... to midnight snacks. As a convenience store, you've got all bases ... ... costly without the right protection. Public Liability insurance can provide you with peace ... place in the online marketplace, convenience stores still handle large amounts of ...
read moreYou've worked hard to build your business, so it makes ... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims You've worked hard to build your business, so it makes ... the risk of legal action. Public Liability insurance protects you against claims from ...
read more... lattes in town, if the building you own was damaged by ... ... own your own commercial property: Building Cover What is Building Cover? Building Insurance provides protection ... of inoccupancy: Loss, damage or liability during any period in excess ...
read moreThe Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... the non professional sector with Public Liability and Business Packs (predominately covering ...
read moreGetting the insurance sorted for your small business ... compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... put this in perspective, a public liability policy for an SME working ...
read moreProfessional Indemnity Insurance (PI) is difficult to ... is to make Professional Indemnity Insurance simple (also known as ... Professional Indemnity ... Professional Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage of ... your business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming ...
read moreThe BizCover Small Business Insurance Price Index is indicating ... market for small business insurance continues to benefit from ... stability in insurance continues to benefit from stability ... the last BizCover Small Business Insurance Price Index. “Insurers have managed ...
read more... Insurance. But what kind of insurance do you actually need? There's ... ... and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based ... bundling your Public Liability policy. You've put tremendous effort into building your ...
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read more... best. And you can include Public Liability Insurance to ensure you are not ... not quite go to plan. Public Liability Building & Contents Glass Tax Audit ...
read moreIf your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... advice that has been provided. Public Liability Protection against the damages from ... another location. Business Insurance Tailored cover to protect your building and contents: ...
read more... things such as their legal liabilities and top of mind assets ... ... to ensure you have your Public Liability cover in case a customer ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...
read more... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... accident happening, and that's why Public Liability insurance is equally important for yoga ...
read moreKnow you need business insurance but aren't sure how to ... while and looking to buy insurance for the first time; there ... ... of cover available to businesses. Public Liability insurance covers against the legal costs ... Protection extension when taking out Public Liability insurance which covers defects in the ...
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read more... price increases in the business insurance market, SMEs are continuing to ... business insurance, the BizCover SME Insurance Price Index shows that ... been seeing increases in their Public Liability insurance over the last few years, ... BizCover platform to reduce their insurance costs with comparable cover.” Download ...
read moreInsurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...
read moreFlipping burgers, filleting fish, grinding coffee beans the fast-paced world of the food industry leaves no spare time to be left worrying about whether you have the ... example, Public Liability insurance is often required when you take out a commercial lease; ... only available if you insure Building or Contents. Machinery Breakdown - ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... valuables and money; damage to buildings and glass; and machinery breakdown. ...
read moreYour business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... back up information stored on portable electronic equipment. Building If you own ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read more... a mandatory requirement under a commercial lease agreement, as is Glass ... by food businesses Like retailers, Public Liability insurance is the most popular cover ...
read moreAs much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... it. “Thankfully my Business Insurance policy included building and contents cover”, ... my landlord to hold a Public Liability policy. I've always enforced strict ...
read moreThe career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... arising from your previous work. Public Liability Insurance If you're dealing with clients, ... intellectual property? With almost everything stored online, including your personal and ...
read moreEach year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... it could also represent a public liability risk, for which the Easter ... eggs are stored in stop working? Within a Business Insurance pack the ...
read moreFrom fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...
read moreWorking as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... these types of risk consider public liability insurance which will provide financial protection ... services. Find Out More About Public Liability Insurance As a personal trainer you'll ...
read moreWhat are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... Examples of “must have” insurance: Public Liability– protects against legal and court ... efficient, transparent and competitive. Online insurance experts BizCover cover over 2,000 ...
read moreBusiness Insurance FAQs Got questions about Business ... of FAQ's designed to make insurance easy to understand. Get Free ...
read more... line. Whilst you've got the insurance to help you out, you'd ... ... the most common BizCover Business Insurance customer claims, and tips on ... investing in a backup generator. Liability Claims Another common claim seen ...
read more... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... Therapeutic Goods Act Mining Act Building Professionals Act Electricity Act What ... make. This is where Statutory Liability insurance comes into play – designed to ...
read more... however the BizCover Small Business Insurance Price Index for the first ... ... however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...
read moreBuying any insurance, can be a confusing and time consuming process. And when it comes to getting your Professional Indemnity Insurance, it can be even more so. Here ... technical terms, speak to an insurance professional who can help you ... due to employee's dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional ...
read more... to Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is designed ... Did you know? Employment Practices Liability cover is provided on a ...
read more... notThings to considerBack to Business Insurance Statutory Liability This option covers the ... penalties, as well as pollution liability defence costs. *As with any ...
read moreChristmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... to make sure you have Public Liability, and if you do ... you're protected within your Business Insurance pack, as with increased trading ...
read more... occupations. BizCover instantly provides multiple insurance quotes online and you can ... to help you with any insurance questions you might have. BizCover ...
read moreThe new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... Cover yourself up! Check your insurance cover levels to see whether ... making a claim having enough insurance could mean the difference between ...
read more... arrived at your shop or store to find a smashed window ... ... major victims of burglary and convenience stores bearing the brunt of robberies ... 'pack' along with other insurances such as Public Liability. Even though it's ...
read more... most common issues with Business Insurance is that policy owners often ... ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ... worth of damage to a building that was worth $10,000,000, but ...
read more... days as an apprentice to building up your name and opening ... ... days as an apprentice to building up your name and opening ... shut the store for more than 90 consecutive days, your insurance policy ...
read more... tail, we asked him what insurances he has in place to ... ... it's not a yoking matter! Public Liability Insurance also extends to protect me ... is where my Product Liability component of my Public Liability Insurance comes into play. ...
read moreSMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, ...
read more... as chairs, desks and computers. Public Liability Insurance which covers your business against ... A tradie working on a commercial building locked up his excavator before ...
read moreAs we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... Increase lighting around your business building with sensor lights Make sure ... walking in these areas. Having Public Liability insurance is one of the vital ...
read moreThe only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... more staff, create new lines, build a website or take on ... of themselves, but the primary insurances - public liability and professional indemnity - ...
read moreRunning a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... insurance! You shouldn't think of insurance just as an expense, instead ... If you rent your premises, public liability may be a requirement from ...
read moreThe journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is an ... are not found liable, your Public Liability policy will cover the associated ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, outdated policies and encouraged them to get them out of their ... when he subjected his old public liability policy to his bandsaw. Jill, ...
read moreBusiness insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... your insurer. Portable Equipment This insurance provides repair or replacement for ... their vehicle. Insuring under a commercial vehicle policy may also be ...
read more... it shows. Her unisex apparel store Lucid 8, is home to ... ... running an online store, pop-up store and her own market store, ... that to motivate you into building your best life.” ——————————————————————————————————————————— You can ...
read more... to enjoy, including plenty of public holidays, long days and great ... ... when you get your Business Insurance you also cover for Business ... not pay out if your building has been unoccupied for more ...
read more... health-conscious products. Ellen's products have built up a fan base for ... ... health-conscious products. Ellen's products have built up a fan base for ... of healthy, delicious, and interesting convenience foods in North America and ...
read more... Talk, Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... increased premiums for property related insurance which is more commonly bought ... areas exposed to catastrophe events, commercial motor and Directors and Officers ...
read moreYour Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... as you might inadvertently admit liability which can result in your ...
read more... Blue Mountains. The business has built its name capturing [] ... ... Blue Mountains. The business has built its name capturing and immortalising ... value of your skills and building a reputation. “My proudest achievement ...
read more... 'lock up' operations. Business interruption insurance can provide both peace of ... ... to its knees. Business interruption insurance is designed to provide compensation ... an insured event. Business interruption insurance policies are specific, however, and ...
read more... to make sure that your Insurance grows with your business and ... ... made. While her landlord’s insurance covered the repairs to the ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...
read moreModern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... more than just decor. Designing commercial office furniture is not something ... also important to choose suitable insurance coverage to give you peace ...
read moreWhen it comes to Business Insurance, understanding what's included and excluded from your policy can at times feel a tad murky, especially when it comes to flood cover ... contents and/or stock a Business Insurance policy usually comes with some ... flood. Generally speaking: Building or business contents: If buildings or business contents ...
read moreHere at BizCover we find ourselves insuring all kinds of different businesses. From caf owners and electricians to personal trainers and reptile rescuers. Today, on World ... to be very important is building my public profile in the local ... do. It is important to build a reputation among the local ...
read moreWorking in the beauty industry for over a decade now, Elaine OHara previously owned a salon for two years before selling it so she could spend more time at home with ... is also incredibly proud of building up her client base from ... hope the future has in store for Beauty Laine? “My goal ...
read moreThe rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... U.S. home furnishings store industry includes about 15,000 stores with combined annual ... to pay off as the public learns to distinguish between varied ...
read moreLatest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber ... Insurance. BizCover provides multiple insurance quotes ...
read moreSmall Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber ... Insurance. BizCover provides multiple insurance quotes ...
read moreFor this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... supported.” This supportive culture includes building up junior staff members with ... for new clients, so having insurance is an essential requirement. “ “BizCover ...
read moreWith Stranger Things returning to our screens, season 3 instantly transports us back into the sci-fi world of the 'upside down', unruly mullets, giant walkie-talkies ... competitor set up a pop-up store near their business, causing confusion ... we offer a variety of insurance options from Australia's top insurers. ...
read moreOn today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... made a name for itself building client success through high-quality copywriting, ... mind that Dawson justifies her insurance with BizCover. “I insure my ...
read moreFudge N Good Coffee is expanding to Sydney and to celebrate is giving BizCover supporters a gift (read to end to find out!) When winning the BizGiver $2000 grant a year ... be opening our first franchise store in the next year.” Thanks ... set to open a new store in Sydney. “We are very ...
read moreBizCover is proud to announce that we now have over 100,000 small businesses insured through our service. Since our start in 2008, we have experienced exponential growth ... business, servicing both residential and commercial clients.” What inspired you to ... attracted you to purchasing your insurance through BizCover? “To be honest, ...
read moreDeviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... “Winning this award and garnering public support for our efforts and ...
read moreWorld Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... found a niche within the insurance industry by looking at where ... on showing up.” Trish Springsteen, Public Speaking Coach, Mentor and Author ...
read moreIt's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... the same pain points, including: Building the business and getting new ...
read moreWhat is it that empowers people to take the plunge and start a business? Also, and perhaps most importantly, what is the secret to sustaining that motivation and passion ... accredits their continued success to building a strong and vibrant customer ...
read moreIn light of BizCover's 10-year birthday, we wanted to take a look at some of our customers who have been with us since the very beginning. Today we're looking at Circul8 ... a business doing it because building a business is relentless. It's ...
read more... to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... stress? Is your portable equipment stored in an open air or ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... in 2008, BizCover, an online insurance service for small businesses, knows ... winner will be determined by public voting via the BizCover Facebook ...
read moreIts Privacy Awareness Week, and in recognition of our support weve outline a few ways that individuals and their businesses can keep their important information safe ... reason, if your business offers public wi-fi, you should not use ... overwhelming it's worth considering cyber insurance for your business. Most cyber ...
read moreBrendan Healy from PerfEx Consulting is what some may call an overachiever; a PhD in Molecular Biology, Master Black Belt in Lean Six Sigma, a Hons. BSc in Industrial ... medical, clinic, food, beverage and public health. “I have seen first-hand ... its inception, the company has built a name for itself with ...
read moreIt's that day of the year that chocolate lovers all around the globe look forward to more than anything, yes, it's World Chocolate Day. To celebrate, BizCover wanted ... stocks last! Visit their online store Like them on Facebook Follow ...
read moreOperating out of Mandurah in Western Australia, is Blue Earth Solutions (BES), an environmental consultancy. The goal of BES is to work towards continual improvement ... reducing household waste or catching public transport more frequently - we ... and perseverance is incredibly important. Build a strong network of support ...
read moreTo celebrate the start of winter, we're talking to one of our wintery small businesses, Tirol Sports. Some of the new gear freshly unpacked for this winter.?#tirolsportsathotham ... freestyle riding,” he says. Hagen's store is a crowd favourite too, ...
read morePURE FLOWERS, THE LANE COVE BOUTIQUE FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ABLE TO KICKSTART THEIR ONLINE PRESENCE WITH A YEAR'S WORTH OF WEBSITE ... ” BizCover, Australia's leading online business insurance service, started the grant of ... can educate their customers and build up their online presence. “[Engaging ...
read more... notThings to considerBack to Business Insurance Business Interruption Cover* Most small ... to its knees. Business interruption insurance is designed to provide compensation ...
read more... to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... machine referred to on your insurance certificate that suffers insured damage ...
read more... to considerBack to Business Insurance Money Cover* Money insurance protects your business ... business premises? ← Back to Business Insurance
read moreThis Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... Plus Personal Accident and Illness insurance will typically provide benefits for ... for Personal Accident and Illness insurance today! *As with any insurance, ...
read more... notThings to considerBack to Business Insurance Goods in Transit Protects you ... and experienced? ← Back to Business Insurance
read moreThe latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... ” The grant, started by BizCover Insurance in 2014, has given away ... who have embraced our online insurance services over more traditional methods ...
read moreSydney based florist Pure Flowers Lane Cove, was already a highly successful Small Business at the end of 2015 when they were awarded the BizCover $2000 Small Business ... quality to improve, helped us build trust with potential customers and ... build our business reputation via our ...
read moreWe're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... for businesses to check their insurance to ensure they have adequate ... free as possible. Contact your insurance provider as soon as possible. ...
read moreIt's only been ten months since Kaydee Gosper opened KD Hair, but since then she's already made a name for herself for her signature colour and styling, been nominated ... is Australia's top online business insurance serviceand revolutionised the industry when ... to quickly compare multiple business insurance quotes for free online and ...
read moreHusband and Wife Team wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May 12, 2015: Angela and Andy Smith from Lifestyle Tradie Group ... of BizCover, an online Business Insurance service that has partnered with ... years have embraced our online insurance services over more traditional methods ...
read moreSCOOTER AND JINX, A MELBOURNE COFFEE SHOP, SCOOTS AHEAD OF THE COMPETITION AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little Collins Street in Melbourne ... I started this venture to build a future around our love ...
read moreIn March 2016, two friends Karina and Vicky started their own Market and Festival business, Suga & Spice, after both enjoying sharing their love of cooking with each ... family came from Egypt), have built their business around offering tailored ...
read moreAfter working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... of a comprehensive and robust insurance plan for his business. “I ...
read morePet Stays, a pet sitting & care provider, has been crowned the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package. PetStays ... who have embraced our online insurance services over more traditional methods ...
read morePooch Pampering Practice gets a new luxurious dog hydraulic bath. Paws & Relax, a dog day-care, training and grooming organisation, has won the 27th $2000 BizGiver Grant ... a story that small business insurance provider BizCover sees all too ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... credit card, bank account or insurance for their business. It may ...
read morePHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. Children of the Night Markets, have won the coveted BizGiver $2000 grant for the month ... by Australia's leading online business insurance service BizCover, grants the wish ...
read moreCREATIVE AGENCY, HUSTLE WORKSHOP IS THE LATEST BIZGIVER WINNER The latest winner of bizcover.com.au $2,000 small business grant has been announced. Hustle Workshop, a ... BizCover, Australia's leading online business insurance service, started the $2000 monthly ...
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Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.
Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.
Independent feedback from our customers rated our service at excellent.
A) Material damage loss for your physical assets
B) Financial loss due to Business Interruption
Choose cover options below!
Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses. Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.
