What does Public Liability insurance cover?

... Insurance is designed to provide cover for include: Any award or settlement of compensation to a third party due to them sustaining personal injury or property damage due to your negligent business activities Costs ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... quote within seconds might have made all the difference to business owners like Janine. Financially, the cost of defending claims of negligence can be ruinous, both financially and reputationally. Insurance will cover ...

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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How much does Public Liability Insurance Cost?

... industries and occupations Public Liability insurance can cover, also means the cost of it can vary greatly ... member of the public, or damage to a third party's property. For example, you own a real estate agency which has ...

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What is Product Liability Insurance?

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What is Public Liability Insurance?

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How much Public Liability insurance do I need?

... Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Events occurring before or after the policy period *As with any insurance, cover will be subject to ...

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Public Liability

... or sustain property damage as a result of your negligent business activities. Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy ...

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Insurance for Pet Professionals

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Business Insurance in Mackay

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Insurance for Allied Health Professionals

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Insurance for Recruitment Consultants

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Insurance for Retailers

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Insurance for Professionals

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Home Based Business Insurance

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Insurance for Furniture Manufacturers

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Insurance for Furniture Manufacturers

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Insurance for Pizza Shops

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Insurance for martial art teachers

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Insurance for Cabinet Makers- What You Need to Know

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Legal Requirement for Public Liability Insurance

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Insurance for Accountants

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Insurance for Disability Workers

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Insurance for Mobile Food Vans

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Cabinet Makers

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Tax Audit Insurance

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Cyber Liability Insurance

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: