How much does Business Insurance cost?

... customers Most popular cover options taken out by food businesses Like retailers, Public Liability insurance is the most popular cover options taken out by 96% of food businesses, as this is one of the highest risk ...

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Business Insurance in Melton

... N. Church Operation How much does Public Liability insurance cost? On average, small businesses in Melton pay $79.55** a month for their business insurance package. Business insurance is one of the most popular types of ...

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Business Insurance in Parramatta

... Amy E. Real Estate Agent How much does Business insurance cost? On average, small businesses in Parramatta pay $71.30** a month for their business insurance package. Business insurance is one of the most popular types of ...

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Business Insurance in Toowoomba

... in Toowoomba pay $60.97** per month for their business insurance packages. Business insurance is one of the most popular types of insurance for small businesses in Toowoomba. In fact, it is arguably important for ...

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Business Insurance in Townsville

... Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment ...

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Business Insurance in Wollongong

... industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including: The type and nature of your business Your business turnover and size The ...

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Business Insurance in Launceston

... !” Anne G. Bookkeeper How much does Public Liability insurance cost? On average, small businesses in Launceston pay $52.8 **for their business insurance packs. Business insurance is one of the most popular types of ...

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Business Insurance in Mackay

... . Commercial Cleaner How much does Public Liability insurance cost? On average, small businesses in Mackay pay around $68.55** per month for their business insurance package. Business insurance is one of the most popular ...

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Business Insurance on the Gold Coast

... accidental damage). A Business Insurance package can also ... business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability ...

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Business Insurance in Geelong

... . Beauty Salon Operator How much does Business insurance cost? On average, small businesses in Geelong pay around $79.43**for their business insurance policy. A business insurance package is arguably important for almost ...

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Business Insurance on the Central Coast

... Central Coast pay around $68.66 a month**for a Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is arguably important for almost every kind ...

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Business Insurance in Cairns

... in Cairns pay around $73.93** a month for a Business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost ...

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Business Insurance in Bundaberg

... involved.” Gemma C. Mobile Food Van Operator How much does Business insurance cost? On average, small businesses in Bundaberg pay around $60.51** a month for a Business insurance policy. Business insurance is one of the ...

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Business Insurance in Bunbury

... specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your ...

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Business Insurance in Newcastle

... in Newcastle pay around $71.06** per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for ...

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What is Business Insurance?

... , theft and accidental damage of office equipment, such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal costs of a claim for injury or damage to the property of ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent ... the broken freezer, investing in a backup generator. Liability Claims Another common claim seen all too often is ...

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Business Insurance

... will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not ...

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Business Insurance FAQs

... the answers! Check out our library of FAQ's designed to make insurance easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...

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Statutory Liability

What’s covered & what’s notThings to considerBack to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches of key ...

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Dishing up the facts on food business insurance

... fast-paced world of the food industry leaves no spare time ... the right business insurance. When it comes to insuring your small food business ... business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing up food ... of groceries! Public Liability insurance is designed to protect your business against such ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... Business Insurance and the main kind of coverage options to consider. What is Business Insurance? Business Insurance* is an insurance ... youtu.be/VmP6PphhC8s Contents* Covers your business contents or stock if they were ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... things such as their legal liabilities and top ... about your employees or clients you're an exceptionally prime target. Cyber Liability insurance is a 'must have' policy for all kinds of businesses that have an online presence. And although it won't prevent ransomware ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... more out of your current policy. Your personal insurance doesn't cover your business A key thing to be aware of is that your personal insurance may not cover your business liabilities or property. If you work from home ...

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iSelect partners with BizCover to launch business insurance comparison

... has expanded their general insurance offering to include business insurance, through a partnership ... BizCover, Australia's leading small business ... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to ... include: Intentional damage   Contractual liabilities   Your professional fees   Known ...

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Business Insurance Guide for the Self-Employed - Part 1

... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... understanding some of the main types of business insurances on the market. Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance provides protection* for  you and your ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... of the more common types of cover include public liability, professional indemnity, cyber liability, business interruption and tax audit insurance. In many cases, businesses will need to mix and match different types of ...

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Home Based Business Insurance

... shops Photographer Writers Web developer Insurance for Home Based Businesses Public Liability* One of the basic insurances to consider is Public Liability insurance. Public Liability insurance is designed to provide ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share the ... In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... plan for you we can help you with tips on getting the best value on your business insurance. Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... of business insurance, the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has ... Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... , the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 (6 ... the non professional sector with Public Liability and Business Packs (predominately covering perils and ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two ... professional sector, primarily around Public Liability and Business Packs (predominately covering perils and ...

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5 Reasons To Review Your Business Insurance This Christmas

... stressful!) time for many small businesses. Come December the big Christmas ... ... to ensure you have enough financial protection to keep your business safe over the festive season. 1. Increase in foot ... Now's the time to make sure you have Public Liability insurance, and if you do have it, ensuring you ...

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The Easter Bunny's Guide to Business Insurance

... denying that Easter is big business. In the Easter game, the ... ... a Business Insurance pack ... food safety authority or an OH&S board, and found to have broken their regulations, Statutory Liability (which is usually part of a Management Liability policy) can cover him and his business ...

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Insurance for Real Estate Agents

... , tax audit, employment practices and statutory liability risks. If any of the following circumstances relates to your business then you should consider Business Insurance to help ensure you are adequately protected ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... due to an accident or illness? 2. What types of insurance do I need? Now that you have a fair idea of ... the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... impact some common situations would have on your business. Food For Thought… The insurable risk that most ... your Public Liability insurance. Similarly, take into account any changes in nature to your business. If you ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... consider insuring your assets, your revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers you and your employees for ...

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Insurance for Furniture Manufacturers

... you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... feel overwhelming at times, with many types of cover available in the insurance marketplace. From Public Liability cover to a variety of business insurances, in this article we explain some of the key things furniture ...

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Insurance for Civil Engineers- what you need to know

... think about what kinds of business insurance coverage you may need to ... ... types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to provide protection* for you and your business in the event a client ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... size, scope, and type of land surveying projects your business uses. Public Liability Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member ...

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Insurance for Personal Trainers

... are covered by the policy. Public Liability Insurance* Public Liability insurance is important to keep your business fighting fit.  In fact, it's likely that Public Liability insurance is required if you operate as a ...

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Insurance for Massage & Alternative Therapies

... practice the Public Liability insurance included with  your Home & Contents Insurance may not cover events related to your business activities. Business Insurance*  Business Insurance is an insurance package designed ...

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Insurance for Psychologists

... over at your premises, or you damaging a client's property - could result in a costly public liability claim. Business Insurance* Your clients are your most important advantage, but where would you be without your ...

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Insurance for IT Professionals

... hacked or subject to ransomware attack? Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your ...

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Insurance for Gift Shops

... tripping on stock that was left on the floor. Having the right Public Liability insurance will give you peace of mind. Business Insurance* Your customers are important but so is your stock, shop contents, and building ...

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Insurance for Hair & Beauty Services

... equipment - these all mean your business accidents. Fortunately, this is where Public Liability insurance can provide peace of mind and protection for your business. Business Insurance* Your customers are important, but ...

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Insurance for Finance & Mortgage Brokers

... * Consider the data and personal information you hold and the consequences if your business systems were to be compromised. A cyber liability insurance policy is designed to help protect you from claims and support your ...

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Insurance for Consultants

... is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured ...

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Insurance for Architects

... ll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public ...

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Insurance for Cafes

... of limits of cover is available through BizCover, between $5 million and $20 million. Insurance for Cafes Public Liability Insurance* Your business deals with members of the public every day from customers dining at your ...

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Insurance for martial art teachers

... - whether in a dojo or somewhere else. Either way, Public Liability insurance is important for martial arts trainers by providing protection for you and your business in the event a student, supplier or a member of the ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a . ... “must have” insurance: Public Liability– protects against legal and court costs in the event that someone is injured, or has their property damaged while you are providing a service to them. Every business should have PL ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss, injury or damage ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and small businesses to critical Professional Liability ... (E&O) insurance ... will find no easier, more affordable, more convenient way to procure reliable Professional Liability (E&O) insurance. BizInsure - business insurance just got smarter! About BizInsure BizInsure is the most convenient and ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... with Business Interruption insurance to help your business get back on track by covering the increased costs of running your business and lost revenue while it is out of action due to an insurable event. Cyber Liability ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... your legal defence costs and compensation awarded to the claimant. Public Liability insurance also extends to Product Liability cover which protects your business for legal disputes and compensation claims if any of the ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home ... . Whether you're in the business of providing expert advice to ... ... or liability during any period in excess of 90 consecutive days during which the business locations ... of the foundations (pun intended!) to your small business insurance plan. It provides peace of mind, protecting one of ...

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Insurance for Allied Health Professionals

... have a home-based practice, the Public Liability insurance provided under your Home and Contents insurance may exclude claims relating to your business activities. Business Insurance* Your clients are important, but so ...

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Insurance for Car Wash and Auto Detailers

... of your equipment to trigger a claim. That’s where Public Liability insurance comes into play. Public Liability insurance is designed to protect your business in the event a customer, supplier or a member of the public ...

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Insurance for Pet Professionals

... public and trigger a claim. That's where Public Liability insurance comes into play. Public Liability insurance* is designed to provide protection for you and your business in the event a customer, supplier or a member ...

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Insurance for Plumber

... found on the Victorian Building Authority website. Insurance for Plumbers Public Liability One of the first types of business insurance to consider is Public Liability insurance*. It is designed to provide protection for ...

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Insurance for Carpenters

... is selling products to the public then you may need to consider Product Liability insurance*. It protects your business against claims by third parties relating to property damage or personal injury caused by your ...

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Insurance for Sole Traders and Self Emplyed

... and those who are self employed need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

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Insurance for Land Surveyors

... or certifying in Cairns, your Public Liability insurance policy will cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for your business assets including but not limited to your ...

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Insurance for Convenience Stores

... to settle. Fortunately, Public Liability insurance can provide you and your business peace of mind when you need it most. Business Insurance* You rely on your business assets to drive business through your store, so ...

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Insurance for Butcher Shops

... * When you're dealing with customers and suppliers daily, Public Liability insurance is an important consideration for your business. Public Liability insurance is designed to provide protection for you and your ...

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Insurance for Professionals

... , tax audit, employment practices and statutory liability risks. Cyber Liability* Cyber liability insurance is a type of business insurance product which protects your business against both the legal costs and expenses ...

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Insurance for Retailers

... caused by the products you sell. Many Public Liability policies include Product Liability cover. Business Insurance* Your customers are important, but so are your business assets. Without the right cover, you could be ...

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Insurance for Furniture Manufacturers

... precious production time. Protect your business against the unexpected with the right business insurance. In a few clicks of ... negligent business activities. Product Liability insurance protects your businesses against ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ... Insurance – Cyber Liability Insurance protects against the expenses and legal costs of data breaches or hacking, including the loss or theft of client information. Note that Business Insurance includes a whole bunch ...

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Public Liability Insurance for Cabinet Makers

... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... cover required. What can happen if your business is left uninsured? Public Liability insurance is a common type of business insurance that different kinds of businesses take out as protection. Operating as an uninsured ...

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Professional Indemnity Insurance for Civil Engineers

... Professional Indemnity insurance to protect* you and your business from [] ... ... to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own unique needs which depend on a variety of ...

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Business Interruption

... s story on how a violent storm swept through her Sydney hair salon, Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her cash flow while they were closed for repairs. ← Back to ...

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Insurance for Marketing Consultants

... stock or event an interruption to your business. A business insurance package can even include tax audit, statutory liability or employment practices insurance cover. Cyber Liability* Consider the client data or personal ...

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Insurance for Manufacturers

... operated by you against loss, theft or damage. Business Interruption* - one of the biggest issues that manufacturers ... liable. Management Liability insurance* is designed to provide protection to both the business and its ...

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Insurance for pharmacy and pharmacists

... for pharmacies Whilst Professional Indemnity and Public Liability insurance provides cover for legal liabilities arising from your practice as a pharmacist and your business activities there are other elements of your ...

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Insurance for Restaurants

... protecting your business with Public Liability insurance. Public Liability insurance is designed ... of your negligent business activities. Personal injury claims could arise from a waiter dropping hot food on a customer, ...

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Insurance for Lawn Mowing Services

... can still happen, even on the smallest jobs. That's where Public Liability insurance comes into play, an essential insurance to protect your business for the legal fees and compensation costs if a customer, member of ...

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Insurance for Project Managers

... and the severe consequences if it were compromised. Cyber liability insurance is a type of business insurance product which protects your business against both the legal costs and expenses (including compensation ...

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Insurance for makeup artists

... hair and beauty salons require contracting makeup artists to have Public Liability insurance before they  even start treatments? Business & Portable Equipment Insurance* What's a makeup artist without a makeup kit and ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... have joined forces, offering small business customers an opportunity to compare ... leading online provider of small business insurance, having helped ... needs”. Comparethemarket.com.au customers will not only be able to compare and purchase their business insurance through the platform, but they will also be guided through an industry leading support centre to help ...

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Additional Cover for Professional Indemnity Insurance

... certificates of insurance - it's just part of the business. Hish ... Mines, a busy IT consulting business providing information management ... indemnity, but also with the additional cover option of public liability. Hish says his clients expect his business to be covered by professional indemnity insurance to ensure there is cover in place in the case of ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... .com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... her new personal fitness training business, focused on seniors, and ... to-do things like lift groceries and walk up and down ... businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance ...

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How to Kickstart Your Best Year in Business

... great time to get your business ready for a successful year ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

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Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.