Is Your Businesses Target for Cyber Criminals?

... have become a target for cyber criminals, but there are simple ... managing director Michael Gottlieb explains. Cyber crime is one of the ... ... . The poor take up of cyber insurance in Australia is startling, especially when ... cover, and because cyber insurance is still relatively new in Australia, it's ...

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Cyber Insurance: Is it worth it?

... is too small to attract cyber criminals. Yet, when it comes ... to cyber theft, size doesn't matter ... . Businesses are increasingly vulnerable ... $55,000. In fact, in Australia alone, ransom ware demands costs ... well as credit monitoring services Cyber insurance is available for first-and ...

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Stay Smart Online Week: Q&A with experts on Small Business Cyber Risks

This week is Stay Smart Online Week; a government initiative that aims to reverse the threat of cybercrime. Small businesses are some of the biggest growing targets for ... % of total data breaches in Australia. · Cybercrime costs the Australian economy ... -our-free-alert-service) · Buy cyber insurance Small Businesses are often short ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... or underinsured and the Insurance Council of Australia estimates that 70% of ... assets you should insure them Cyber Insurance - Protects your business against the ...

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Cyber Liability Insurance

... , Lawyers, Accountants, Consultants, Estate Agents, Insurance Brokers, Retailers etc *As with ... /cybercrime [iii] Dual Australia, Cyber Claims Examples, Accessed 2019 Cyber Security For Small ...

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Scams & Cybercrime at Tax Time

... the prime time for prowling cyber criminals to attack. This is ... ... record estimated at $144 (Dual Australia) Protecting your business Be a ... your business. What is Cyber Liability insurance cover? Cyber Liability is designed to ...

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Turn the spotlight on hackers and protect your data

Your business might pride itself on great service or friendly staff, but your success is really built on the trust your customers have in you. After all, when they hand ... every type of business in Australia. However, the new data breach ... potential costs. For example, Cyber Liability Insurance covers your business against the ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... do I need architect's insurance? Within Australia, the architecture industry is ... become a statistic.[i] Cyber Liability insurance provides essential financial protection if ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... About BizCover BizCover is Australia's leading online insurance service and is ... , Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple ...

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Insurance for Land Surveyors

... cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for ... if it were compromised. Cyber Liability insurance could help protect you from ...

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Insurance for Project Managers

... , your Professional Indemnity insurance covers you anywhere in Australia. Get the cover ... consequences if it were compromised. Cyber Liability protects your business against ...

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Insurance for Nurses

... Board of Australia has set minimum requirements for Professional Indemnity Insurance (PI ... the course of your work. Cyber Liability* If you collect and ...

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Insurance for Marketing

... convince you that comparing insurance from some of Australia's leading insurers ... of customer personal information, cyber crime, cyber extortion/ransomware and business interruption ...

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Insurance for Psychologists

... contact the Psychology Board of Australia. Insurance for Psychologists Professional Indemnity* Psychologists ... due to an insurable event. Cyber Liability* Consider the client data ...

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Business Horror Stories

... are the victims of a cyber [] ... costs. Find out more about Cyber Insurance here. THE DEREGISTERED DISMAY Threats ... . Business Insurance cover options such as Management Liability and Cyber Liability are ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... to stay engaged in the insurance process. Insurance isn't a 'set ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...

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Insurance by Industry

... Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance and Tax Audit. At ... varying industries, often have specific insurance needs and so we aim ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... and features of Statutory Liability insurance. Australia and the law There are ... Liability option* to your Business Insurance policy can help cover: Monetary ...

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Public Liability Insurance in Perth

... you should consider Public Liability insurance to provide the financial protection ... does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Public Liability Insurance in Mandurah

... registered businesses, and Financial and Insurance Services, with 411 registered businesses ... does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Public Liability Insurance in Hobart

... you should consider Public Liability insurance to provide the financial protection ... does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Public Liability Insurance in Darwin

... you should consider Public Liability insurance to provide the financial protection ... does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Public Liability Insurance in Brisbane

... you should consider Public Liability insurance to provide the financial protection ... does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Public Liability Insurance in Adelaide

... you should consider Public Liability insurance to provide the financial protection ... does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Insurance for Cleaners

... theft or damage anywhere in Australia, on or off the job ... cleaner not held Public Liability insurance they would have been personally ...

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Insurance for pharmacy and pharmacists

... the market. Liability Insurances for pharmacists Professional Indemnity insurance* provides cover for ... require different types of insurance cover. Business insurance* offers a number of ...

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Insurance for Cabinet Makers

... provide quotes from some of Australia's top insurers, so you ... consider is Public Liability insurance. Public Liability insurance is designed to provide ...

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Insurance for Sole Trader

... consider is Public Liability insurance. Public Liability insurance* is designed to provide ... done. Some industries have mandatory insurance requirements, set either by law ...

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Insurance for Civil Engineers

... , your Public Liability insurance covers you anywhere within Australia. Insurance for Civil Engineers ... interruptions. Personal Accident and Illness Insurance No matter how much care ...

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Insurance for Cafes

... 10 million dollars. Insurance for Cafes Public Liability Insurance* Your business deals ... and do happen. Public Liability insurance is designed to provide protection ...

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Insurance for Lawn Mowing Services

... look after your insurance needs, providing multiple quotes from Australia's leading ... and compensation if awarded. Business Insurance* Portable Equipment Cover* A mower ...

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Insurance for Painters

... employees, not subcontractors. Insurance for Painters Public Liability Insurance* In the world ... in Australia, on or off the job. Personal Accident & Illness Insurance* Your ...

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Insurance for Dog Grooming

... policy covers you anywhere in Australia, so you can work your ... from Broome to Brisbane! Business Insurance* Contents* If your dog grooming ...

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Insurance for Dog Walkers

... business within a public park. Insurance for Dog Walkers Public Liability ... Insurance* Public Liability insurance is important for dog ...

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Insurance for Plasterers

... the policy wording. Insurance for plasterers Public Liability Insurance* Protecting your business ... vehicle – anywhere in Australia. Personal Accident and Illness insurance* As a plasterer ...

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Insurance for Butcher Shops

... on the insurance policy. Insurance for Butcher Shops Public Liability Insurance* When you ... a third party. Public Liability insurance usually includes Product Liability cover ...

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Insurance for Professionals

... expert fees). Public Liability Insurance* Public Liability insurance is an important form ... be left wondering. Consider Cyber Liability insurance to protect your business against ...

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Business Insurance FAQs

... FAQ's designed to make insurance easy to understand. Get Free ... cover by comparing quotes from Australia's leading insurers today. Get ...

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Public Liability WA

... public liability insurance As a small business owner in Western Australia you ... negligent business activities.    Public Liability insurance is designed to cover compensation ...

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Insurance for Yoga Teachers

... to hold certain insurance policies. Did you Know? Yoga Australia recommends all ... $5 - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity ...

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Insurance for makeup artists

... protect you and your business. Insurance for Makeup Artists Professional Indemnity ... service.. Hello Bridezilla! Professional Indemnity insurance is designed to protect makeup ...

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Insurance for martial art teachers

... martial arts teachers Professional Indemnity Insurance* However careful you may be ... , stolen or damaged anywhere within Australia. Contents Insurance* protects the contents and ...

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Social Media Insurance

... is where Social Media Indemnity Insurance comes in, you can now ... a politically charged bandwagon. The insurance will cover your costs of ...

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Public Liability NSW

... Government introduced legislation to make insurance more affordable for small businesses ... Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

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Public Liability QLD

... negligent business activities.    Public Liability insurance is designed to cover compensation ... Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

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Employment Practices Liability

... notThings to considerBack to Business Insurance Employment Practices Liability Cover* Employment ... Practices Liability (EPL) Insurance is designed to help employers ...

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Portable Equipment

... to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... these two. ← Back to Business Insurance

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Goods in Transit

... notThings to considerBack to Business Insurance Goods in Transit Protects you ... operated by you anywhere in Australia. Did you know? In the ...

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Statutory Liability

... notThings to considerBack to Business Insurance Statutory Liability This option covers ... Local Government? ← Back to Business Insurance

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Money

... to considerBack to Business Insurance Money Money insurance protects your business money ... outside business hours. Outside of Australia (subject to additional benefit - Traveller ...

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Business Interruption

... notThings to considerBack to Business Insurance Business Interruption Cover Most small ... to its knees. Business interruption insurance is designed to provide compensation ...

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Machinery Breakdown

... to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... machine referred to on your insurance certificate that suffers insured damage ...

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What is Product Liability Insurance?

... Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects your ... supplies or distributes products in Australia. Even with the highest attention ...

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Insurance for Handyman

... careful of handymen! Insurance for Handymen Public Liability Insurance* Do you need ... in Australia, on or off the job. Personal Accident and Illness insurance ...

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Insurance for Electricians

... couple of grand. Public Liability insurance is something every responsible electrician ... job, anywhere in Australia. Personal Accident and Illness insurance* You rely on ...

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What is Business Insurance?

... need business insurance?Claim Example What is Business Insurance? Business Insurance can provide ... business. The options include: Building Insurance which covers any physical buildings ...

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Public Liability PPC

... do I need Public Liability Insurance? You can't prevent clumsy ... or property damage. Public Liability Insurance does just that. It covers ...

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Insurance Glossary

Important Terms You Need To Know Continuous Cover Under this clause, the insurer agrees that if you provide notice of a claim that should or could have been notified under a previous policy period, then the insurer will ...

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Insurance for Tradesmen

... Public Liability claim. Public Liability insurance is designed to provide protection ... a particular trade association. Business Insurance* Insuring your tools, and your ...

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Insurance for Retailers

... on the insurance policy. Insurance for Retailers Public Liability Insurance* Public Liability insurance is ... 've been out of action. Cyber Liability* Small retail businesses are ...

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Insurance for Personal Trainers

... and food preparation Professional Indemnity Insurance will also assist with the ... policy document. Public Liability Insurance* Public Liability insurance is important to keep ...

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Insurance for Mobile Food Vans

... Public Liability risks. Public Liability insurance is important for mobile food ... designer bag or phone. Business Insurance* Your whole business is basically ...

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Insurance for Manufacturers

... comply with mandatory safety standards. Insurance for Manufacturers Public & Products Liability ... you personally liable. Management Liability insurance will protect your company and ...

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Insurance for Gift Shops

... spanner in the works. Business Insurance cover includes: Contents* - protecting the ... being shut for a week? Cyber Liability* Holding customer data, such ...

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Insurance for Consultants

... competitive quotes from some of Australia's leading insurers. Select your ... systems were compromised. A cyber liability insurance policy is designed to help ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... that Cyber Attacks were the number one business risk within Australia and ... the victim of a cyber attack, Cyber Liability insurance is there to help ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and data. Therefore, a Cyber Liability insurance policy can act as your ... against fire and other perils. Australia is well known for extreme ...

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Insurance for Hair & Beauty Services

... some of Australia's leading insurers to offer you business insurance, a ... activity specifically covered by your insurance. Insurance for Hair & Beauty Services Professional ...

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Insurance for Engineers

... competitive quotes from some of Australia's leading insurers with just ... your negligent business activities. Business Insurance* Your clients are important, but ...

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Insurance for Bookkeepers & BAS Agents

... have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce ... Bookkeepers to have Professional Indemnity insurance. 3 things to consider when ...

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Tax Audit Insurance

... incurred in responding. Tax Audit Insurance* covers a business for specified ... as advice. Download Tax Audit Insurance Fact Sheet Your Cover Options ...

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Management Liability Insurance

... ! The changing regulatory environment in Australia has increased the operating risk ... to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

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Personal Accident and Illness

... income With Personal Accident & Illness Insurance* As the old saying goes ... . Having Personal Accident & Illness (PA) insurance covers you for loss of ...

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Insurance for Architects

... the Architects Accreditation Council of Australia website. Insurance for Architects Professional Indemnity ... into your pockets. Business Insurance is an insurance package designed to provide ...

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Small Business Champions

... for us BizCover is Australia's #1 online insurance service for small ... effective way to purchase business insurance. BizCover understands that small businesses ...

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Why BizCover

... business insurance simple. BizCover is Australia's number one online business insurance service ... price - from some of Australia's leading insurance companies. Fast, hassle-free ...

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What is Public Liability Insurance?

... What is Public Liability Insurance?* Public Liability insurance protects your business if ... you should consider Public Liability insurance. For example:^ Consultants/Contractors/ Tradespeople ...

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Business Insurance

... be in business tomorrow. Business Insurance can provide financial cover for ... service at excellent. Download Business Insurance Fact Sheet Get the cover ...

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Professional Indemnity

... professional operators. Professional Indemnity (PI) insurance* is an important form of ... cover accordingly. *As with any insurance, cover is subject to the ...

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Public Liability

... and their property. Public Liability Insurance is designed to provide protection ... negligent business activities. Public Liability Insurance also provides assistance with the ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... healthy competition in the business insurance market. The BizCover Small Business ... ... healthy competition in the business insurance market. The BizCover Small Business ... , the cost of Professional indemnity insurance for some Allied Health professionals ...

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ET Circus is the latest winner of the BizGiver Grant

ET Circus, a much loved entertainment business in the sunshine coast community has won the BizGiver grant and will soon be receiving a brand new air track to add to their ... BizGiver grant. BizCover, Australia's leading online business insurance service, started the ... every type of business across Australia, it's inspiring to see ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... the price of ... the price of professional/business insurance for Australian SMEs. Since the ... with capital chasing returns in insurance.” The Professional Indemnity rates reduced ...

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Latest Small Business Buddy Winner: Evermore Memories

MEMORY MAKING BUSINESS GETS A MEMORABLE PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a new unique business based in Geelong ... a camera. BizCover, Australia's leading online business insurance service, started the ...

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Accountant saved from paying $200K with Professional Indemnity Insurance: A Case Study

An Accounting firm in Western Sydney with 5 staff, has been covered for a $221 000 payment after the Tax Office fined a client. The firm was insured with a Professional An Accounting firm in Western Sydney with 5 staff, has been covered for a $221 000 payment after the Tax Office fined a client. The firm was insured with a Professional Indemnity Policy to the value of $2 million dollars ...

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Childers Local wins the latest Small Business Buddy Grant

HELPFUL HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February 17, 2015: Childers resident ... years have embraced our online insurance services over more traditional methods ... of buying insurance. Having someone literally change their ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... Janine needed was public liability insurance or insurance that protects you and ... cover. In partnership with Australia's leading insurance companies, it has made ...

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5 Financial Goals Before 40

In your 30s, retirement may seem an unthinkably long way away, but the brutal truth is that if you desire any kind of financial freedom in your future, it requires forward ... Association of Superannuation Funds of Australia, the average retirement payout (age ... to accumulate), then Professional Indemnity Insurance is worth exploring, too. Goal ...

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Michael Gottlieb Featured on the Insurance Business Hotlist for 2014

... successful in taking out the Insurance Business Brokerage of the Year ... the Deloitte Technology Fast 50 Australia ranking for the second year ... Michael Gottlieb is Featured in Insurance Business Magazine’s Hotlist Here ... the Deloitte Technology Fast 50 Australia ranking for the second year ...

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Michael Gottlieb featured in Insurance Business

In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The Year Ahead

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BizCover ranks #12 on the 2012 Deloitte Technology Fast 50 Australia

... , the leading online business insurance marketplace in Australia, today announced it has ... 2012 Deloitte Technology Fast 50 Australia. BizCover ... , the leading online business insurance marketplace in Australia, today announced it has ... 2012 Deloitte Technology Fast 50 Australia. BizCover also featured on the ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... critical Professional Liability (E&O) insurance solutions. With unprecedented convenience, reliability ... Professional Liability (E&O) insurance. BizInsure - business insurance just got smarter! About ...

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BizCover ranks #3 on the 2011 Deloitte Technology Fast 50 Australia

... , the leading online business insurance marketplace in Australia, today announced it has ... 2011 Deloitte Technology Fast 50 Australia Program ... , the leading online business insurance marketplace in Australia, today announced it has ... , public liability and business insurance from many of Australia's leading insurers ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... . BizCover, the pioneer online insurance marketplace in Australia and leading provider of ... online professional indemnity insurance, has ... . BizCover, the pioneer online insurance marketplace in Australia and leading provider of ... online professional indemnity insurance, has announced ...

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Professional Indemnity Insurance for Consultants

... people that start businesses, in Australia have been experiencing a steady ... ... people that start businesses, in Australia have been experiencing a steady ... different companies offering Professional Indemnity Insurance. This way you are able ...

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What Limit of Professional Indemnity Insurance Do I Need?

... 'What limit of Professional Indemnity insurance do I need?' While this ... ... appropriate limit of Professional Indemnity Insurance. These include: The size of ... appropriate limit of Professional Indemnity Insurance. Defence Costs When considering what ...

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Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... ... a concept like professional indemnity insurance, which can cover and protect ... they should buy professional indemnity insurance is the potential financial loss ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences ... ... that the claims professional indemnity insurance covers are only the experiences ... involved. Businesses or consultants whose insurance coverage is not sufficient may ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... , you should have professional indemnity insurance that provides coverage against lawsuits ... should have adequate professional indemnity insurance coverage against financial losses caused ...

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Investec Acquisition of BizCover the Right Decision

... , an Australian-owned online professional insurance broker marks another key milestone ... ... more products, including Business Insurance and Public Liability insurance. It has become ... comparative quotes from some of Australia's leading insurers and, once ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... Liability Policy? An IT Liability insurance policy typically will cover the ... consultants and clients requiring these insurances in addition to professional indemnity ...

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... ). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ... Thinking About Professional Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage ...

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Scooter & Jinx wins BizGiver Grant

SCOOTER AND JINX, A MELBOURNE COFFEE SHOP, SCOOTS AHEAD OF THE COMPETITION AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little Collins Street in Melbourne ... of the tastiest toasties in Australia. “I would fly from Perth ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful but ... ... ? This is where Business Interruption insurance comes in handy, providing that ... out more about Business Interruption insurance here. When Disaster Strikes Call ...

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Customer Spotlight: Sara Hemphill Naturopath

... , a flourishing Naturopath from Western Australia. When you have your health ... ... , a flourishing Naturopath from Western Australia. “When you have your health ... offers online services not only Australia-wide but also world-wide ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... where Personal Accident and Illness Insurance comes in to play. Designed ... contractor, Personal Accident and Illness insurance is an important type of ...

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Customer Spotlight - Lucid 8 Unisex Apparel

To celebrate International Women's Day, Thursday March 8th 2018 we are celebrating one inspiring female entrepreneur, BizCover customer Laura Vogt and her business Lucid ... factories or sewing studios across Australia and around the world. “The ...

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How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any room for error so every tiny detail counts. It can be daunting and time-consuming sorting through the ... have caused. Professional Indemnity Insurance Professional Indemnity insurance is not commonly required ... improvement content specialist from Oneflare. Australia's fastest growing online marketplace ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and ... nitty-gritty to understand what insurance is being offered and which ... especially the case ... especially the case with Business Insurance options like Portable Equipment and ... your insurer. Portable Equipment This insurance provides repair or replacement for ...

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... -level clients, that makes their insurance a must. “As a business ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Prevention & Protection - The Big Burglary Buffers

If you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... two million small businesses in Australia can be a rewarding and ... theft can also reduce your insurance costs considerably. Insurers appreciate the ...

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BizCover wins dual accolades over two big nights

... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the Small Business Insurance [] ... experience in the Small Business Insurance space. On Tuesday night, BizCover ... award recognised the “Small Business Insurance Made Even Easier” campaign for ...

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Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ... worry about the cost of insurance.” “In the short term, organisations ...

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Customer Spotlight: Cheaper Buy The Dozen

... major online wine companies in Australia. We now [] ... award-winning wines from across Australia, delivering online orders directly to ... of a comprehensive and robust insurance plan for his business. “I ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... or even a year. Consider Cyber Liability insurance, especially if your business ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... 'lock up' operations. Business interruption insurance can provide both peace of ... when you need it most. Australia may be the lucky country .. ... operated by you anywhere in Australia away from your location. Restoration ... an insured event. Business interruption insurance policies are specific, however, and ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... wishes of small businesses around Australia since 2014 with their BizGiver ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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Pet Stays, becomes the 32nd BizGiver winner

... the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business ... ... clients and pet sitters around Australia,” enthuses Jeannene. “Our success is ... more traditional methods of buying insurance, said Michael Gottlieb, Founder and ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... an unforeseen event. Business Interruption insurance is designed to compensate you ... 're an exceptionally prime target. Cyber Liability insurance is a 'must have ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... providing negligent advice in both Australia and overseas, he failed to ...

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BizGiver finds it's latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... , who have embraced our online insurance services over more traditional methods ... of buying insurance, said Michael Gottlieb, Founder and ...

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Despite Insurers Talk, Premiums Won't Walk

... , Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... increased premiums for property related insurance which is more commonly bought ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... number of small businesses in Australia are underinsured and many don ... ... number of small businesses in Australia are underinsured and many don ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of ... ... . Glass Cover, under a Business Insurance Pack will cover your for ... been burnt in bushfires across Australia, the majority of these between ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... The latest BizCover Small Business Insurance Price Index has been released ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ...

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Customer Spotlight: Yummy Dogs

There are good dogs and bad dogs. Eight years in, and Yummy Dogs founder Olaf is slowly but surely weeding out the rogues with a fresh dedication to quality hot dogs ... has worked for many of Australia's big brands (including media ... quite a bad reputation in Australia. Sausages were the bland, red ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... , run by Australia's first online Small Business Insurance Comparison Site, is ... entries from businesses owners across Australia. The past winners of this ...

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Do I need insurance for my market stall?

... , crafts, and bric-a-brac, Australia has become spoiled for choice ... ... , crafts, and bric-a-brac, Australia has become spoiled for choice ... wide range of potential risks. Insurance for market stall holders is ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... kinds of situations. Disaster strikes Australia is no stranger to the ... on it. “Thankfully my Business Insurance policy included building and contents ...

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What is Cyber Liability Insurance

Hackers. These are not just dodgy movie characters but real life people, doing real damage to businesses across the globe, including Australia. If you’re thinking your small business down under is of no interest to these criminals, think again. Every business with an online presence is at risk of a cyber attack and with cyber crime claiming  6 million victims in 2018it might be time to bite the bullet and get the right cover for your business.i 

Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event. 

In a nutshell, your customer data is sacred. If you don’t protect it properly, your business may be fed to the wolves. 

If you’re still not convinced your business may be at risk, here are the cold hard facts about doing business in today’s technically advanced world: 



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What is included?

  • Business interruption costs 
  • Investigation and data recovery costs 
  • Fines and penalties 
  • Extortion costs 
  • PR and crisis management costs 

What is typically NOT covered?

  • Replacement equipment 
  • Property damage 
  • Prior known facts / circumstances (before the policy commenced)  
  • Intentional acts 

Download Cyber Liability Insurance Fact Sheet

Get the cover that is right for you

With the policies available through BizCover you can choose coverage amounts between $50,000 to $2 million 

Sit back for a minute and think about this….it might be the first time you have considered the impact on your business if your website was taken offline?  Could your business survive the reputation damage, and the losses associated with a data breach 

You should consider what your business requires including by reference to 

Who benefits from this type of Insurance:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.  The information contained on this web page is general only and should not be relied upon as advice. 

 

Could this happen to you?

Hackers are alive and well and get a thrill out of making business owners sweat. Cyber Liability Insurance can reduce your risks and help you rest easy knowing your business is covered from even the craftiest of criminals. 

Here are is an example: 

The cost of lost data

An insured accountant had an employee who accidentally misplaced a company laptop that contained a list of 1000 client tax records and credit card details. A policy payment totalling $250,000 was made to cover the costs involved with notifying the affected individuals and the Privacy Commisioner of the data breach. The cost of hiring a Public Relations firm to assist the insured with re-building their business reputation was also included.iii 

 


[i] Australian Cyber Security Centre, 2019, https://www.cyber.gov.au/news/sso-launch
[ii] Australian Criminal Intelligence Commision, Cybercrime, 2019, https://www.acic.gov.au/about-crime/organised-crime-groups/cybercrime
[iii] Dual Australia, Cyber Claims Examples, Accessed 2019

 

Cyber Security For Small Businesses

With more and more cyber criminals targeting SMEs, how can small businesses protect themselves?

Cyber Liability Insurance Infographic
Infographic explaining what is Cyber Liability Insurance