Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... of the most common BizCover Business Insurance customer claims, and tips on ... the loss of critical machinery, equipment or personnel can help alleviate ...

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Business Insurance in Bunbury

... damage). A Business Insurance package can also cover your portable equipment, glass and ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance on the Central Coast

... damage). A Business Insurance package can also cover your portable equipment, glass and ... Equipment Repair and Maintenance How much does Business insurance cost? On average, small businesses ...

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Business Insurance

... ensure you'll be in business tomorrow. Business Insurance can provide financial cover ... Money Employee Dishonesty Portable Equipment Machinery Breakdown Electronic Equipment Goods in Transit ...

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Business Insurance in Newcastle

Business Insurance* for Newcastle businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Launceston

Business Insurance* for Small Businesses in Launceston Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Mackay

Business Insurance for small businesses in Mackay Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance on the Gold Coast

Business insurance* for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Cairns

Business Insurance* for Cairns businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Bundaberg

Business Insurance* for Bundaberg businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Melton

Business Insurance* for Melton businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Parramatta

Business Insurance for Small businesses in Parramatta Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Toowoomba

Business Insurance* for Toowoomba small businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Townsville

Business Insurance* for Townsville businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Wollongong

Business insurance* for Small businesses in Wollongong Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Business Insurance in Geelong

Business Insurance* for Geelong businesses Business Insurance is an insurance package designed to provide cover ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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What is Business Insurance?

... need business insurance?Claim Example What is Business Insurance? Business Insurance can provide cover for your business' premises ... office equipment, such as chairs, desks and computers. Public Liability Insurance which ...

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How much does Business Insurance cost?

... Business Insurance pack to protect things like your business premises, contents, stock and equipment ... food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business Insurance? We've got the answers! ... to sort out your Business Insurance? Your small business is a big deal ...

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Statutory Liability

... to considerBack to Business Insurance Statutory Liability* Statutory Liability insurance covers the company ... or Local Government? ← Back to Business Insurance

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Insurance for Carpenters

... , investigator costs and expert fees). Business Insurance Business Insurance* is a package designed to ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Home Based Business Insurance

... business. Cyber liability insurance is a type of business insurance product, which protects your business ... your items with Portable Equipment cover. Portal Equipment insurance (also known as General ...

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Insurance for Lawn Mowing Services

... costs and compensation if awarded. Business Insurance* Portable Equipment Cover* A mower, edge ... equipment or general property insurance can cover specified items such as tools, business equipment ...

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5 Surprising Things Business Insurance Can Cover

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Insurance for Pet Professionals

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Insurance for Manufacturers

... . Business Insurance* Where would your manufacturing business be without its premises, machinery, equipment or ... stock? Having the right business insurance ...

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Insurance for Furniture Manufacturers

When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... of business insurance to think about when protecting your business. Public Liability insurance is ... damage to items such as business equipment, stock, plant and machinery, records ...

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Insurance for Accountants

... the most competitive insurance prices we can! Business Insurance* Business Insurance is an insurance package designed ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... , claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3 ... specific types of insurances. Finally review your stock, equipment, machinery or tool ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... kitchen and all of its equipment, the fridge stocked with produce ... an insured interruption to the business. Business Insurance offers a range of cover ...

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Insurance for Retailers

... policies include Product Liability cover. Business Insurance* Your customers are important, but ... damage to items such as business equipment, stock, plant and machinery, records ...

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Insurance for Gift Shops

... give you peace of mind. Business Insurance* Your customers are important but ... damage to items such as business equipment, stock, plant and machinery, records ...

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Insurance for Cafes

... your order for business insurance with BizCover, the small business insurance specialist. Protecting your ... of or damage to business and kitchen equipment, stock, furniture and other ...

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Insurance for IT Professionals

... ? Do you rely on computing equipment/servers to get your work done ... , theft, restoration or even business interruption insurance. Cyber Insurance* Consider the client information ...

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Insurance for martial art teachers

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... should consider for their business… Professional Indemnity Insurance You're an expert ... package with your Professional Liability insurance. Portable Equipment Insurance As a makeup artist ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... your legal and defence costs. Business Insurance To bring your creative visions ... stolen? Business Insurance provides tailored protection for your contents (including IT equipment) stock ...

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Insurance for makeup artists

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Insurance for Allied Health Professionals

... exclude claims relating to your business activities. Business Insurance* Your clients are important ... policy. Contents insurance: Covers for damage to items such as business equipment, records ...

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Insurance for Psychologists

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Hair & Beauty Services

... your business. Business Insurance* Your customers are important, but so is stock, your equipment ... , salon contents and you're your commercial premises. Business Insurance is an insurance ...

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Insurance for Plumber

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Insurance for Handymen

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... laptops, tablets, mobile phones, photographic equipment, trade person's tools, and ... other cover options offered through Business Insurance if you make a claim ...

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Insurance for Real Estate Agents

... of your negligent business activities . Business Insurance* Business Insurance is an insurance package designed to ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... another smart policy to consider. Business insurance can be customised for individual ... of insurance should be considered if you or your business has expensive equipment ...

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Insurance for Recruitment Consultants

... your client's property. Business Insurance* Business Insurance is an insurance package designed to provide ... damage). A Business Insurance package can also cover your portable equipment, glass and ...

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Insurance for Consultants

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Insurance for Land Surveyors

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... million dollar claim. However your business insurance may cover personal items If ... have acquired additional stock or equipment, which makes reviewing your policies ...

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Additional Cover for Professional Indemnity Insurance

... certificates of insurance - it's just part of the business. Hish ... Mines, a busy IT consulting business providing information management ... an employee accidentally damaged office equipment at a client's office ... emerged to change this, making business insurance simpler than ever. Providing multiple ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... cost of cover for Portable Equipment and those in Retail have ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and ... nitty-gritty to understand what insurance is being offered and which ... the case with Business ... the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so ... insurance provides repair or replacement for accidental loss or damage to business equipment ...

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Insurance for Tradesmen

... of a particular trade association. Business Insurance* Insuring your tools, and your ... as tools, business equipment or electronic items. Personal Accident & Illness Insurance* As ...

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Insurance for Cabinet Makers

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Insurance for Electricians

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Insurance for Tutors

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A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... you just want your small business ... example stock, machinery or other equipment) you may need to present ... another location? This is where Business Interruption insurance* comes in handy, providing ...

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The Other Virus - Making Your Small Business Cybersafe When Working From Home

... s another virus plaguing small business owners working remotely cyber ... -crime. Small business owners and staff need to ... that can damage their ... and can't do with business equipment, accessing certain websites and protecting ... Cyber Liability insurance* can protect your small business Cyber Liability insurance* is designed ...

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BizCover SME Insurance Price Index Q2 FY20

... businesses with simple insurance needs are using BizCover for their insurance, while smaller businesses ... this quarter. The BizCover ... to more demand for Business Contents insurance particularly from businesses with an annual ... cost for Portable Equipment and relatively small demand for Business Contents cover ...

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Portable Equipment

... notThings to considerBack to Business Insurance Portable Equipment* Portal Equipment insurance (also known as General ... Property insurance) covers you for loss ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... have expensive tools or equipment? Are your business valuables often in transit ... . This is about more than Business Interruption insurance, which covers lost income ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... insurance) can provide protection by insuring specified items such as tools, business equipment ... or electronic items against loss and damage.  Explore your insurance options ...

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A guide to Plasterer's insurance that won't leave you, board

... worked hard to get your business where it is, so why ... by not having the right insurance in place? Read on to ... ... impact upon your business reputation. Luckily there's an insurance for that ... creek without a trowel. Portable Equipment cover provides cover for the ...

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Insurance for Plasterers

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Insurance for Cleaners

... wipe away your worries with business insurance. With just a few clicks ... . Business Insurance* If you rely on your own cleaning equipment to run your business ...

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Is your Small Business Summer Proof?

... challenges and risks every small business should be aware of. Complete ... ... you get your Business Insurance you also cover for Business Interruption which can ... and breakdown of machinery and equipment. Electrical surges can be frequent ...

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Insurance for Dog Grooming

... magic from Broome to Brisbane! Business Insurance* Contents* If your dog grooming ... your business assets while you're working at different locations. Portable Equipment ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... displayed on it. “Thankfully my Business Insurance policy included building and contents ... trained therapist, cheap or faulty equipment or products, or just sheer ...

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Insurance Considerations for Personal Trainers

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5 Money Saving tips for Small Business

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Cyber Liability Insurance: the safety net small businesses need

... Australia and especially to small businesses. The reality is, no small ... ... generally included in Cyber Liability insurance are: · Business interruption costs · Data recovery ... Cyber Liability insurance are: · Damage to property · Replacement of equipment · Prior known ...

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The Art of Being a Creative Small Business

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A roadmap to staying in business for the long haul: Part 2

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Protect your business with Statutory Liability Cover

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Insurance for Painters

... Liability insurance is designed to protect you and your painting business in ... are contractually required to have. Business Insurance* Portable Equipment Cover* To get the ...

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Big Bunny Business: An Interview with the Easter Bunny

... insurances he has in place to protect his very successful chocolate business ... ... which may result from my business activities. Thankfully it also covers ... out Machinery Breakdown Insurance to protect my machinery equipment if this were ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... , BizCover, an online insurance service for small businesses, knows all too well ... services, advertising, iPads, hardware and equipment, and training courses. They've ...

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Childers Local wins the latest Small Business Buddy Grant

... HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February .. ... methods of buying insurance. Having someone literally change their business capacity overnight ... . Wishes have ranged from professional equipment, computers, machinery and in Hannah ...

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iSelect partners with BizCover to launch business insurance comparison

... has expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... in focusing on the SME business market. “Business insurance, like many of iSelect ... expansion of the general insurance vertical into business insurance was a key to ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... the best value on your business insurance. Cover yourself up! Check your ... having enough insurance could mean the difference between staying in business or ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back ... be more exacerbated in the insurance segments that have significant competition ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.