Insurance Considerations for Personal Trainers

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Survival of the Fittest - How Your Fitness Business Can Adapt

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Dishing up the facts on food business insurance

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5 Surprising Things Business Insurance Can Cover

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iSelect partners with BizCover to launch business insurance comparison

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Things you didn't know about small business insurance

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Small Business Insurance Index

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Small Business Insurance Price Index Q3

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Business Insurance in Newcastle

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Business Insurance in Launceston

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Business Insurance in Geelong

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Business Insurance in Cairns

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Business Insurance in Bundaberg

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Business Insurance in Bunbury

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Business Insurance in Melton

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Townsville

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Business Insurance in Wollongong

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Home Based Business Insurance

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6 Areas You May Not Have Thought Business Insurance Covers

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Business Insurance

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Common Small Business Insurance Claims and How to Prevent them.

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The Easter Bunny's Guide to Business Insurance

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How much does Business Insurance cost?

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What is Business Insurance?

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Getting the Best Value on Your Business Insurance

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Business Insurance FAQs

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Business Insurance the Smart Way

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7 Types of Insurance Your Small Business Should Consider

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Furniture Manufacturers

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Insurance for Civil Engineers- what you need to know

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Insurance for Gift Shops

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Public Liability Insurance for Cabinet Makers

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Steady as she goes - still no increases in Insurance Premiums!

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A Guide to PI Insurance

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Insurance Premiums for Retailers Continue to Climb

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Small Business Index July 2015

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Reviews related to fitness business insurance

  • Great website - super easy to obtain personal trainers insurance!

    Ken R
    Personal Fitness Trainer/Service

  • Very easy to transact business

    Craig B
    Personal Fitness Trainer/Service

  • been a few years with you guys, liked this simple web site.

    Gavin R
    Personal Fitness Trainer/Service

  • easy and simple, also nice and quick

    Mitchell B
    Personal Fitness Trainer/Service

  • Easy ans simple, thank you

    Narelle M
    Personal Fitness Trainer/Service

  • Easy process

    Leo B
    Personal Fitness Trainer/Service

  • Easy process

    Boxing C
    Personal Fitness Trainer/Service

  • Easy to follow

    Tanya T
    Personal Fitness Trainer/Service

  • Easy to understand and use. Nice and quick

    Clare T
    Personal Fitness Trainer/Service

  • Easy to use website, Cover is simple yet thorough. Will be using again in the future

    Nicole A
    Personal Fitness Trainer/Service

  • EASY!!

    Karren V
    Personal Fitness Trainer/Service

  • easy. thank you

    Jeremy M
    Personal Fitness Trainer/Service

  • Fairly easy to use.

    Elizabeth D
    Personal Fitness Trainer/Service

  • Fast and efficient.. just wow.

    Hemi M
    Personal Fitness Trainer/Service

  • Fast, effective and competitive rates.

    Matthew C
    Personal Fitness Trainer/Service

  • good and quick

    Karuna S
    Personal Fitness Trainer/Service

  • Got a call from one team member, and they were super helpful explaining what the product is and what it does!

    Caitlin R
    Personal Fitness Trainer/Service

  • Great

    Jamie H
    Personal Fitness Trainer/Service

  • Great

    Patrick W
    Personal Fitness Trainer/Service

  • Great

    Alison M
    Personal Fitness Trainer/Service

  • great

    Julia C
    Personal Fitness Trainer/Service

  • great process, really simple and professional :)

    Reuben D
    Personal Fitness Trainer/Service

  • I like how easy it is to get covered, piece of mind knowing that my clients are looked after 24/7.

    Warwick W
    Personal Fitness Trainer/Service

  • Nice and easy :)

    Ellen M
    Personal Fitness Trainer/Service

  • nice easy website to use

    Deirdre M
    Personal Fitness Trainer/Service

  • OMG! That was so easy. Thanks

    Dwayne M
    Personal Fitness Trainer/Service

  • Quick and easy process

    Jade S
    Personal Fitness Trainer/Service

  • quick and easy. Very user-friendly. Thanks

    Sam J
    Personal Fitness Trainer/Service

  • really easy process

    BENJAMIN R
    Personal Fitness Trainer/Service

  • Really user friendly

    James M
    Personal Fitness Trainer/Service

  • Simple & efficient process.

    Clifford S
    Personal Fitness Trainer/Service

  • simple and Very quick response from the team when the system goofed up and all is fixed up

    Damien T
    Personal Fitness Trainer/Service

  • simple process. thanks

    Sally B
    Personal Fitness Trainer/Service

  • So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!

    Camilla B
    Personal Fitness Trainer/Service

  • So quick and easy to navigate and covered me for everything I needed and at reasonable cost

    Peter E
    Personal Fitness Trainer/Service

  • Thank you for making this easy.

    John R
    Personal Fitness Trainer/Service

  • Thank you for making this such an easy process!

    Vanessa B
    Personal Fitness Trainer/Service

  • That was easy thank you. I was insured with Marsh for 14 years, not any more as they were so hard to deal with.

    Jason C
    Personal Fitness Trainer/Service

  • This whole renewal process was quick and easy - thank you

    Wendy B
    Personal Fitness Trainer/Service

  • Thorough, but simple enough to use and cheaper than i thought.

    Gabrielle G
    Personal Fitness Trainer/Service

  • Very easy to follow and complete.

    Vincent R
    Personal Fitness Trainer/Service

  • Very good process

    Brice J
    Personal Fitness Trainer/Service

  • Very professional no stress and arron was very professional .

    Alanna F
    Personal Fitness Trainer/Service

  • you have been wonderful

    Mick P
    Personal Fitness Trainer/Service

Get instant quotes

Why do Personal Trainers and Fitness Professionals need it?

Give that kettlebell a rest and get personal about your insurance. With just a few clicks or a single phone call, BizCover can get your business in shape with multiple quotes from leading insurers. Select your preferred policy and you’ll be covered before you can say ‘workout of the day’. 

Did you Know?

As a fitness professional operating a business, you require permission from your local council if conducting exercise sessions in outdoor areas. 

Insurance for Personal Trainers and Fitness Professionals

Professional Indemnity 

As a personal trainer it’s your job to create unique exercise plans that will help your client reach their fitness goals. However, mistakes happen, accusations can be thrown around, and claims are made, whether right or wrong. Professional Indemnity Insurance* is designed to have your back. It protects your business from losses incurred as a result of claims of actual or alleged negligent acts or omissions in the provision of your professional service or advice to your clients. Some common examples of claims personal trainers can face relating to their professional advice or service include: 

 Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Public Liability Insurance* 

Public Liability insurance is important to keep your business fighting fit.  In fact, it’s likely that Public Liability insurance is required if you operate as a contractor to a gym or fitness studio, or to obtain a council permit to operate your business in public areas. 

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. 

For example, your client trips over a piece of fitness equipment and fractures their wrist.  Your customer could be able to seek compensation from you for the injury, together with medical costs and loss of income.    Public Liability insurance offers you piece of mind in the event an unwanted personal injury or property damage claim arises. 

Business Insurance* 

If you own expensive fitness equipment then it might be worth considering Business Insurance to cover against loss, damage or theft.  It can also provide cover for any stock that you carry, such as supplements and protein bars etc. 

Portable Equipment insurance – This provides cover for your tools and other equipment used for business purposes only which travel with you  

Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.  

Personal Accident and Illness* 

Your body is your business. If you were to seriously injure yourself or fall ill it is likely you will need to take time off work to recover.  No matter how fit you are, accidents can still happen on and off the job. Personal Accident and Illness insurance  can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work). You can stress less about paying the bills while you recover from an injury or illness. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.