Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... the case ... the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... insurance provides repair or replacement for accidental loss or damage to business equipment ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have ... and tear, or whereby the equipment has not been maintained correctly. ... you can download our FREE Business Insurance Checklist here. To get instant ...

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Portable Equipment

... notThings to considerBack to Business Insurance Portable Equipment This insurance cover provides repair or ... or retailers that have heavy business equipment fixed to the back of ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... of the different types of business insurances for cabinet makers to consider. ... tools, business equipment or electronic items against loss and damage.  Explore your insurance ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... yoga equipment that's been left on your studio floor, Public Liability insurance ... a Business Insurance pack to protect your valuable equipment at your fixed business location ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance to ... ... of the most common BizCover Business Insurance customer claims, and tips on ... the loss of critical machinery, equipment or personnel can help alleviate ...

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A guide to Plasterer's insurance that won't leave you, board

... worked hard to get your business where it is, so why ... by not having the right insurance in place? Read on to ... ... impact upon your business reputation. Luckily there's an insurance for that, so ... creek without a trowel. Portable Equipment cover provides cover for the ...

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Business Insurance

... to ensure you'll be in business tomorrow. Business Insurance can provide financial cover ... Money Employee Dishonesty Portable Equipment Machinery Breakdown Electronic Equipment Goods in Transit ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... needed by another business through to new stock and equipment being sold ... credit card, bank account or insurance for their business. It may ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... you get your Business Insurance you also cover for Business Interruption which can ... frequent and a breakdown of equipment such as a freezer could ...

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A roadmap to staying in business for the long haul: Part 2

... to becoming a successful small business owner is one of twists, ... to help you stay in business for the long run. Strap ... ... of the ways business insurance can help keep your business alive: Public Liability ... business is mobile, insuring your tools of trade is vital. Portable Equipment ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... cost of cover for Portable Equipment and those in Retail have ...

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Protect your business with Statutory Liability Cover

... different types of insurance policies available to small businesses to protect against ... However, many business owners are unaware that ... Statutory Liability option* to your Business Insurance policy can help cover: Monetary ... failing to wear the safety equipment correctly. The action taken against ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... displayed on it. “Thankfully my Business Insurance policy included building and contents ... trained therapist, cheap or faulty equipment or products, or just sheer ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... and decide what other special insurances your business needs. The little things ... equipment – would the loss or breakdown of these items hurt your business ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it ... make sure that your Insurance grows with your business and you're not ... A large number of ... a waterfall, so with electrical equipment nearby the shop was quickly ... many days closed. Luckily, the Business Interruption insurance that Samantha had added ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... ... for business. Thankfully, under a Business Insurance pack there is an option ... toe! Unfortunately, your machinery and equipment also feels the heat and ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... unattended. Check that all electrical equipment is turned off when not ... business, which includes having sufficient Business Insurance coverage to provide financial protection. ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. Children of the Night Markets, have won the coveted BizGiver $2000 grant for the month ... started by Australia's leading online business insurance service BizCover, grants the wish ... SEO content, training courses, technical equipment and toolkits. “We started BizGiver ...

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The Risky Business of Insurance

... to Australian Small Business? Small business owners tend to be ... stock and future planning. Managing business risk and ensuring that ... a business ... All businesses providing advice should have PI Business Insurance - insures your business for ... should insure them Cyber Insurance - Protects your business against the expenses ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... to bring a business to its knees. Business interruption insurance is designed to ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... your legal and defence costs. Business Insurance To bring your creative visions ... damaged, destroyed or even stolen? Business Insurance provides tailored protection for your ...

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Business Interruption

... to considerBack to Business Insurance Business Interruption Cover* Most small business owners like to ... Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her ...

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7 Types of Insurance Your Small Business Should Consider

... assets is Small Business Insurance. But what kind of insurance do you ... as there are no two businesses that are exactly the same. ... ... for your profession. Professional Indemnity Insurance explained. Business Insurance Business Insurance often comes as a ... need to protect your livelihood. Business Insurance explained. Business Interruption Have you ever ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to ... ... your overall business insurance plan. What types of insurance should food businesses consider? Public ... insured interruption to the business. Business Insurance offers a range of cover ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... your insurance to ensure that if the unthinkable happens and your business ... ... the right types of insurance for your business is essential. If something ... workplace or at another location. Business Insurance Tailored cover to protect your ...

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6 Areas You May Not Have Thought Business Insurance Covers

... it's vital to protect your business assets and revenue against potential ... accidental damage. When insuring your business you should consider cover ... other cover options offered through Business Insurance if you make a claim ... Money Did you know your Business Insurance policy can also provide cover ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... compare quotes and buy the insurance that suits your ... may not know about small business insurance - which may help you ... million dollar claim. However your business insurance may cover personal items If ...

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Steady as she goes - still no increases in Insurance Premiums!

... that the market for small business insurance continues to benefit from stability ... in insurance prices, with little movement in ... of the few ... that the market for small business insurance continues to benefit from stability ... in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Insurance Premiums for Retailers Continue to Climb

... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with ... Climb The latest BizCover Small Business Insurance Price Index has been released ... showing an increase in small business insurance rates, with the index rising ...

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A Guide to PI Insurance

Professional Indemnity Insurance (PI) is difficult to comprehend, ... is to make Professional Indemnity Insurance simple (also known as errors ... Insurance ... Insurance? Professional Indemnity Insurance is a form of business insurance for professionals who ... percentage of your business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons. ... ... these areas. Having Public Liability insurance is one of the vital ... all things insurance to get your business covered with the right insurance policies.

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Insurance Considerations for Personal Trainers

... to protect yourself and your business from the [] ... to protect yourself and your business from the different risks that ... of risk consider public liability insurance which will provide financial protection ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely get ... venturing down the path of business ... a small business themselves back in 2008, BizCover, an online insurance service ... a policy holder with BizCover's insurance service. “So much of BizCover's ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. ... latest winners of BizCover's Small Business Buddy Wishes, with a brand ... initiative of BizCover, an online Business Insurance service that has partnered with ... years have embraced our online insurance services over more traditional methods ...

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Small Business Continues to Win on Insurance Prices!

... increase; however the BizCover Small Business Insurance Price Index for the first ... ... increase; however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...

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Latest Small Business Buddy Winner: Evermore Memories

... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest ... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February 17 ... animal lover, Hannah started her business (www.facebook.com/hannahshandypetcare) as a way of ... years have embraced our online insurance services over more traditional methods ...

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Stranger Businesses

... share with us their strange business names. Creative, left of centre, ... these businesses are definitely ones that you ... ... Heart encapsulates the story of business owner and single mother, Kirsten ... business name may be, at BizCover we offer a variety of insurance ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... capacity and competition in the insurance market over the last few ... down the price of professional/business insurance for Australian SMEs. Since the ...

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A roadmap to staying in business for the long haul: Part 1

... that developed into printing some business cards and before you knew ... easy feat, getting your own business up and running is an ... ... keep your personal finances and business accounts separate Tune in to ... a personalised approach makes your business humanised and helps to connect ...

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BizCover Customers' Top Tips To Grow A Business

... in order to grow your business once you've taken that plunge? ... ... anticipating a better year of business in 2019 accredits their continued ... the person behind the small business they are supporting.” One Management ...

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Our Customers Get Their Bad Business Habits Out of Their System

... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... system! The campaign features small business owners who were previously victims ... Finally, we found Kate, the business consultant, known for her no-nonsense ...

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How much does Business Insurance cost?

... cover in a Business Insurance pack. The beauty of Business Insurance is that it ... businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses ...

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What is Business Insurance?

Do I need business insurance?Claim Example What is Business Insurance? Business Insurance can provide cover ... protect these with the right Business Insurance cover: Businesses that own stock &/or ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels ... having enough insurance could mean the difference between staying in business or ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... stock levels. Do you have Business Insurance to cover your stock and ... sure you're protected within your Business Insurance pack, as with increased trading ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business Insurance? We've got the answers! ... of FAQ's designed to make insurance easy to understand. Get Free ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... in stop working? Within a Business Insurance pack the Easter Bunny would ... He also has cover for Business Interruption, and should the unthinkable ...

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Business Insurance the Smart Way

... small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes ... to help you with any insurance questions you might have. BizCover ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... by Australia's first online Small Business Insurance Comparison Site, is a $2000 ... these individual and very unique businesses like Deviant Distillery be successful, ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... to protect you and your business against the financial risk in ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... South Wales and Queenslander small businesses are currently facing. Find out ... pain points, including: Building the business and getting new customers– Problems ...

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3 Foodie Businesses Share Their Recipe For Success

A squeeze of passion, a pinch of pizazz, a dollop of hard-work and an appetite to succeed are just some of the staple ingredients that go into running your own food business ... only one but two food businesses in the North Queensland city ... into rolling a successful food business – these are some of the ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... business has built its name capturing ... ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... insuring my business is almost mandatory especially to cover my equipment as ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... a tax deduction. THE INSURANCE INFLUENCE Ultimately, every business with lock-up premises ... is actually a type of business insurance and is usually purchased as ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... ... building, contents and/or stock a Business Insurance policy usually comes with some ... included as part of a business insurance policy but may be added ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... BizGiver Business Grant. Kaydee ... program, is Australia's top online business insurance serviceand revolutionised the industry when ... finally allowing small businesses to quickly compare multiple business insurance quotes for free ...

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BizGiver finds it's latest winner in Wild Forage

... crowned; Wild Forage, a small business supplying seasonal wild edible plants, ... ... ” The grant, started by BizCover Insurance in 2014, has given away ... the small business community, who have embraced our online insurance services over ...

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Pet Stays, becomes the 32nd BizGiver winner

... BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package. ... ... BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package. ... the small business community, who have embraced our online insurance services over ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... winner of bizcover.com.au $2,000 small business grant has been announced. Hustle ... win the $2000 BizGiver Small Business Grant, receiving a new ... winner of bizcover.com.au $2,000 small business grant has been announced. Hustle ... BizCover, Australia's leading online business insurance service, started the $2000 monthly ...

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Pure Flowers wins the latest BizGiver

... FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ... ... success.” BizCover, Australia's leading online business insurance service, started the grant of ... supplier guides to promote local businesses that provide floral related services ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... Circus, a much loved entertainment business in the sunshine coast community ... grant. BizCover, Australia's leading online business insurance service, started the grant of ...

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100,000th Customer Spotlight - MB's Lawnmowing

... now have over 100,000 small businesses insured through our service. Since ... to help as many small businesses to do the same. To ... ... now have over 100,000 small businesses insured through our service. Since ... attracted you to purchasing your insurance through BizCover? “To be honest, ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... wish of the winning small business every season. Since it's inception ... 2014, over $60,000 in Small Business wishes have been granted; everything ...

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Kate Owen Gallery wins BizGiver Grant

... WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business [] ... for supporting indigenous artists. The business success has reached such a ... BizGiver initiative, started by BizCover Business Insurance, has given away over ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... and investigators, and without your insurance your could find yourself between ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely ... competition, where one lucky small business owner has the chance to ... Giving back to the small business community is something we're immensely ... competition, where one lucky small business owner has the chance to ...

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Customer Spotlight - Lucid 8 Unisex Apparel

... customer Laura Vogt and her business Lucid 8 Unisex Apparel. Laura ... ... the word 'Entrepreneur' meant in business studies at school and thinking ... leading catalysts which propelled my business into popularity,” When asked what ...

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Customer Spotlight: Sunshine Confectionery Outlet

... our customers who's in the business of appealing to our sweet ... Willy Wonka to rethink his business model, Stuart and Denise Mulholland ... ... Willy Wonka to rethink his business model, Stuart and Denise Mulholland ... finally, “seek advice from a business coach prior to commencement.” Sunshine ...

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10-Year Customer Spotlight: Circul8

... says she first started the business [] ... how she would describe the business in a nutshell, Alana said ... she would offer to aspiring business owners, she had this to ...

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Customer Spotlight: MetaPeople

... career management company with a business partner. Then, on an outback ... ... career management company with a business partner. Then, on an outback ... what they do and supporting businesses to achieve great things with ...

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Customer Spotlight: PerfEx Consulting

... as starting his own successful business PerfEx [] ... as starting his own successful business PerfEx Consulting. PerfEx Consulting is ... his business. “I insure my business with BizCover to de-risk my ...

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Customer Spotlight: Tirol Sports

To celebrate the start of winter, we're talking to one of our wintery small businesses, Tirol Sports. Some of the new gear freshly unpacked for this winter.?#tirolsportsathotham ... ” explained Hagen. Opening his own business has allowed Hagen the freedom ... hire some equipment, have your equipment tuned, repaired or even have ...

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Beauty Laine wins the 39th BizGiver Grant Competition

Working in the beauty industry for over a decade now, Elaine OHara previously owned a salon for two years before selling it so she could spend more time at home with ... would allow her to purchase equipment that she otherwise would have ... these devices!” Like all small business owners, Elaine faces different kinds ...

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Sto Lat Restaurant & Café wins the BizGiver grant

Conveniently located in Ashfield, the heart of the Inner West, is the latest recipient of the BizGiver grant, the Sto Lat Restaurant and Caf! The restaurant specialises ... in the hopes of purchasing equipment that will improve the health ... reduce their environmental impact and business expenses. They wished for new ...

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Machinery Breakdown

... notThings to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... the refrigeration unit? ← Back to Business Insurance

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.