What is Product Liability Insurance?

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Public Liability Insurance in Perth

... businesses in Perth pay $33.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Rockhampton

... in Rockhampton pay $35.40 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Mandurah

... businesses in Mandurah pay $28 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Hobart

... businesses in Hobart around $29.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Darwin

... in Darwin pay around $30.80 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

... in Adelaide pay around $37.50 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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Public Liability Insurance in Port Macquarie

... in Port Macquarie pay $26.30 **per month for a Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is likely to be very important ...

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What is Public Liability Insurance?

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How much Public Liability insurance do I need?

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Public Liability

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How much does Public Liability Insurance Cost?

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Public Liability Insurance for Cabinet Makers

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Legal Requirement for Public Liability Insurance

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What Tradies Need to Know About Public Liability Insurance

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Management Liability Insurance

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Cyber Liability Insurance

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Do I need Public Liability insurance?

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Business Insurance Guide for the Self-Employed - Part 1

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Insurance for Bakers

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Insurance for Lawn Mowing Services

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Insurance for Architects

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Insurance for Pet Professionals

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Business Insurance Guide for the Self-Employed - Part 4

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Insurance for Car Wash and Auto Detailers

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Insurance for Handymen

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Insurance for Tradesmen

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Insurance for Electricians

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Insurance for Cleaners

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What are the Insurance Options for Land Surveyors?

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Understanding Insurance for Interior Designers

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7 Types of Insurance Your Small Business Should Consider

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Public Liability WA

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Public Liability NSW

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Public Liability QLD

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5 Tips for an Insurance Health Check

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Insurance for Carpenters

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Insurance for Disability Workers

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Insurance for Furniture Manufacturers

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Insurance for Gift Shops

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Insurance for Hair & Beauty Services

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Insurance for Landscapers

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Insurance for Plumber

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Insurance for Civil Engineers- what you need to know

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Insurance for Painters

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Insurance for Yoga Teachers

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... liability, professional indemnity , cyber liability, business interruption and tax audit insurance ...   * BizCover does not compare all general insurers or insurance products in the market, only those listed ...

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Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... or you are out visiting them, Public Liability insurance can protect you anywhere within Australia. It ... Porta b l e Equipment insurance (also known as General Property insurance) covers you for loss and ...

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Insurance for martial art teachers

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Business Insurance

... Statutory Liability *As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document. The information contained on this webpage is general only ...

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Insurance for pharmacy and pharmacists

... it is important to ensure you have the right insurances in place to protect your business when things ... by AHPRA and other regulatory bodies. Public Liability insurance * is another type of cover likely to ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types ... Intentional damage   Contractual liabilities   Your p rofessional ...

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Insurance for Marketing Consultants

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Insurance for Massage & Alternative Therapies

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Home Based Business Insurance

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Insurance for Electrical Engineers

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Insurance for makeup artists

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Insurance for Cabinet Makers

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... for a claim to be made. Fear not, Public Liability insurance can help clean up the mess by covering your legal ... claim. That's why Portable Equipment insurance (also known as General Property) is an essential form of ...

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Insurance for Consultants

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Insurance for Allied Health Professionals

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Insurance for Retailers

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Insurance for Psychologists

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Insurance for Cafes

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Insurance for Cabinet Makers- What You Need to Know

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5 Things to Consider When Buying Public Liability Insurance

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Public Liability Insurance Scenario

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Cyber Liability Insurance: the safety net small businesses need

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... damage to your business by covering the expenses and legal costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it will help businesses to manage the event effectively and be ...

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A guide to Plasterer's insurance that won't leave you, board

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BizCover SME Insurance Price Index Q1 FY21

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BizCover SME Insurance Price Index Q1 FY20

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A Guide to PI Insurance

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... out of the services performed for a client. Who is covered under an IT Liability Policy? An IT Liability insurance policy typically will cover the following: The entity, including any subsidiaries (held or ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... businesses to critical Professional Liability (E&O) insurance ... to a new way of thinking, a new way of underwriting, and a new way of pricing professional liability insurance for independent professionals and small businesses. Our online model (made mainstream by the personal auto ...

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Keep calm and stretch on with Yoga Teacher insurance

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Dishing up the facts on food business insurance

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Protect your business with Statutory Liability Cover

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3 rd parties due to ...

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Insurance for Restaurants & Cafes

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

... Chances are you spend most of your time visiting your client's onsite. Public Liability insurance will protect you from financial losses arising from a claim of 3 rd party accidental damage or injury resulting ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... employee's time or wages Portable Equipment * Porta b l e Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... if you store sensitive information about your employees or clients you're an exceptionally prime target. Cyber Liability insurance is a 'must have' policy for all kinds of businesses that have an online presence. And ...

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Public Liability PPC

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over the last few years, however this year the increases ...

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How Does Professional Indemnity Insurance Benefit You?

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.