What is Professional Indemnity Insurance?

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How Does Professional Indemnity Insurance Benefit You?

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Do I need Professional Indemnity insurance?

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How the cost of Professional Indemnity insurance is calculated

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Professional Indemnity

... are good at what you do. However, mistakes happen even with the most professional operators. Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services or ...

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Do I need Public Liability insurance?

... business from professionals and tradesmen to retailers and other types of small businesses. Is Public Liability insurance a legal requirement? Public Liability Insurance is not a legal requirement in Australia for most ...

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How to Become a Professional Land Surveyor in Australia

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Insurance for Engineers

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Insurance for Civil Engineers

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Insurance for Electrical Engineers

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What is Civil Engineering

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Civil Engineering Explained

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Professional Indemnity Insurance for Civil Engineers

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Professional Indemnity Insurance 101: For Allied Health Professionals

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What Limit of Professional Indemnity Insurance Do I Need?

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Misconceptions Around Professional Indemnity Insurance

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Sometimes Professional Indemnity Insurance is Needed

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Professional Indemnity Insurance for Consultants

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Additional Cover for Professional Indemnity Insurance

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Professional Indemnity for Real Estate Agents

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Professional Indemnity PPC Landing Page

Why do I need Professional Indemnity Insurance? Nobody is perfect, and we all make mistakes (even professionals!). That's why it's called 'Professional' Indemnity insurance, or PI. It's designed to protect people who ...

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Professional Indemnity Claims: when should I notify my insurer?

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

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Professional Attire Insurance

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A Guide to PI Insurance

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Insurance for Disability Workers

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Insurance for IT Professionals

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Insurance for martial art teachers

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Insurance for Yoga Teachers

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Insurance for Nurses

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Insurance for Civil Engineers- what you need to know

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Nurses

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... this critical service throughout Australia. Understanding the Types of Insurance for Land Surveyors One ... to defend their rights, Professional Indemnity Insurance can be crucial. PI insurance is designed to respond to ...

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Insurance for Project Managers

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Insurance for Accountants

... that your level of Professional Indemnity insurance complies with the requirements outlined by your professional association. For instance, CPA Australia and Charted Accountants Australia mandates that members maintain ...

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Insurance for Psychologists

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Insurance for Finance & Mortgage Brokers

... Did you Know? As a condition of membership, the Mortgage & Finance Association of Australia (MFAA) require professionals to hold a minimum of $2 million Professional Indemnity insurance with at least 12 months run-off . ...

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Insurance for Massage & Alternative Therapies

... you must be a recognised provider with the fund. Most health funds require providers to hold a current Professional Indemnity insurance policy with at least $1 million worth of cover, or $2 million if you wish to be a ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... certificate. Did you know? Yoga Australia recommends the following minimum levels of insurance cover for their yoga teacher members: $10m Public Liability $5m Professional Indemnity (malpractice), preferably $10m $10m ...

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Insurance for makeup artists

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Insurance for pharmacy and pharmacists

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5 Questions to ask yourself before buying Insurance for your Small Business

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Management Liability Insurance

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Small Business Insurance Index

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Insurance for Registered Migration Agents

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Insurance for Bookkeepers & BAS Agents

... , 2011, the Tax Practitioners Board required Bookkeepers and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the risk that an Agent will be made liable ...

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Insurance for Real Estate Agents

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... Australia, the architecture industry is regulated by eight states and territories, each with their own Architects Act and registration boards. And with that comes varying Professional Indemnity insurance requirements ...

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance Considerations for Personal Trainers

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Insurance for Sole Trader

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim should ...

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Insurance for Architects

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Insurance for Professionals

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Insurance for Consultants

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Insurance for Social Workers

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

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Insurance for Allied Health Professionals

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PI Index: Premiums Decline 10 Straight Quarters

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Insurance for Pet Professionals

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Insurance for Hair & Beauty Services

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Insurance for Marketing Consultants

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Insurance for Recruitment Consultants

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Insurance for Personal Trainers

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Role of a Civil Engineer

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BizCover ranks #3 on the 2011 Deloitte Technology Fast 50 Australia

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5 Tips for an Insurance Health Check

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Social Media Insurance

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Things you didn't know about small business insurance

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BizCover SME Insurance Price Index Q1 FY20

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

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Insurance Premiums for Retailers Continue to Climb

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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Insurance for Furniture Manufacturers

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Insurance for Registered Tax Agents

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Insurance for Land Surveyors

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The Risky Business of Insurance

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Insurance for Carpenters

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Small Business Insurance: Why you might want to ensure you're covered!

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Insurance for Plumber

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5 Common Beauty Insurance Claims

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Insurance Glossary

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Public Liability Insurance in Rockhampton

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Public Liability Insurance

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

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You’re a professional and there is no doubt you are good at what you do. However, mistakes happen even with the most professional operators

Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Professional Indemnity claims can arise from simple things like giving incorrect advice, a miscalculation, incorrect diagnosis or treatment 

Professional Indemnity explained further…



Independent feedback from our customers rated our service at excellent.

What’s typically included?*

Depending on the Professional Indemnity policy selectedyour policy could cover: 

  • Payment of compensation as a result of a claim, including but not limited to Court awarded damages 
  • An award of legal costs against you  
  • Reasonable legal costs incurred in defending or responding to the claim 
  • Claim investigation costs 
  • Disciplinary proceeding costs 

What is typically not covered? *

  • Intentional damage  
  • Contractual liabilities  
  • Professional fees  
  • Known claims and circumstances 
  • Fraud and dishonesty 

Download Professional Indemnity Fact Sheet

How Much Cover Should I have ?

With BizCover you can choose policies with levels of cover between $250,000 to $10 million, from the leading insurers on our website.

When considering how much cover you may need you should think about:

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.