Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... loss or damage to your business assets, all of which can result ... Business Interruption insurance. It provides cover for loss of income and the increased costs ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential risks ... that may impact your business, such as fire, storms, theft ... your ... 's vital to protect your business assets and revenue against potential risks ... with all the other cover options offered through Business Insurance if you make ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... much cover is enough? Whether you're opening up a new business ... or have been in cover available to businesses. Public Liability insurance covers against the legal costs for ... Management Liability insurance covers businesses and their directors personal assets against legal costs for allegations ...

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Business Insurance

... effort by not protecting your business assets from unexpected events. No matter ... be in business tomorrow. Business Insurance can provide financial cover for your business, including the ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... job done, in particular, your business assets: drafting equipment, laptops, software, mobile ... insurance to help your business get back on track by covering the increased costs ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... costs. Protect the money. This is about more than Business Interruption insurance, which covers ... need to protect your business's greatest asset - you, and your ability ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... negligent business activities.  Additionally, it will also cover legal fees and compensation costs ... and can provide quotes in minutes. *As with any insurance, cover will be ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... or at another location. Business Insurance Tailored cover to protect your building and ... Liability Protects businesses and business directors including their personal assets against legal costs for ...

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Things you didn't know about small business insurance

... business can be pretty straightforward, jump online, compare quotes and buy the insurance ... that suits your business. But there ... dollar claim. However your business insurance may cover personal items If you have ... the temptation to undervalue your assets in order to save a ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering the major ... liabilities and top of mind assets When looking for Business Insurance, most small business owners typically worry about covering the major ... liabilities and top of mind assets such as their building, contents ...

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What is Business Insurance?

... for your physical assets b) Financial loss due to business Interruption There ... . Public Liability Insurance which covers your business against the legal costs of a claim ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... aware of what isn't covered should also be considered, [] ... delivery of a service. Business Insurance – This can cover your work premises and ... you acquire significant additional assets or change your business location. Look at ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it ... make sure that your Insurance grows with your business and you're ... . A large number of small ... and like any good business owner, covered her business with Business Insurance. For the next ... she would struggle to cover costs if her business was shut for more ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... protect your customers, your business, and your assets. Take safety measures to ... sufficient Business Insurance coverage to provide financial protection. Depending on the cover options ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... protect your assets is Small Business Insurance. But what kind of insurance do you ... not only covers the cost of compensation, but your defence costs as well ... ? Your Business Insurance will help you cover of getting your physical assets back in ...

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The Risky Business of Insurance

... the Real Costs to Australian Small Business? Small business owners tend ... and future planning. Managing business risk and ensuring ... or substantial assets you should insure them Cyber Insurance - Protects your business against ... , transparent and competitive. Online insurance experts BizCover cover over 2,000 occupations ...

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Why having an office inventory list is essential.

... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out ... ... your business, such as a fire, theft or malicious damage, the costs ... review your insurance, you have the right level of cover for your ...

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How much does Business Insurance cost?

... Public Liability cover in a Business Insurance pack. The beauty of Business Insurance is that ... food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... when it comes to flood cover. But it doesn't need ... explaining the basics ... out cover for your building, contents and/or stock a Business Insurance policy ... flooding cost? A: You will need to request a quote for including cover ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... your accountant, as security-related business costs are generally deemed to be ... when purchasing Theft cover is 'Business Interruption' insurance, which doesn't cover the items ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... increase in the cost of business insurance, the BizCover ... increase in the cost of business insurance, the BizCover SME Insurance Price Index shows ... platform to reduce their insurance costs with comparable cover.” Download the full report ...

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5 insurances every convenience store owner needs to know about

... , you've got all bases covered, but have you taken the ... consider the needs of your business and the best way to ... ... by an insured event? Business Interruption provides cover for loss of turnover ... to insure it! Building insurance covers the costs of repairing or rebuilding your ...

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The balancing act of work/life balance: how you can do it all and stress less

This Stress Down Day, we're here to help you gain back some equilibrium at work and stress less along the way. Research shows that 90% of Australians need to stress less ... still managing a successful small business. Smarter time management Overworking and ... tailored quote for Personal Accident and Illness insurance today! *As with any insurance, cover ...

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Stranger Businesses

... share with us their strange business names. Creative, left of centre ... , these businesses are definitely ones that you ... ... business name may be, at BizCover we offer a variety of insurance ... options from Australia's top insurers. Providing cover to ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... value on your business insurance. Cover yourself up! Check your insurance cover levels to see ... BizCover who let you compare quotes from multiple insurers online or ...

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A Guide to PI Insurance

... is to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity). ... Professional ... Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance for professionals ... legal defense costs up to your specified amount of cover, and after ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... right cover in place to protect your business. Let us centre your insurance ... floor, Public Liability insurance can cover the related costs to defend such claims ... take out Contents Cover as part of a Business Insurance pack to protect ...

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Business Insurance FAQs

... Free Quotes Ready to sort out your Business Insurance? Your small business is a ... us. Get the right cover by comparing quotes from Australia's leading ...

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Business Insurance the Smart Way

... for small business We help clients compare and buy cover that suits ... small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes online ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... .com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... her new personal fitness training business, focused on seniors, and ... Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly ... select and purchase the right cover immediately. BizCover partners with leading ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and ... nitty-gritty to understand what insurance is being offered and which ... case with Business ... case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... electronic device INCREASED COST OF WORKING – the additional costs incurred by you ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... your Business Insurance you also cover for Business Interruption which can help cover your business for ... case scenarios. Glass Cover, under a Business Insurance Pack will cover your for damage ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... ? Within a Business Insurance pack the Easter Bunny would have cover for machinery ... the deterioration of stock, covering the cost of repairs or replacement, as ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... ... run your business each day quickly add up and would cost an ... action. Machinery Breakdown cover is available under a Business Insurance pack and provides ...

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Business Interruption

... notThings to considerBack to Business Insurance Business Interruption Cover Most small business owners like to ... ? Business Interruption cover* provides protection for the loss of income and increased costs ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... 'Additional Increase Cost of Working' is included, Business Interruption insurance may take care ... things that usually aren't covered are: Undocumented income – Make sure ...

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Being financially prepared for Bushfire Season

We're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... for businesses to check their insurance to ensure they have adequate cover to ... Business Interruption cover can provide further financial protection for your business. If your business ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons ... ... , is a wise investment, covering the costs of repairing or replacing insured ... to talk all things insurance to get your business covered with the right ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... . However, many business owners are unaware that ... be purchased as optional cover with your Business Insurance. In this post, we ... act that is covered under the policy Legal costs and associated expenses ...

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Employment Practices Liability

... and potential cost of claims taken against them by employees. Covered claims ... dispute? ← Back to Business Insurance * As with any insurance, cover will be subject to ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business ... ... to happen. Machinery Breakdown Insurance covers the cost of repairing or replacing insured ... ongoing bills both for the business and for my personal expenses ...

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Money

... covered & what’s notThings to considerBack to Business Insurance Money Money insurance protects your business ... from your business premises? ← Back to Business Insurance * As with any insurance, cover will be ...

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Professional Indemnity Claims: when should I notify my insurer?

... (PI) insurance is no doubt one of the most vital covers you ... have for your business. If things don ... costs in the event of action ... costs in the event of action taken against your business. Like all insurance ... ensure your policy provides the cover you're expecting, so that ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... . “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. She ... about is paying hefty legal costs should an unwanted accident occur ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... with Public Liability and Business Packs (predominately covering perils and theft) increasing ... buyer of insurance and if businesses are willing to obtain multiple quotes it ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists ... to help you stay in business for the long run. Strap ... ... business insurance can help keep your business alive: Public Liability is an essential cover ... Public Liability policy will cover the associated legal costs of defending your ...

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Portable Equipment

... notThings to considerBack to Business Insurance Portable Equipment This insurance cover provides repair or ... covered building? Your insurer may distinguish between these two. ← Back to Business Insurance ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... ... Business was only weeks old when I was contracted to cover a ... , insuring my business is almost mandatory especially to cover my equipment as ...

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Pooches Playroom - Customer Spotlight

Here at BizCover we cover a huge variety of businesses. One that caught ... Here at BizCover we cover a huge variety of businesses. One that caught ... fun!!!” *BizCover is the preferred insurance partner of the NEIS (New ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... Liability Public Liability covers you for the costs that arise from claims ...

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Top trends in the furniture industry

The rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... buy versatile furniture that could cover up office equipment when not ... your furniture manufacturing business, you should consider buying business insurance. Eco-Friendly Design ...

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World Snake Day Customer Spotlight

... insuring all kinds of different businesses. From caf owners and electricians ... ... as a business and charge a small fee to cover the costs involved ... .” Fast forward to today and Tony now runs the business ...

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Machinery Breakdown

... to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost of repairing or ... the period of insurance. What's typically NOT covered? Loss or damage ...

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Statutory Liability

... covered & what’s notThings to considerBack to Business Insurance Statutory Liability This option covers ... the costs and expenses ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... BizGiver Business Grant. Kaydee ... , is Australia's top online business insurance serviceand revolutionised the industry when ... finally allowing small businesses to quickly compare multiple business insurance quotes for free online ...

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Goods in Transit

What’s covered & what’s notThings to considerBack to Business Insurance Goods in Transit ... skilled and experienced? ← Back to Business Insurance

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NEIS Customer Spotlight - HerbiDoor

For some, life shows no signs of slowing down. Even the simple task of preparing and cooking meals is quickly becoming a laborious task - so it's no wonder that meal ... , and so it was quickly covered by the local media. 7 ... surely helped out the growing business. HerbiDoor has also received countless ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... Circus, a much loved entertainment business in the sunshine coast community ... . BizCover, Australia's leading online business insurance service, started the grant of ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Latest Small Business Buddy Winner: Evermore Memories

MEMORY MAKING BUSINESS GETS A MEMORABLE PRIZE. ... of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business< ... . BizCover, Australia's leading online business insurance service, started the $2000 monthly ... stage funding. The BizCover Small Business Buddy Grant is specifically designed ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... winners of BizCover's Small Business Buddy Wishes, with ... latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... initiative of BizCover, an online Business Insurance service that has partnered with ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February .. ... years have embraced our online insurance services over more traditional methods ... of buying insurance. Having someone literally change their business capacity overnight ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... most new small business owners can attest to, setup costs can and ...

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Customer Spotlight: Sara Hemphill Naturopath

In honour of today; International Day of Happiness, we look at our health and wellbeing with BizCover customer Sara Hemphill, a flourishing Naturopath from Western Australia ... to eat properly. Today her business expertise has grown to include ... plans, making her truly a business of 2018. She also sells ...

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Customer Spotlight - Lucid 8 Unisex Apparel

... customer Laura Vogt and her business Lucid 8 Unisex Apparel. Laura ... ... the word 'Entrepreneur' meant in business studies at school and thinking ... leading catalysts which propelled my business into popularity,” When asked what ...

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Customer Spotlight: MetaPeople

HR Business, MetaPeople has a great origin ... career management company with a business partner. Then, on an outback ... ... career management company with a business partner. Then, on an outback ... what they do and supporting businesses to achieve great things with ...

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... , that makes their insurance a must. “As a business, we are involved ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... Dawson justifies her insurance with BizCover. “I insure my business because it ... than to worry about the cost of insurance.” “In the short term ...

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Customer Spotlight: Cheaper Buy The Dozen

After working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... .” It was this friend's business model that inspired the beginnings ... and robust insurance plan for his business. “I believe all businesses should be ...

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Customer Spotlight: PerfEx Consulting

... as starting his own successful business PerfEx [] ... as starting his own successful business PerfEx Consulting. PerfEx Consulting is ... to be a continually learning business,” Brendan iterates, “We pride ourselves ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... , BizCover, an online insurance service for small businesses, knows all too well ... free up money for other business costs” Previous BizGiver Winner – Sapphire Coast ...

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Pet Stays, becomes the 32nd BizGiver winner

... Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an ... ... Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an ... the small business community, who have embraced our online insurance services over ...

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BizGiver finds it's latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants ... portable fridge, critical to their business. Wild Forage is bringing ... the small business community, who have embraced our online insurance services over ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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Despite Insurers Talk, Premiums Won't Walk

... , Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has .. ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with the index rising ...

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Customer Spotlight: Yummy Dogs

There are good dogs and bad dogs. Eight years in, and Yummy Dogs founder Olaf is slowly but surely weeding out the rogues with a fresh dedication to quality hot dogs ... car manufacturers) and expanded the business to include their own range ... hot dog - and to convince businesses that it's fine to ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... effort has been worthwhile.” “The cost of producing labels represents a ...

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Small Business Continues to Win on Insurance Prices!

... , prices remain flat for small business. Recent financial results from the ... increase; however the BizCover Small Business Insurance Price Index ... increase; however the BizCover Small Business Insurance Price Index for the first ... win for small businesses! Prices across all insurance classes were stable across ...

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Kate Owen Gallery wins BizGiver Grant

... BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business [] ... for supporting indigenous artists. The business success has reached such a ... BizGiver initiative, started by BizCover Business Insurance, has given away over $45 ...

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Steady as she goes - still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... that the market for small business insurance continues to benefit from stability ... in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... employing staff and adding payroll costs to your bottom line: instead ... card, bank account or insurance for their business. It may be that ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. Children of the Night Markets, have won the coveted BizGiver $2000 grant for the month ... the coveted BizGiver $2000 Small Business grant. “We entered because it ... by Australia's leading online business insurance service BizCover, grants the wish ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... .com.au $2,000 small business grant has been announced. Hustle ... win the $2000 BizGiver Small Business Grant, receiving a new top ... ... . BizCover, Australia's leading online business insurance service, started the $2000 monthly ... these individual and very unique businesses like Hustle Workshop be successful ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.