What is Public Liability Insurance?

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Legal Requirement for Public Liability Insurance

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Public Liability Insurance for Cabinet Makers

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Do I need Public Liability insurance?

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Insurance for Plasterers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Landscapers

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Insurance for Civil Engineers

... costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance ... contact with clients, contractors and members of the public. Public Liability insurance is designed to ...

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Insurance for Personal Trainers

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Insurance for IT Professionals

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Insurance for Disability Workers

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

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Insurance for Electricians

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Insurance for Civil Engineers- what you need to know

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Business Insurance Guide for the Self-Employed - Part 1

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Insurance for Tradesmen

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Insurance for Painters

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Insurance for Electrical Engineers

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Insurance for Architects

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... ; and Upon request, Contractors, Sub-contractors as individuals as well as liability arising out of the work performed on behalf of the entity. IT Liability insurance policies need to provide cover to all persons who ...

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What does Public Liability insurance cover?

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5 Tips for getting the best Public Liability insurance for your business

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Public Liability Insurance in Perth

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Rockhampton

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Cyber Liability Insurance

... in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of ...

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Management Liability Insurance

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How much does Public Liability Insurance Cost?

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Public Liability Insurance Scenario

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... Cover What is Building Cover? Building Insurance provides protection for material damage to your premises, it can cover the cost ... or the cost of repairs if damaged. Period of inoccupancy: Loss, damage or liability during ...

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How much Public Liability insurance do I need?

... Damage to your own property Costs of rectifying faulty workmanship Professional negligence Contractual liability Events occurring before or after the policy period *As with any insurance, cover will be subject to ...

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What is Product Liability Insurance?

... party, and your defence costs (these are the reasonable costs incurred while investigating and defending a covered claim including legal fees, experts fees and court costs). Product Liability insurance is there to help ...

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Don't let your business be an online target - what you need to know about Cyber Liability Insurance

While the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... how easily a breach can happen. Cyber Liability insurance can provide financial protection by covering: Forensic investigation costs to find the issue Data recovery costs Extortion amounts that ransomware may demand ...

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Cyber Liability Insurance: the safety net small businesses need

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6 Areas You May Not Have Thought Business Insurance Covers

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Psychologists

... assist with the costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* Considering you work closely with your clients; Public Liability insurance is an easy ...

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Insurance for Hair & Beauty Services

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Insurance for Recruitment Consultants

... will also assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for recruitment ...

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Statutory Liability

... legal expenses Did you know? Statutory Liability generally insures the cost of fines and penalties, as well as pollution liability defence costs. *As with any insurance, cover will be subject to the terms, conditions ...

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Business Insurance Guide for the Self-Employed - Part 4

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BizCover SME Insurance Price Index Q1 FY20

... price reductions on their Public Liability insurance, while prices have remained steady ... in five years and transport costs increasing steadily ... (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the ... SMEs when it comes to their business insurance, commenting “While costs may be rising for Australian's ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences of ... ... misconception is that the claims professional indemnity insurance covers are only the experiences of the business ... insurance will pay for it. Such an example may be that you area private consultant and the contractor ...

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Public Liability NSW

... covered by your Public Liability insurance policy, it will cover compensation payable to a third party as well as the associated legal costs ... eligibility question when obtaining a quote online and the concession will be ...

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Insurance for Massage & Alternative Therapies

... underwriting criteria will apply.  Get a hassle-free quote for your business here. Did you Know? ... Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance ...

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Public Liability WA

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Public Liability QLD

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Dishing up the facts on food business insurance

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Business Insurance in Bunbury

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Insurance for Accountants

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Business Insurance in Wollongong

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Business Insurance in Melton

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Business Insurance in Launceston

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Business Insurance in Mackay

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Business Insurance on the Central Coast

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Townsville

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Business Insurance in Geelong

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Business Insurance in Cairns

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Business Insurance in Bundaberg

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Business Insurance in Newcastle

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Business Insurance on the Gold Coast

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Insurance for Butcher Shops

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Insurance for Cafes

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5 Surprising Things Business Insurance Can Cover

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Insurance for Allied Health Professionals

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Insurance for Convenience Stores

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5 insurances every convenience store owner needs to know about

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Insurance for Plumber

... stock Employers Practices Liability Employment Practices Liability (EPL) Insurance* is designed to help employers minimize the risk and potential cost of claims taken against them by employees. Covered claims may relate ...

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Home Based Business Insurance

... .  Employment Practices Liability* Employment Practices Liability (EPL) Insurance is designed to help employers minimise the risk and potential cost of claims taken against them by employees. Covered claims may relate ...

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Insurance for Car Wash and Auto Detailers

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Insurance for Handymen

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Insurance for Furniture Manufacturers

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Insurance for Restaurants

... can result in personal liability for alleged or actual wrongdoing. Tax Audit* As a restaurant owner you have enough to keep you busy day and night. Tax Audit Insurance covers a business for specified costs in the event ...

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Insurance for makeup artists

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Insurance for Restaurants & Cafes

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Insurance for pharmacy and pharmacists

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Insurance for Furniture Manufacturers

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Insurance for Mobile Food Vans

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated ... and why one profession can often cost more ... that that ... with PI insurance during the 2016/17 financial year, the average monthly cost for a policy with $2 million of cover is $99 ... criteria will apply.  Get a hassle-free quote for your business here. Here are some ...

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Public Liability

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.