Public Liability WA

... ’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on WA public liability insurance As a small business owner in Western Australia you already have a lot on your plate. From ...

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Cyber Liability Insurance

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Insurance for Architects

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Insurance for Hair & Beauty Services

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Insurance for Landscapers

... Receive multiple quotes and compare policies from some of Australia's leading insurers without the usual hassles or paperwork. Did You know? Public Liability insurance covers you anywhere in Australia? From Brisbane to ...

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Insurance for Car Wash and Auto Detailers

... your tools of trade anywhere in Australia. This will give you peace of mind, especially if your business is mobile. Insurance for Car Wash and Auto Detailers Public Liability Insurance* When you are working with the ...

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Insurance for Psychologists

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Insurance for Furniture Manufacturers

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Insurance for Marketing Consultants

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Insurance for Gift Shops

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Insurance for Project Managers

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Insurance for Massage & Alternative Therapies

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Insurance for Pizza Shops

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Insurance for Recruitment Consultants

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Insurance for IT Professionals

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Insurance for Plasterers

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Insurance for makeup artists

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Insurance for Civil Engineers

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Insurance for Tutors

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Professional Indemnity Insurance for Consultants

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Insurance for Disability Workers

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5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Perth

... small businesses in Perth pay $33.80**per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance for Cabinet Makers

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Do I need Public Liability insurance?

... retailers and other types of small businesses. Is Public Liability insurance a legal requirement? Public Liability Insurance is not a legal requirement in Australia for most businesses. However there are some situations ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... minutes online. What Janine needed was public liability insurance or insurance that protects you and your business ... the right cover. In partnership with Australia's leading insurance companies, it has made its business ...

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How much does Public Liability Insurance Cost?

... owners can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is important for almost every kind ...

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What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business if a customer, supplier or member of the public is injured or sustains property ...

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How much Public Liability insurance do I need?

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What does Public Liability insurance cover?

... means you could well end up paying for the claim straight from your back pocket. Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who work in an office or have a ...

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What is Product Liability Insurance?

... by your products. Product Liability insurance usually forms part of a Public Liability policy and the word ' ... manufacture or sell? In Australia, if you manufacture or make products available to the public (i.e. sell or ...

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Public Liability PPC

... you can protect your business against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs; and ...

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Public Liability NSW

... do happen! Public Liability insurance is designed to ... compared to another. When deciding on how much cover you should have a think about factors like: Do any of your contracts require a minimum level of public liability ...

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Public Liability QLD

... to pay for Public Liability insurance is around $84 ... compared to another. When deciding on how much cover you should have a think about factors like Do any of your contracts require a minimum level of public liability ...

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Cyber Liability Insurance: the safety net small businesses need

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Management Liability Insurance

... right coverCould this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are ... them. The changing regulatory environment in Australia has increased the operating risk for ...

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Business Insurance Guide for the Self-Employed - Part 1

... are a variety of business insurance [] ... stall, make sure that your Public Liability insurance policy includes coverage for Product Liability. Mobile business– Public Liability insurance protects your business anywhere in Australia. If accidental damage were ...

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Public Liability

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying your employees ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... in the insurance marketplace. From Public Liability cover to a variety of business insurances, in this ... by you which are damaged in transit by road in Australia and caused by insured events such as collision, fire, ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... , the annual inflation rate in Australia rose ... seen material price reductions on their Public Liability insurance, while prices have remained steady across other products and occupations. In the last quarter, the annual inflation rate in Australia rose to 1.6 percent ...

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Insurance for Tradesmen

... ! Did you Know? Your Public Liability policy covers you anywhere in Australia, so you can work your trade magic anywhere from Brisbane to Balmain! Insurance for Tradies Public Liability Insurance* Even if you can talk ...

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Insurance for martial art teachers

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Insurance for Carpenters

... . At BizCover we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes. Did You know? Generally, Public Liability policies will exclude the costs to ...

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Insurance for Handymen

... the list of potential mishaps can go on! Public Liability insurance is designed to cover legal fees and compensation costs ... anywhere in Australia, on or off the job. Business Insurance* is an insurance package designed ...

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Insurance for Electricians

... bit of spark to your client's day. Did you Know? Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million. If you ...

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Insurance for Yoga Teachers

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Insurance for Cleaners

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Insurance for Plumber

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Butcher Shops

... , without the bull. Did you know? If you are a tenant it is usually a requirement to hold Public Liability insurance and Glass cover before signing a lease. Your landlord may also need to be noted as an interested party ...

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Nurses

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Insurance for Dog Walkers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Personal Trainers

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Insurance for Convenience Stores

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A guide to Plasterer's insurance that won't leave you, board

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Business Insurance

... the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party ...

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Insurance for Civil Engineers- what you need to know

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Dishing up the facts on food business insurance

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Protect your business with Statutory Liability Cover

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Insurance for Restaurants & Cafes

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Small Business Insurance Index

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Insurance for Cafes

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Insurance for Registered Migration Agents

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Insurance for Real Estate Agents

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Insurance for Consultants

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Insurance for Retailers

... s leading insurers. Select your preferred policy and you'll be covered instantly, so you can continue getting down to business. Did you Know? Commercial leases often require tenants to maintain Public Liability insurance ...

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Insurance for Restaurants

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... defence costs can hit the hip pocket hard. As with many trades in Australia, it may also be a legal requirement to have Public Liability insurance in place before you undertake a contract or step on site. Protecting ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... know about insurance for architects. Why do I need architect's insurance? Within Australia, the architecture ... awry and the chance of a claim occurring. Public Liability insurance is an essential form of cover to protect ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... very costly without the right protection. Public Liability insurance can provide you with peace of mind ... overwhelming task. Arranging a quick quote handpicked from Australia's leading insurers is only a few clicks or phone ...

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Insurance for Professionals

... your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability Insurance* Public Liability insurance can be an important form of cover for all types of professionals. It is ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... (or even damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from the type of ...

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Insurance for Sole Traders and Self Emplyed

... of cover most sole traders and those who are self employed need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection for you and your business in the event a customer ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... Now's the time to make sure you have Public Liability insurance, and if you do have it, ensuring you ... ve already seen the effect of bushfires in Perth and South Australia. If your business was to be affected by fire do you ...

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What is Business Insurance?

... against burglary, theft and accidental damage of office equipment, such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal costs of a claim for injury or damage to the ...

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Insurance for Painters

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.