Public Liability Insurance in Perth

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Brisbane

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What does Public Liability insurance cover?

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Public Liability Insurance

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Public Liability

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What is Product Liability Insurance?

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5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

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Public Liability Insurance for Cabinet Makers

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Do I need Public Liability insurance?

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Public Liability WA

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Public Liability NSW

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Public Liability PPC

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Public Liability QLD

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Management Liability Insurance

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Cyber Liability Insurance

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Insurance for Plasterers

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Insurance for Cleaners

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Do I need insurance for my market stall?

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BizCover SME Insurance Price Index Q1 FY20

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Insurance for Nurses

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Insurance by Industry

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Insurance for Handymen

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Insurance for Tradesmen

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Insurance for Hair & Beauty Services

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Insurance for Carpenters

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Insurance for Electricians

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Insurance for Yoga Teachers

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Insurance for Plumber

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Insurance for Civil Engineers- what you need to know

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Insurance for Gift Shops

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Who is Covered Under an IT Liability Policy?

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Business Insurance

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Small Business Insurance Index

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Insurance for Restaurants

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5 insurances every convenience store owner needs to know about

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Insurance for Pizza Shops

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Insurance for Cafes

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Insurance for Cabinet Makers- What You Need to Know

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Insurance for Convenience Stores

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The Easter Bunny's Guide to Business Insurance

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Insurance for architects- the blueprint to success

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Insurance for Retailers

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Insurance for Psychologists

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Insurance for Consultants

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Insurance for Architects

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Insurance for IT Professionals

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Insurance for Dog Walkers

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Insurance for Professionals

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Insurance for makeup artists

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Home Based Business Insurance

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Insurance for Real Estate Agents

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Insurance for Project Managers

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Insurance for Civil Engineers

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Insurance Considerations for Personal Trainers

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Insurance for Sole Trader

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Insurance for Tutors

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What is Business Insurance?

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Professional Indemnity Insurance for Consultants

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Insurance for Disability Workers

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Insurance for Furniture Manufacturers

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Insurance for Painters

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Insurance for Lawn Mowing Services

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Dishing up the facts on food business insurance

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Insurance for Allied Health Professionals

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Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: