What is Public Liability Insurance?

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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What is Product Liability Insurance?

... incurred while investigating and defending a covered claim including legal fees , experts fees and court costs ) . Product Liability insurance is there to help you from the moment an ...

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Public Liability

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying ...

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Legal Requirement for Public Liability Insurance

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Public Liability Insurance for Cabinet Makers

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Do I need Public Liability insurance?

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Insurance for Plasterers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Landscapers

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Insurance for Civil Engineers

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Insurance for Personal Trainers

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Insurance for IT Professionals

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Insurance for Disability Workers

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

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Insurance for Electricians

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Insurance for Tradesmen

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Insurance for Civil Engineers- what you need to know

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Insurance for Painters

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Insurance for Electrical Engineers

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Insurance for Architects

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... ; and Upon request, Contractors, Sub-contractors as individuals as well as liability arising out of the work performed on behalf of the entity. IT Liability insurance policies need to provide cover to all persons ...

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5 Things to Consider When Buying Public Liability Insurance

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What Tradies Need to Know About Public Liability Insurance

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Cyber Liability Insurance

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Management Liability Insurance

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Public Liability Insurance Scenario

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... Cover What is Building Cover? Building Insurance provides protection for material damage to your premises, it can cover the cost ... cost of repairs if damaged. Period of inoccupancy: Loss, damage or liability ...

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Cyber Liability Insurance: the safety net small businesses need

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6 Areas You May Not Have Thought Business Insurance Covers

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Psychologists

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Insurance for Hair & Beauty Services

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Insurance for Recruitment Consultants

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Understanding Insurance for Interior Designers

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Understanding Insurance for Graphic Designers

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Statutory Liability

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Business Insurance Guide for the Self-Employed - Part 4

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Insurance for Bakers

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BizCover SME Insurance Price Index Q1 FY20

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Misconceptions Around Professional Indemnity Insurance

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Public Liability NSW

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Public Liability WA

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Public Liability QLD

What’s included & what’s not? Get the right cover Public Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry ...

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Insurance for Massage & Alternative Therapies

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Business Insurance in Wollongong

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Business Insurance in Bunbury

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Insurance for Accountants

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Business Insurance on the Central Coast

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Business Insurance in Geelong

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Business Insurance in Melton

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Townsville

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Business Insurance in Launceston

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Business Insurance in Mackay

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Business Insurance in Cairns

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Business Insurance in Bundaberg

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Business Insurance in Newcastle

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Business Insurance on the Gold Coast

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Insurance for Allied Health Professionals

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Insurance for Cafes

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Insurance for Butcher Shops

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5 Surprising Things Business Insurance Can Cover

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Insurance for Convenience Stores

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Insurance for Plumber

... Employers Practices Liability Employment Practices Liability (EPL) Insurance* is designed to help employers minimize the risk and potential cost of claims taken against them by employees. Covered claims may relate ...

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Home Based Business Insurance

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5 insurances every convenience store owner needs to know about

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Insurance for Handymen

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Insurance for Furniture Manufacturers

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Insurance for Car Wash and Auto Detailers

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Insurance for Restaurants & Cafes

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Insurance for Restaurants

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.