indemnity Insurance (PI) is difficult to comprehend, ... is to make Professional Indemnity Insurance simple (also known as errors ... Insurance ... Insurance? Professional Indemnity Insurance is a form of business insurance for professionals who ... percentage of your business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons. ... ... these areas. Having Public Liability insurance is one of the vital ... all things insurance to get your business covered with the right insurance policies.

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... circumstances Property damage Public Liability insurance When you work closely with ... Cover as part of a Business Insurance pack to protect your valuable ...

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the [] ... to protect yourself and your business from the different risks that ... of risk consider public liability insurance which will provide financial protection ...

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Small Business Continues to Win on Insurance Prices!

... increase; however the BizCover Small Business Insurance Price Index for the first ... ... increase; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...

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Latest Small Business Buddy Winner: Evermore Memories

... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest ... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... capacity and competition in the insurance market over the last few ... down the price of professional/business insurance for Australian SMEs. Since the ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... your legal and defence costs. Business Insurance To bring your creative visions ... damaged, destroyed or even stolen? Business Insurance provides tailored protection for your ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... of the different types of business insurances for cabinet makers to consider. ... maker to find insurance options that protect your business for when you ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels ... having enough insurance could mean the difference between staying in business or ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... stock levels. Do you have Business Insurance to cover your stock and ... sure you're protected within your Business Insurance pack, as with increased trading ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business Insurance? We've got the answers! ... of FAQ's designed to make insurance easy to understand. Get Free ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... in stop working? Within a Business Insurance pack the Easter Bunny would ... He also has cover for Business Interruption, and should the unthinkable ...

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Business Insurance the Smart Way

... small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes ... to help you with any insurance questions you might have. BizCover ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... to protect you and your business against the financial risk in ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... BizGiver Business Grant. Kaydee ... the owner of this grant program, is Australia's top online business insurance serviceand ... finally allowing small businesses to quickly compare multiple business insurance quotes for free ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely ... competition, where one lucky small business owner has the chance to win ... competition, where one lucky small business owner has the chance to win ... asked what being a small business owner means to her, Renae said ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... business has built its name capturing ... ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... weddings and international events. “My Business was only weeks old when ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often fail to ... ... most common issues with Business Insurance is that policy owners often fail to ... learn. Business owners also need to stay engaged in the insurance process. Insurance isn't ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... reduce your insurance costs considerably. Insurers appreciate the steps business owners take to ... is actually a type of business insurance and is usually purchased as ...

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World Snake Day Customer Spotlight

... of different businesses. From caf owners and electricians to personal trainers ... ... common theme with the three business owners we spoke with was that ... some great advice for fledgling business owners: “In my business, something ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... opening. “As most new small business owners can attest to, setup costs ... 2014, over $60,000 in Small Business wishes have been granted; everything ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... ... for business. Thankfully, under a Business Insurance pack there is an option ... cover is available under a Business Insurance pack and provides cover for ...

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We Bar None wins the 36th BizGiver Grant

... BizGiver grant is Ellen Burns, owner of We Bar None. Based ... ... the world. “Being a small business owner is incredibly hard and incredibly ... of one lucky business owner to help take their business to the next ...

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Beauty Laine wins the 39th BizGiver Grant Competition

Working in the beauty industry for over a decade now, Elaine OHara previously owned a salon for two years before selling it so she could spend more time at home with ... “For me, being a small business owner means that you are providing ... the highest quality device, at affordable prices. It will allow us ...

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Hardship & Triumph: Aussie Entrepreneurs Tell it How it is - Part 2

World Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... found a niche within the insurance industry by looking at where ... the role of mum and business owner as the biggest obstacle she ...

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Money

... to considerBack to Business Insurance Money Cover* Money insurance protects your business money (which ... money to and from your business premises? ← Back to Business Insurance

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Being financially prepared for Bushfire Season

We're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... a good time for businesses to check their insurance to ensure they ... free as possible. Contact your insurance provider as soon as possible. ...

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Congratulations WHOLE Enteral Nourishment - Winner of BizGiver 40

WHOLE Enteral Nourishment is a start-up dedicated to changing the way people in Australia are tube fed. Their goal is a simple one, providing real, whole food, for tube ... What does being a small business owner mean to you? Why do ... of one lucky business owner to help take their business to the next ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. Children of the Night Markets, have won the coveted BizGiver $2000 grant for the month ... the coveted BizGiver $2000 Small Business grant. “We entered because it ... started by Australia's leading online business insurance service BizCover, grants the wish ...

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Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Caf! The restaurant specialises ... reduce their environmental impact and business expenses. They wished for new ... of one lucky business owner to help take their business to the next ...

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Customer Spotlight: Tirol Sports

To celebrate the start of winter, we're talking to one of our wintery small businesses, Tirol Sports. Some of the new gear freshly unpacked for this winter.?#tirolsportsathotham ... ” explained Hagen. Opening his own business has allowed Hagen the freedom ... something new to be a business owner and 'succeed',” explains Hagen. “As ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it ... make sure that your Insurance grows with your business and you're not ... A large number of ... Take Samantha*, a hair salon owner operating in the Greater Sydney ... many days closed. Luckily, the Business Interruption insurance that Samantha had added ...

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Pet Stays, becomes the 32nd BizGiver winner

... BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package. ... ... PST Started in 2015, after Owner Manager Jeannene Anchen decided to ... the small business community, who have embraced our online insurance services over ...

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BizGiver finds it's latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants, ... ... owner Nick Blake finds himself in the wild. Nick started his business ... the small business community, who have embraced our online insurance services over ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... world a better place.” explains owner Tanya Abbey, “We're able to ... grant. BizCover, Australia's leading online business insurance service, started the grant of ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... is especially ... is especially the case with Business Insurance options like Portable Equipment and ... insurance provides repair or replacement for accidental loss or damage to business ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... ... building, contents and/or stock a Business Insurance policy usually comes with some ... included as part of a business insurance policy but may be added ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... winner of bizcover.com.au $2,000 small business grant has been announced. Hustle ... win the $2000 BizGiver Small Business Grant, receiving a new ... winner of bizcover.com.au $2,000 small business grant has been announced. Hustle ... BizCover, Australia's leading online business insurance service, started the $2000 monthly ...

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Pure Flowers wins the latest BizGiver

... FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ... ... success.” BizCover, Australia's leading online business insurance service, started the grant of ... supplier guides to promote local businesses that provide floral related services ...

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Fit Body Fit Mind wins a clean bill of health with BizGiver prize

Small Business is all about punching above ... Victorian health and fitness small business has won the 23rd BizGiver ... ... Chinese restaurants and flying,” explains owner Sheridan Smith, “After a tough ... nomination in the Australian Small Business Champions Awards, be voted 'Most ...

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100,000th Customer Spotlight - MB's Lawnmowing

... now have over 100,000 small businesses insured through our service. Since ... to help as many small businesses to do the same. To ... ... now have over 100,000 small businesses insured through our service. Since ... attracted you to purchasing your insurance through BizCover? “To be honest, ...

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Kate Owen Gallery wins BizGiver Grant

... WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business [] ... for supporting indigenous artists. The business success has reached such a ... BizGiver initiative, started by BizCover Business Insurance, has given away over ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... and investigators, and without your insurance your could find yourself between ...

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Customer Spotlight - Lucid 8 Unisex Apparel

... customer Laura Vogt and her business Lucid 8 Unisex Apparel. Laura ... ... the word 'Entrepreneur' meant in business studies at school and thinking ... leading catalysts which propelled my business into popularity,” When asked what ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.