How the cost of Professional Indemnity insurance is calculated

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How Does Professional Indemnity Insurance Benefit You?

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What is Professional Indemnity Insurance?

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Do I need Professional Indemnity insurance?

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Professional Indemnity

... professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Professional Indemnity claims can arise from simple ...

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Do I need Public Liability insurance?

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Professional Indemnity Insurance for Civil Engineers

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What Limit of Professional Indemnity Insurance Do I Need?

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Sometimes Professional Indemnity Insurance is Needed

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Professional Indemnity Insurance 101: For Allied Health Professionals

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... be able to add additional coverage if you think that you may need it in the future or at any time during your Professional Indemnity Insurance policy's term. As an example, at some point you may want to add business ...

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Insurance for Civil Engineers- what you need to know

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Insurance for Nurses

... there is no guarantee that you will be given enough protection. Holding your own Professional Indemnity Insurance (PI) policy is the best way to ensure you are fully covered against financial loss for any legal action ...

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Insurance for Massage & Alternative Therapies

... you must be a recognised provider with the fund. Most health funds require providers to hold a current Professional Indemnity insurance policy with at least $1 million worth of cover, or $2 million if you wish to be a ...

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Insurance for Sole Traders and Self Emplyed

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Business Insurance Guide for the Self-Employed - Part 2

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Professional Indemnity Claims: when should I notify my insurer?

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A Guide to PI Insurance

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Professional Indemnity for Real Estate Agents

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology ... ... and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the same policy is that, in theory ...

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Insurance for Registered Tax Agents

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Insurance for Real Estate Agents

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Insurance for Disability Workers

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Insurance for IT Professionals

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Insurance for Finance & Mortgage Brokers

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Insurance for Engineers

... policies available to Engineers through BizCover start with limits of cover from $1m all the way up to $10m Insurance for Engineers Professional Indemnity* As a professional engineer, you are required to be an ...

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Insurance for Bookkeepers & BAS Agents

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Consultants

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Insurance for Psychologists

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Insurance for Architects

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Insurance for Social Workers

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What are the Insurance Options for Land Surveyors?

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Insurance for Registered Migration Agents

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Insurance for Professionals

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Insurance for pharmacy and pharmacists

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Insurance for martial art teachers

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5 Questions to ask yourself before buying Insurance for your Small Business

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Carpenters

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Insurance for Accountants

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Insurance for Plumber

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Insurance for Nurses

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Insurance for Civil Engineers

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

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Insurance for Yoga Teachers

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

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5 Tips for an Insurance Health Check

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... business insurance ... you work from home, your home and contents insurance policy might not cover all the liabilities related to ... may require you to have Professional Indemnity cover. Make sure your policy stays relevant and on the move ...

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Business Insurance Guide for the Self-Employed - Part 3

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Management Liability Insurance

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

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Small Business Insurance Index

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Insurance for Hair & Beauty Services

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Insurance for Allied Health Professionals

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Insurance Considerations for Personal Trainers

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Insurance for Pet Professionals

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Insurance for Electrical Engineers

... instantly. Did You know? Professional Indemnity policies available to electrical engineers through BizCover start with limits of cover from $1m all the way up to $10m  Insurance for Electrical Engineers Professional ...

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Insurance for Personal Trainers

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Insurance for Recruitment Consultants

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Insurance for Marketing Consultants

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Insurance for Land Surveyors

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Insurance for architects- the blueprint to success

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Insurance for Project Managers

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Insurance for makeup artists

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... displayed on it. “Thankfully my Business Insurance policy included building and contents cover”, says ... defence costs which were paid under her Professional Indemnity policy. Back in business Have you ever stopped for ...

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Misconceptions Around Professional Indemnity Insurance

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Additional Cover for Professional Indemnity Insurance

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... . Failure in obtaining public liability insurance policy can expose a business to ... ... or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of risks. As a business, you will inevitably have interactions ...

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Professional Indemnity PPC Landing Page

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Social Media Insurance

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Dishing up the facts on food business insurance

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Business Insurance Guide for the Self-Employed - Part 1

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5 Surprising Things Business Insurance Can Cover

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Insurance for Lawn Mowing Services

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A guide to Plasterer's insurance that won't leave you, board

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Public Liability Insurance for Cabinet Makers

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... be something your landlord takes out for the premises. What will it protect your business from? Each insurance policy will have its own specific list of insured events and exclusions, therefore it is best to check with ...

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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You’re a professional and there is no doubt you are good at what you do. However, mistakes happen even with the most professional operators

Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Professional Indemnity claims can arise from simple things like giving incorrect advice, a miscalculation, incorrect diagnosis or treatment 

Professional Indemnity explained further…



Independent feedback from our customers rated our service at excellent.

What’s typically included?*

Depending on the Professional Indemnity policy selectedyour policy could cover: 

  • Payment of compensation as a result of a claim, including but not limited to Court awarded damages 
  • An award of legal costs against you  
  • Reasonable legal costs incurred in defending or responding to the claim 
  • Claim investigation costs 
  • Disciplinary proceeding costs 

What is typically not covered? *

  • Intentional damage  
  • Contractual liabilities  
  • Professional fees  
  • Known claims and circumstances 
  • Fraud and dishonesty 

Download Professional Indemnity Fact Sheet

How Much Cover Should I have ?

With BizCover you can choose policies with levels of cover between $250,000 to $10 million, from the leading insurers on our website.

When considering how much cover you may need you should think about:

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.