How much does Business Insurance cost?

... a Food Business Owner How Much Does Business Insurance Cost? Business Insurance, sometimes referred to as ... your particular business as individual underwriting criteria will apply.  Get a hassle-free ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, ... compare quotes and buy the insurance that suits your ... Your personal insurance doesn't cover your business A key thing to be aware ... for your business, and how much cover to get, there will be ...

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Common Small Business Insurance Claims and How to Prevent them.

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Business Insurance

... plan to protect your business today to ensure you'll be in business tomorrow. Business Insurance can ... service at excellent. Download Business Insurance Fact Sheet Get the cover that is ...

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Dishing up the facts on food business insurance

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6 Areas You May Not Have Thought Business Insurance Covers

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The Easter Bunny's Guide to Business Insurance

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5 Reasons To Review Your Business Insurance This Christmas

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance Considerations for Personal Trainers

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A guide to Plasterer's insurance that won't leave you, board

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Cabinet Makers- What You Need to Know

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The Risks of Growing Your Small Business

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5 Common Beauty Insurance Claims

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A roadmap to staying in business for the long haul: Part 2

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Is your Small Business Summer Proof?

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Hardship & Triumph: Aussie Entrepreneurs Tell it How it is - Part 2

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Stranger Businesses

With Stranger Things returning to our screens, season 3 ... things 80's, so we decided to join in the fun by ... asking our customers to share with ... reference to horses (filly) with the float and pickled ( how most ... business name may be, at BizCover we offer a variety of insurance ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

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5 insurances every convenience store owner needs to know about

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Business Interruption

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult ... of running a business and you'll most likely get an array of ... down the path of insurance service. “So much of BizCover's success is due to the small business ... Mobile Mechanic How does it work? To enter your small business to be in ...

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The Remaining Risk: What Isn't Covered and Why it Matters

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Big Bunny Business: An Interview with the Easter Bunny

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When it Rains it Pours: Understanding Flood Cover.

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Preparing your store for the holiday season ahead

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BizGiver finds it's latest winner in Wild Forage

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Pooches Playroom - Customer Spotlight

... friendly dogs of all ages to come for the day and ... ... still speak to him about how my business is doing and get some help ... fun!!!” *BizCover is the preferred insurance partner of the NEIS (New ...

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Jobs Shared wins the latest BizGiver Grant

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Pure Flowers wins the latest BizGiver

... BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ABLE TO KICKSTART THEIR ... ... want to honour that Aussie entrepreunership that so often gets overlooked at ... success.” BizCover, Australia's leading online business insurance service, started the grant of ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... a brand new air track to add to their performances. For over ... is harder to find these days and people forget how wonderful it ... grant. BizCover, Australia's leading online business insurance service, started the grant of ...

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Getting the Best Value on Your Business Insurance

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Small Business Continues to Win on Insurance Prices!

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Small Business Insurance Index

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5 Surprising Things Business Insurance Can Cover

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Business Insurance FAQs

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Our Customers Get Their Bad Business Habits Out of Their System

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BizCover Customers' Top Tips To Grow A Business

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A Guide to PI Insurance

Professional Indemnity Insurance (PI) is difficult to comprehend, but only at ... of BizCover's aims is to make Professional Indemnity Insurance ... business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming process taking up to ... in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live ...

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Insurance Premiums for Retailers Continue to Climb

... Retailers Continue to Climb The latest BizCover Small Business Insurance Price Index has ... been released (Graph 1), and similar to ... ... Retailers Continue to Climb The latest BizCover Small Business Insurance Price Index has ... been released (Graph 1), and similar to ...

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Steady as she goes - still no increases in Insurance Premiums!

... Business Insurance Price Index is indicating that the market for small business insurance continues to ... benefit from stability in insurance ... Business Insurance Price Index is indicating that the market for small business insurance continues to ... benefit from stability in insurance prices, with ...

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Protect your business with Statutory Liability Cover

... many different types of insurance policies available to small businesses to protect against countless ... caused to other people's property ... many different types of insurance policies available to small businesses to protect against countless ... against your business Adding the Statutory Liability option* to your Business Insurance policy can ...

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The bricks and mortar of building insurance cover- what you need to know

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The Risky Business of Insurance

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The State of Small Business

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Insurance for architects- the blueprint to success

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5 Tips for an Insurance Health Check

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5 Money Saving tips for Small Business

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Childers Local wins the latest Small Business Buddy Grant

HELPFUL HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of ... the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February ... best thing about small business is getting to know each one of the ... years have embraced our online insurance services over more traditional methods ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start Riley ... out five other national finalists to win the prize valued at ... New Sapphire Coast business gets a $2000 head start Riley ... business insurance service and started the program as a way to give back to ...

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Latest Small Business Buddy Winner: Evermore Memories

... MAKING BUSINESS GETS A MEMORABLE PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy ... Memories, a new unique business based in ... camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly ... the boost they need to allow their business to take a step up ...

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3 Foodie Businesses Share Their Recipe For Success

... of hard-work and an appetite to succeed are just some of ... asked three BizCover foodie customers to spill the beans [] ... ... which has helped the team to get the business known among the locals. ... you're a small business owner who would love to share your unique ...

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Keep calm and stretch on with Yoga Teacher insurance

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

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What is Business Insurance?

... different types of Business Insurance cover options, each designed to protect different areas ... you need to protect these with the right Business Insurance cover: Businesses that own ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... by Australia's first online Small Business Insurance Comparison Site, is a $2000 ... “We wanted to honour that uniqueness that so often gets overlooked and ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... comes a time when rates get to the point where they are ...

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A roadmap to staying in business for the long haul: Part 1

... that developed into printing some business cards and before you knew ... means, an easy feat, getting your own business up and running is ... the wheels spinning To stay in business you need to be profitable because ... Get Linked– LinkedIn is a great resource to not only promote your business ...

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Do I need insurance for my market stall?

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Customer Spotlight: PerfEx Consulting

... as starting his own successful business PerfEx [] ... as starting his own successful business PerfEx Consulting. PerfEx Consulting is ... well in Operations environments and how to get the best from teams,” explains ...

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Customer Spotlight: MetaPeople

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes you need to get down into the ... nitty-gritty to understand what insurance Business insurance isn't always straightforward, and sometimes you need to get down into the nitty-gritty ... This insurance provides repair or replacement for accidental loss or damage to business ...

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Why having an office inventory list is essential.

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100,000th Customer Spotlight - MB's Lawnmowing

... proud to announce that we now have over 100,000 small businesses insured ... to help as many small businesses to do the same. To ... to help as many small businesses to do the same. To celebrate, we decided to get ... ” What attracted you to purchasing your insurance through BizCover? “To be honest, my ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... that insurers are still trying to increase prices, however they have ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... as an apprentice to building up your name and ... ... butcher shop may be exposed to and how business insurance can help prevent an ... under a Business Insurance pack there is an option to take out Business Interruption ...

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Customer Spotlight: Tirol Sports

... start of winter, we're talking to one of our wintery small ... 5:34pm PDT Take a trip to Victoria's ski fields this winter ... ... to Australia to start Tirol Sports. He started the business as a way to ... excellent deal on some boots to get me through my stay. He ...

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World Snake Day Customer Spotlight

... From caf owners and electricians to personal trainers and reptile rescuers. ... - often someone's backyard - to tangle with the slithering serpents ... Learning about these animals and how they are so different and ... get stuck down one track of what you expect your business to become. ...

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NEIS Customer Spotlight - HerbiDoor

... NSW, someone finally stepped up to [] ... want to be able to participate in an open conversation about how to improve ... only to come home and get started on back of house business activities. ...

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Being financially prepared for Bushfire Season

... stretching from south-eastern South Australia to the north of Rockhampton in ... ... a good time for businesses to check their insurance to ensure they have adequate ... years after the fire to get your business back to a fully operational state. ...

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World Chocolate Day Customer Spotlight - Sacred Taste

... around the globe look forward to more than anything, yes, it's ... BizCover wanted to feature one of the many sweet businesses that work ... its people. According to Daniel, the inspiration to start the business came from ... great for when you want to get things done. Love is perfect ...

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Prevention & Protection - The Big Burglary Buffers

... at your shop or store to find a smashed window or ... despair that follows. Having your business burgled or robbed is a ... ... entry with the intent to commit a crime. GETTING COVERED - THE ... story, as insurance is the real key to ensuring your business doesn't suffer ...

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Fit Body Fit Mind wins a clean bill of health with BizGiver prize

Small Business is all about punching above ... until hopefully you get the opportunity to make a difference to a community. ... Victorian ... until hopefully you get the opportunity to make a difference to a community. ... boost they need to allow their business to grow and to take a step ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... BizGiver Business Grant. Kaydee ... by finally allowing small businesses to quickly compare multiple business insurance quotes for free ... want to honour that Aussie entrepreneurship that so often gets overlooked at ...

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10-Year Customer Spotlight: Circul8

... BizCover's 10-year birthday, we wanted to take a look at some ... says she first started the business [] ... explained. When asked how she would describe the business in a nutshell, ... she would offer to aspiring business owners, she had this to share: “Make ...

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Scooter & Jinx wins BizGiver Grant

... WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... back to the small business community that so often gets overlooked. To enter, a business ... simply needs to head over to bizcover.com.au/bizgiver ...

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'Children of Night Markets' wins the latest BizGiver

... a childhood, with the ability to realise their potential & achieve ... ... started by Australia's leading online business insurance service BizCover, grants the wish ... way to give back to the Small Business community that so often gets overlooked ...

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Challenges of the Furniture Manufacturing Industry

... an artistic niche that caters to both the functionality, as well ... There is demand for accessibility to the internet with [] ... ... barriers. It's also important to choose suitable insurance coverage to give you peace ... it difficult for smaller furniture businesses to attract customers when they enter ...

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World Environment Day Customer Spotlight - Blue Earth Solutions

... The goal of BES is to work towards continual improvement in ... by providing organisations the ability to begin, progress or complete their ... ... provide Eco Consultations that guide businesses to reduce their waste and their ... possibility but are uncertain of how to take their first steps in ...

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Kate Owen Gallery wins BizGiver Grant

... $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A MAKEOVER TO THEIR GALLERY ... for supporting indigenous artists. The business [] ... give back to our small business community that are big business to us,” explains ... want to honour that Aussie entrepreneurship that so often gets overlooked at ...

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Customer Spotlight: Yummy Dogs

... rogues with a fresh dedication to quality hot dogs, bake-fresh buns ... ... car manufacturers) and expanded the business to include their own range of ... dog - and to convince businesses that it's fine to serve quality hot ...

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Customer Spotlight: Sara Hemphill Naturopath

In honour of today; International Day of Happiness, we look at our health and wellbeing with BizCover customer Sara Hemphill, a flourishing Naturopath from Western Australia ... pantries, how to organise their food preparation and how to eat properly. Today her business ... stool and urine” “I love getting to the bottom of a problem ...

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Employment Practices Liability

... covered & what’s notThings to considerBack to Business Insurance Employment Practices Liability Cover* ... Things to consider How many employees does your business have? Does the business have ...

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.