Insurance for IT Professionals

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Who is Covered Under an IT Liability Policy?

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Dishing up the facts on food business insurance

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5 Surprising Things Business Insurance Can Cover

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Things you didn't know about small business insurance

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iSelect partners with BizCover to launch business insurance comparison

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Small Business Insurance Index

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6 Areas You May Not Have Thought Business Insurance Covers

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Business Insurance in Bunbury

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Business Insurance in Townsville

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Business Insurance in Wollongong

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Business Insurance in Newcastle

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Business Insurance in Launceston

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Business Insurance in Cairns

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Business Insurance in Bundaberg

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Business Insurance in Toowoomba

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Common Small Business Insurance Claims and How to Prevent them.

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Business Insurance in Mackay

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Business Insurance in Geelong

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Business Insurance in Melton

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Business Insurance in Parramatta

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Home Based Business Insurance

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Business Insurance

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The Easter Bunny's Guide to Business Insurance

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How much does Business Insurance cost?

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What is Business Insurance?

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Getting the Best Value on Your Business Insurance

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Insurance for Gift Shops

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Insurance for Project Managers

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Insurance for Plasterers

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Civil Engineers- what you need to know

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5 Questions to ask yourself before buying Insurance for your Small Business

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The Remaining Risk: What Isn't Covered and Why it Matters

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Insurance for Furniture Manufacturers

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Public Liability Insurance for Cabinet Makers

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When it Rains it Pours: Understanding Flood Cover.

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Steady as she goes - still no increases in Insurance Premiums!

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Insurance Premiums for Retailers Continue to Climb

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Small Business Index July 2015

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Small Business Continues to Win on Insurance Prices!

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A Guide to PI Insurance

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Insurance for Convenience Stores

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Insurance for architects- the blueprint to success

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Insurance for Personal Trainers

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Additional Cover for Professional Indemnity Insurance

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Carpenters

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Insurance for Marketing Consultants

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Insurance for Butcher Shops

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5 Tips for an Insurance Health Check

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The Art of Being a Creative Small Business

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How to Kickstart Your Best Year in Business

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Insurance for Plumber

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Insurance for Manufacturers

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Insurance for Land Surveyors

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Insurance for Cafes

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Is your Small Business Summer Proof?

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BizCover SME Insurance Price Index Q1 FY20

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Professional Indemnity Insurance for Civil Engineers

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A roadmap to staying in business for the long haul: Part 2

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Insurance for Handymen

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Insurance for Recruitment Consultants

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Insurance for Tradesmen

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Insurance for Lawn Mowing Services

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5 Common Beauty Insurance Claims

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The Risky Business of Insurance

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Professional Indemnity Insurance for Consultants

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Insurance for Pizza Shops

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Insurance for Pet Professionals

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Small Business Insurance Price Index Q3

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Business Insurance FAQs

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Business Insurance the Smart Way

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Reviews related to it business insurance

  • You make life a lot simpler in choosing business insurance. Thank you.

    Paulus A
    Information Technology

  • I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.

    Paul H
    Information Technology

  • Amazing. Loved it

    Jason A
    Information Technology

Get instant quotes

Why do IT professionals need it?

Just because you’re busy programming, coding, testing, debugging or doing other techy stuff doesn’t mean you can’t get the right insurance. Being the IT person that you are, we don’t need to convince you that getting multiple quotes online, in minutes, is the quickest and most efficient way to secure great insurance cover for your business.

Did you know?

The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine.  BizCover is able to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer.  That way, there can be no dispute between insurers as to which policy should respond to a claim.

Insurance for IT Professionals

Professional Indemnity*

The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors?   Was there a loss of documents or data as a result of your negligence? As the saying goes, the problem with troubleshooting is that trouble shoots back.

Professional Indemnity insurance provides much-needed financial protection for a wide variety of IT professions. It secures IT professionals and their businesses against claims against them for potential losses arising out of actual or alleged negligent acts or omissions in the provision of professional services or advice.  For claims covered by the policy, it does this by paying compensation due to the third party, together with assisting with defence costs (these are the reasonable costs incurred in investigating and defending a covered claim, including legal fees, expert fees and court costs). It is also becoming a more common requirement for independent contractors to hold and maintain their own Professional Indemnity insurance policies.

Public Liability Insurance*

Chances are you spend most of your time visiting your client’s offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

If any of the following circumstances relate to your business then you should consider Business Insurance to provide additional protection:

Cyber Insurance*

Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked or subject to ransomware attack?  Perhaps you should consider if Cyber Liability insurance is right for your business. A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.

The wrong advice

An IT contractor was engaged to recommend and provide a management system for professional services client.

There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.

IT professionals cover a broad range of modalities, including: