What does Public Liability insurance cover?

What does Public Liability insurance* cover? Public Liability insurance provides cover for your business if a ... sustaining personal injury or property damage due to your negligent business activities Costs ...

read more

Public Liability Insurance in Brisbane

... done.” Michael R. Engineering Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury ... policy period How much does Public Liability insurance cost? On average, ...

read more

Public Liability Insurance in Adelaide

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a ... Business Owner How much does Public Liability insurance cost for Adelaide businesses? On ...

read more

Public Liability Insurance in Port Macquarie

... manufacturer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a ... period How much does Public Liability insurance cost for Port Macquarie businesses ...

read more

Public Liability Insurance in Perth

... Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a ... policy period How much does Public Liability insurance cost for Perth businesses? ...

read more

Public Liability Insurance in Mandurah

... O. Retail What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a ... policy period How much does Public Liability insurance cost for Mandurah businesses? On ...

read more

Public Liability Insurance in Rockhampton

... Engineer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a ... policy period How much does Public Liability insurance cost for Rockhampton businesses? ...

read more

Public Liability Insurance in Hobart

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a ... R. Concretor How much does Public Liability insurance cost for Hobart Businesses? On ...

read more

Public Liability Insurance in Darwin

... K. Homeopath What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by a third ... policy period How much does Public Liability insurance cost? On average, small ...

read more

Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent ... financially and reputationally. Insurance will cover you for the costs of legal defence ...

read more

What is Product Liability Insurance?

... personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability ... a covered claim including legal fees, experts fees and court costs). Product Liability insurance ...

read more

What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business if a ... cover for negligence claims against you where your product has caused injury ...

read more

Public Liability

... the right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a ... a minimum level of public liability cover for membership? Does your business or trade ...

read more

5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... member of the public, sue your business for personal ... member of the public, sue your business for personal injury, death, or damage ... of cover. A lot of contracts also have requirements for Public Liability insurance. For ...

read more

Public Liability Insurance for Cabinet Makers

... can be done easily with the right kind of business insurances in ... ... liable. This could put your personal assets, like your home and ... be responsible for. Your Public Liability insurance covers your reasonable legal costs, even if you ...

read more

Do I need Public Liability insurance?

Do I need Public Liability insurance? Public Liability insurance is essential for small businesses, providing cover against ... should r hold Public Liability insurance to protect them against personal injury caused to ...

read more

Public Liability PPC

... made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense ... if you find a cheaper quote for comparable coverage, all you ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... policy is right? How much cover is enough? Whether you're ... while and looking to buy insurance ... to businesses. Public Liability insurance covers against the legal costs for claims of injury or property ... Management Liability insurance covers businesses and their directors personal assets against legal costs for ...

read more

Insurance for Civil Engineers

... . Did you Know? From Brisbane to the back of Bourke, your Public Liability insurance covers ... of business interruptions. Personal Accident and Illness Insurance No matter how much ...

read more

Insurance for Yoga Teachers

... you at risk of personal injury claims meaning Public Liability insurance is important for Yoga ... will also provide defence costs cover. Public Liability insurance also covers you for claims relating to ...

read more

Insurance for Electricians

... causing fire, property damage or personal injury is high. Even the smallest ... had Public Liability insurance and was able to make a claim to cover the cost ...

read more

Insurance for Tradesmen

Public Liability Insurance cost for Tradesmen Why do Tradesmen need it? Don't ... business activities. Consider the possible personal injury claims from trip hazards created ...

read more

Insurance for Carpenters

... consider is Public Liability insurance*. It provides cover for legal fees and compensation costs if ... relating to property damage or personal injury caused by your products. Professional ...

read more

Insurance for Lawn Mowing Services

... . Your Public Liability insurance policy provides financial protection by covering the legal and defence costs ... injury, how would you keep the cash flowing? Personal Accident and Illness insurance ...

read more

Insurance for Cleaners

... to affect your personal assets if things go wrong. Public Liability Insurance* Do you need ... leave you facing a public liability claim for personal injury or property damage. All ...

read more

Insurance for martial art teachers

... you for negligence y your personal assets may be at risk ... include reasonable legal costs, investigation costs and court fees). Public Liability Insurance* There's no ...

read more

Insurance for Furniture Manufacturers

... comes to protecting your business. Public Liability insurance is designed to provide protection ... relating to property damage or personal injury caused by your products. As ...

read more

Home Based Business Insurance

... Based Businesses Public Liability* One of the basic insurances to consider is Public Liability insurance. Public Liability insurance is ... sick leave. Personal Accident and Illness insurance can provide cover should you ...

read more

Insurance for Pet Professionals

... the annoying paperwork. Did You know? Your Public Liability policy covers you anywhere in ... items of stock. Personal Accident and Illness insurance Take a moment to ...

read more

Insurance Considerations for Personal Trainers

... a personal trainer can be a rewarding career. Not only do you ... ... the general public). To cover these types of risk consider public liability insurance which will ... . Find Out More About Public Liability Insurance As a personal trainer you'll also ...

read more

Insurance for Pizza Shops

... in minutes. Did You know? Public Liability Insurance: The average level of cover our customers ... area for a personal injury claim to arise. Business Insurance** Protect the things ...

read more

Insurance for Cafes

... , receive multiple quotes, compare and get insurance cover in minutes. Did you Know? Public Liability Insurance: A ... with your Public Liability policy and protects your business for personal injury or property ...

read more

Insurance for Plasterers

... tools and injuring themselves. A personal injury claim could set you back ... third party. Public Liability insurance provides peace of mind. Business Insurance: Portable Equipment Cover* Insuring ...

read more

Insurance for Restaurants

Public Liability Insurance cost for Restaurant & Cafes Why do Restaurants need it? Take a ... of your negligent business activities. Personal injury claims could arise from a ...

read more

Insurance for Cabinet Makers- What You Need to Know

... expectations for getting the job done right. But what happens when ... ... the basics: Public Liability insurance One of the fundamental types of cover cabinet makers ... accidents can and do happen, anywhere, anytime. Accidental injuries can occur while ...

read more

Insurance for Dog Walkers

... a public park. Insurance for Dog Walkers Public Liability Insurance* Public Liability insurance is important for dog walkers. Public Liability insurance ...

read more

Insurance for Retailers

... Public Liability Insurance* Public Liability insurance is an important type of insurance cover for retail shop owners. Public Liability insurance ... Product Liability cover to protect your business against personal injury or ...

read more

Insurance for Dog Grooming

... call, tangle free. Did you know? Your Public Liability policy covers you anywhere in ... knowing that your Personal Accident and Illness insurance can help cover loss of ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or ... business' activities. Failure in obtaining public liability insurance policy can expose ... nature. What Does Public Liability Insurance Cover? Broadly, public liability insurance covers loss or damage to property, injury or death ... work. The ongoing costs of a public liability insurance policy outweigh those of ...

read more

Public Liability QLD

... right coverPublic Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a ... a minimum level of public liability cover for membership? Does your business or trade ...

read more

Public Liability NSW

... right coverPublic Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a ... a minimum level of public liability cover for membership? Does your business or trade ...

read more

Public Liability WA

... right coverPublic Liability Insurance cost Here's the lowdown on WA public liability insurance As a ... much do Professionals pay for Public Liability Insurance in WA? The term 'Professionals' covers a ...

read more

Cyber Liability Insurance

... Liability insurance can assist with are inadvertent loss or release of customer personal ... ,000 was made to cover the costs involved with notifying the affected ...

read more

Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... - they're real people doing real damage across the globe ... ... to hit, but the wider public is now starting to realise ... covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance ...

read more

Management Liability Insurance

... company and potentially, your personal assests. Management liability insurance* protects directors and officers ... provide to your clients, Management Liability insurance covers the risks that arise from ...

read more

Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the costs that arise ...

read more

The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... commercial property: Building Cover What is Building Cover? Building Insurance provides protection for ... cost of repairs if damaged. Period of inoccupancy: Loss, damage or liability ...

read more

How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... bodily injury. In addition to this, you should have professional indemnity insurance ... should have adequate professional indemnity insurance coverage against financial losses caused ...

read more

BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... five years and transport costs increasing steadily ... material price reductions on their Public Liability insurance, while prices have remained steady ... transport costs increasing steadily. The increase did not affect the cost of insurance for ...

read more

Insurance for Hair & Beauty Services

... , making Public Liability insurance an important cover for hairdressers and beauty therapists. Public Liability insurance is designed ... particular level of Public Liability? How much would it cost to replace your ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... cover in place to protect your business. Let us centre your insurance ... ... your studio floor, Public Liability insurance can cover the related costs to defend such claims ... Public Liability policy is there to cover your repair bill. Public Liability will typically not cover Injury ...

read more

Business Insurance in Bunbury

... public liability, tax audit, employment practices and statutory liability risks. Business Insurance is an insurance ... industries and occupations business insurance can cover, the cost of it can vary ...

read more

Business Insurance in Wollongong

... various industries and occupations Public Liability insurance can cover, the cost of it can vary ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Business Insurance in Launceston

... !” Anne G. Bookkeeper How much does Public Liability insurance cost? On average, small businesses in ... amount of insurance cover your business needs *As with any insurance, cover will be ...

read more

Business Insurance in Mackay

... Z. Commercial Cleaner How much does Public Liability insurance cost? On average, small businesses in ... amount of insurance cover your business needs *As with any insurance, cover will be ...

read more

Business Insurance in Melton

... for a cover.” Nixon N. Church Operation How much does Public Liability insurance cost? On average ... apply.  Get a hassle-free quote for your business here. ——————————————————————————————————————————————————- ...

read more

Business Insurance in Townsville

... specified circumstances. In addition, cover is available for public liability, tax audit, employment ... .” Scott M., Gardener How much does business insurance cost? On average, small businesses ...

read more

Insurance for Mobile Food Vans

... mobile business is covered. Did you Know? Your Public Liability policy covers you anywhere in ... process. Tax Audit Insurance covers a business for specified costs in responding to ...

read more

Insurance for Convenience Stores

... commercial lease agreement. Insurance for Convenience Stores Public Liability Insurance* Public Liability insurance is an important form ... transit or in your personal custody. Theft*– covers your business for loss ...

read more

Business Insurance on the Gold Coast

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... did. Thank you.” Anna-Marie W. Pottery manufacturer How much does Business insurance cost ...

read more

Business Insurance in Newcastle

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... Services in Newcastle How much does Business insurance cost? On average, small businesses ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... Indemnity and Public Liability insurance, as these are two very different covers that offer ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Business Insurance in Geelong

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... . Beauty Salon Operator How much does Business insurance cost? On average, small businesses ...

read more

Business Insurance in Cairns

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... . Disability Services Provider How much does Business insurance cost? On average, small businesses ...

read more

Business Insurance in Bundaberg

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... Food Van Operator How much does Business insurance cost? On average, small businesses ...

read more

Business Insurance in Parramatta

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... . Real Estate Agent How much does Business insurance cost? On average, small businesses ...

read more

Business Insurance in Toowoomba

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment ... .” Jessica O., Filmmaker How much does Business insurance cost? On average, small businesses ...

read more

Insurance for Marketing Consultants

... a covered claim and include legal fees, investigation fees and court costs). Public Liability Insurance ... employment practices insurance cover. Cyber Liability* Consider the client data or personal information you ...

read more

Insurance for Social Workers

... managing claims which are covered by the policy. Public Liability Public Liability insurance* is an easy ... from an office, Public Liability covers legal fees and compensation costs if a customer ...

read more

Insurance for Gift Shops

... a commercial lease agreement Insurance for Gift Shops Public Liability Insurance* If you operate ... attack. Costs associated with defending a cyber claim are also covered. Examples ...

read more

Insurance for Architects

... the doors have closed. Public Liability Insurance* Do you need Public Liability insurance? The short answer is ... in personal liability for alleged or actual wrong–doing. *As with any insurance, cover will ...

read more

Reviews related to does public liability insurance cover personal injury

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: