Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... is not only insured with professional indemnity, but also with the additional .. ... also holds extra cover options to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she started her business selling natural and organic skincare products in 2013. Suppliers ...

read more

Professional Indemnity for Real Estate Agents

... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection ... of acts, errors and omissions from professional ... Stock and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance with ... the misrepresentation is plainly stated in the advertising material and liability on the real estate agent is easy to ...

read more

6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... , in transit to or from your premises, or in your personal custody? If you business holds a lot of cash, it ... needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ...

read more

Insurance for Yoga Teachers

... Indemnity Insurance can protect against allegations of professional negligence to help safeguard your reputation - peace of mind for you and your business without having to bend over backwards. Public Liability ...

read more

Insurance for makeup artists

... In other words, your personal assets may be at risk if you don't have the appropriate insurance cover to protect you and your business. Insurance for Makeup Artists Professional Indemnity Insurance* As a makeup artist ...

read more

Business Insurance Guide for the Self-Employed - Part 2

... the world of business insurance can be confusing which ... a guide to business insurance for the self-employed ... of cover to consider and ... and outs of Professional Indemnity insurance. What is Professional Indemnity insurance*? Professional Indemnity insurance ... . Without the protection of Professional Indemnity insurance, personal assets like your home may ...

read more

Insurance for IT Professionals

... claim can be difficult to determine. BizCover is able to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer. That way, there can be no dispute between ...

read more

Insurance for Civil Engineers

... Liability insurance covers you anywhere within Australia. Insurance for Civil Engineers* Professional Indemnity As ... , permanent disablement or even death. Personal Accident and Illness insurance gives you peace of mind so ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for damages, and ... but your personal assets too. Management Liability Insurance explained. Cyber Liability Insurance If you ...

read more

What are the Insurance Options for Land Surveyors?

... exceptionally hard, mistakes can occur and have the potential to lead ... the nature of the job and the potential of other work ... issues, protecting ... In order to protect the business and ensure the land surveyor has the legal support required to defend their rights, Professional Indemnity Insurance can be crucial. PI insurance is designed to respond to claims against ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... in the event of a costly claim. It is vital to know the difference between Professional Indemnity and Public Liability insurance, as these are two very different covers that offer protection for different types of risks ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain ... ... in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence costs. And you should know that you're definitely ...

read more

Insurance for Finance & Mortgage Brokers

... the policy. Professional Indemnity policies are available through BizCover that can meet the requirements of RG210. Public Liability* Public Liability insurance is a no-brainer for finance and mortgage brokers. Regular ...

read more

Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding ... your clients achieve their goals and transform their lifestyles, but it ... consider how to protect ... services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving ... for personal trainers through BizCover is for $1,000,000 Professional Indemnity and $10,000,000 Public Liability. A ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... business for a while and looking to buy insurance for the first ... ... well as limits set by your professional body and any contracts that you have. Often they will require you to have a minimum level of Public Liability or Professional Indemnity insurance however, you may decide that you ...

read more

Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... and territories, each with their own Architects Act and registration boards. And with that comes varying Professional Indemnity insurance ... go awry and the chance of a claim occurring. Public Liability insurance is an ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just [ ... ... and it usually comes combined as a liability package with your Professional Liability insurance. Portable Equipment Insurance ... premises or vehicle). Personal Accident and Illness Insurance Being self-employed brings ...

read more

Management Liability Insurance

... liability insurance* protects directors and officers and the insured company itself from the many exposures relating to the management of a company. Think of it like this: where Professional Indemnity insurance ...

read more

Insurance for Project Managers

... project management services  Architect and Architectural consulting services  Did you know? Even if your projects take you across the country, your Professional Indemnity insurance covers you anywhere in Australia ...

read more

Insurance for Marketing Consultants

... provision of your professional service or advice. Having Personal Indemnity insurance will let you ... and defending a covered claim and include legal fees, investigation fees and court costs). Public Liability Insurance ...

read more

Insurance for Massage & Alternative Therapies

... Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees).   Public Liability ...

read more

Insurance for Psychologists

... business here. Insurance for Psychologists Professional Indemnity* Psychologists work hard to hone their professional expertise and to build a reputation, but there is always a risk of professional liability. It only ...

read more

Insurance for Real Estate Agents

... your professional service or advice. Personal Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* It ...

read more

Insurance for Sole Traders and Self Emplyed

... Public Liability insurance. Public Liability insurance* is designed to provide protection for you and your business ... professional advice and services who are often required to hold a Professional Indemnity insurance ...

read more

Insurance by Industry

... of both businesses and professionals and that's why our comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance and Tax Audit. At ...

read more

Insurance for Architects

... important Professional Indemnity insurance for your business for any claims arising from work you do before finishing up but which are notified to you after the doors have closed. Public Liability Insurance* Do ...

read more

Insurance for Consultants

... 's leading insurers. Select your preferred policy and you'll be covered instantly, so you ... liability exposure, which may affect your personal assets if things go wrong. Insurance for Consultants Professional Indemnity ...

read more

Insurance for Carpenters

... Liability insurance*. It protects your business against claims by third parties relating to property damage or personal injury caused by your products. Professional Indemnity When you're providing professional advice and ...

read more

Insurance for martial art teachers

... negligence y your personal assets may be at risk. Even more reason to have appropriate insurance to protect you and your business! Insurance for martial arts teachers Professional Indemnity Insurance* However careful ...

read more

Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business ... not know ... have Professional Indemnity cover. Make sure your policy stays relevant and on the move It's wise to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance ...

read more

Insurance for Allied Health Professionals

... Know? BizCover is the preferred insurance partner of the Naturopaths and Herbalists Association of Australia. If you're a NHAA member you'll save on your Professional Indemnity & Public Liability cover with our exclusive ...

read more

Do I need Professional Indemnity insurance?

... industry professional body or regulator requires you to hold Professional Indemnity (PI) cover ... Professional Indemnity Insurance cover? Professional Indemnity insurance typically foots the bill for things like: Legal and ...

read more

What Limit of Professional Indemnity Insurance Do I Need?

... consumers is 'What limit of Professional Indemnity insurance do I need?' While this ... . If you belong to a professional association, it is always ... Costs in addition to the limit of Professional Indemnity insurance. You need to ensure your limit of Professional Indemnity Insurance is adequate to encompass both the claim and the costs in defending it. The nature ...

read more

How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, then ... also be referred to as professional indemnity insurance. Professionals are expected to possess If you are a professional and have your own company, then it is advisable that you have professional insurance, which can also be referred to as professional indemnity insurance. Professionals are expected to possess ...

read more

Professional Indemnity Insurance 101: For Allied Health Professionals

Our optometrists, chiropractors and occupational therapists, as well as ... to protect yourself is with professional indemnity insurance. This type of ... a result of the claim - no matter whether it's proven or not. Professional indemnity insurance gives people in the allied health professions, and their families, peace of mind that their assets are safe if they do face ...

read more

Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the experiences ... not true, in this day and age anyone can sue ... an unhappy client, the word can spread like wildfire over the internet and community. This is where the value of professional indemnity insurance can be recognized. If you were somehow involved in consulting or advising ...

read more

Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... the policy holder due to professional carelessness or accusations. Sometimes, ... . This is why many people turn to a concept like professional indemnity insurance, which can cover and protect both parties where they need the coverage and protection most: Their bank account. In life, mistakes happen ...

read more

What is Professional Indemnity Insurance?

... ? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do slip up in your normal course of work. Here are a ...

read more

How the cost of Professional Indemnity insurance is calculated

... the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... of Professional Indemnity insurance. Insurance ... Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance ...

read more

Professional Indemnity Insurance for Civil Engineers

... re an expert in construction and oversee the development of civil ... for your pearls of wisdom and professional services. Like any profession there ... involved with work that involves the design and construction of structures typically used by the general public. What is Professional Indemnity insurance? Professional Indemnity (PI) insurance* is an important form of ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... loss based on your advice may turn around and file an insurance claim against you. The result is that ... insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

read more

Professional Indemnity PPC Landing Page

Why do I need Professional Indemnity Insurance? Nobody is perfect, and we all make mistakes (even professionals!). That's why it's called 'Professional' Indemnity insurance, or PI. It's designed to protect people who ...

read more

Professional Indemnity

... We have answers You're a professional and there is no doubt you are good at what you do. However, mistakes happen even with the most professional operators. Professional Indemnity (PI) insurance* is an important form of ...

read more

Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... needed financial assistance for legal and compensation costs in the event ... against ... Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed financial assistance for legal and ... admit liability or ...

read more

Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... claims of negligence ... top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of negligence, malpractice and professional misconduct Your service comes with an ...

read more

Professional Attire Insurance

... member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for any stain, torn or ...

read more

Insurance for Disability Workers

... it cover? A Disability Support Worker's insurance package includes Professional Indemnity* and Public Liability* insurance. Professional Indemnity* An important form of insurance that is designed to respond to claims ...

read more

Personal Accident and Illness Insurance for Tradies

... exposed to lots of risks, and if something does go wrong ... ... of professional or membership fees Let's face it, nobody likes the thought of filling out forms or even going to the doctor for that matter! That's one of the advantages of Personal Accident and Illness Insurance, there ...

read more

Personal Accident and Illness

... activities that you participate in). With BizCover, you can get quotes and Personal Accident and Illness insurance within minutes and once covered you will be protected 24/7! **Maximum limits apply Independent ...

read more

Public Liability NSW

... for small businesses by providing a stamp duty exemption on certain insurance products. The exemption applies to both Public Liability and Professional Indemnity policies. To be eligible (as that the time of publication ...

read more

Insurance prices remain steady despite market predictions of higher premiums

... , the latest BizCover Small Business Insurance Index is showing little change ... stricter underwriting criteria and higher prices, excess capacity ... few months, the latest BizCover Small Business Insurance Index is showing little change, with prices ... profitable small business sector.” Public Liability and Professional Indemnity prices have seen no significant movement ...

read more

A Guide to PI Insurance

... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is ... is to make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ...

read more

BizCover expands into New Zealand and launches BizCover.co.nz

... online insurance marketplace in Australia and leading provider of online professional indemnity insurance, ... has announced today the launch ... to add in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance products. To obtain a quote for professional indemnity insurance, and get instant coverage ...

read more

Insurance for Social Workers

... Your Public Liability policy covers you anywhere in Australia so you can work with clients from Hobart to Hamilton Island! Insurance for Social Workers Professional Indemnity Providing professional advice and services is ...

read more

Insurance for Nurses

... the NMBA for Professional Indemnity Insurance arrangements for all enrolled nurses, registered nurses and midwives came into effect on 1st June 2016 and state that, whether covered by their own PI arrangements or third ...

read more

Insurance for Nurses

... . You are required to have your Professional Indemnity insurance with an adequate level of cover for your practice, and which includes the following: Civil liability cover Appropriate retroactive cover for otherwise ...

read more

Insurance for Bookkeepers & BAS Agents

... From 1st July, 2011, the Tax Practitioners Board required Bookkeepers and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the risk that an Agent will be ...

read more

Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance ... and valued on your insurance certificate. Did you know? Yoga Australia recommends the following minimum levels of insurance cover for their yoga teacher members: $10m Public Liability $5m Professional Indemnity ...

read more

Insurance for Accountants

... apply.  Get a hassle-free quote for your business here. Insurance for Accountants Professional Indemnity* Even excel gurus can make mistakes, and these errors or omissions could result in financial losses for your ...

read more

Insurance for pharmacy and pharmacists

... box of medications, resulting in injury. Other Insurances for pharmacies Whilst Professional Indemnity and Public Liability insurance provides cover for legal liabilities arising from your practice as a pharmacist ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... prices for their insurance, there have been changes within product groups and industries. The ... Liability insurance over the last few years, however this year the increases were minimal. SME Professional Indemnity insurance ...

read more

How to Become a Professional Land Surveyor in Australia

... surveying is the science, technique and profession that goes into a ... variety of tasks including planning and designing new or existing structures ... . All you would have to do is complete an application, pay the set fees, and meet all the minimum requirements. Land Surveyor insurance should also be considered and this may include professional indemnity insurance.

read more

Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and theft ... will be more exacerbated in the insurance segments that have significant competition while insurers ...

read more

Insurance for Registered Migration Agents

... of your professional service or advice. PI Insurance also ... Professional Indemnity policies with BizCover. Contact Migration Alliance for your exclusive discount code. Public Liability Insurance* Public Liability insurance ...

read more

Insurance for Land Surveyors

... and recording the correct measurements of properties and sites. That is why Professional Indemnity (PI) insurance ... . Public Liability* Public Liability insurance is designed to provide protection for you and your business ...

read more

Business Insurance in Townsville

... A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit ...

read more

Insurance for Professionals

... Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees). Public Liability ...

read more

Insurance for IT Professionals Colour Test 2

... variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract. Public Liability Chances are you spend most of your ...

read more

Insurance for IT Professionals Colour Test

... variety of IT services. Also, more and more companies require independent contractors to hold Professional Indemnity insurance before being considered for a contract. Public Liability Chances are you spend most of your ...

read more

Insurance for Engineers

... rupturing - the consequences (and costs) can be severe. Professional Indemnity insurance is designed to provide ... public liability, tax audit, employment practices and statutory liability risks. Management Liability* If ...

read more

Insurance for Plumber

... negligent business activities. Professional Indemnity Professional Indemnity insurance* is an important ... available for public liability, tax audit, employment practices and statutory liability risks. Portable Equipment ...

read more

Business Insurance Guide for the Self-Employed - Part 4

... take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ... cover. What is Personal< ... at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs ... Professional sports Motor sports Why do self-employed workers need to consider Personal Accident and Illness insurance ...

read more

Insurance for Lawn Mowing Services

... flowing? Personal Accident and Illness insurance provides a safe guard when disaster strikes at work and will also cover you when you've downed the gardening tools. Accidents can happen on even the most professional and ...

read more

Insurance for Car Wash and Auto Detailers

... responsibilities which can result in personal liability for alleged or actual wrongdoing. Cyber Liability Insurance* Cyber Liability insurance helps to protect you from claims and supports your profitability in the ...

read more

Insurance for Handymen

... circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. Personal Accident and Illness insurance* You rely on your physical ability to get the ...

read more

Insurance for Tradesmen

... a Public Liability claim. Public Liability insurance is designed to provide protection for you and your ... Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and ...

read more

Insurance for Landscapers

... That's where Public Liability insurance comes into play. Public Liability protects you and your business in the ... maintain living expenses, bills and wages? Personal Accident and Illness insurance can provide levels of ...

read more

Insurance for Electricians

... short circuit your business. Protect it against liability claims and other unexpected events. With just a few ... you're out and about enjoying your spare time. Personal Accident and Illness insurance can provide cover ...

read more

Insurance for Cleaners

... to affect your personal assets if things go wrong. Public Liability Insurance* Do you need it? The short answer is yes. Thankfully, Public Liability insurance is there to provide protection for you and your business in ...

read more

Insurance for Painters

... their own public liability insurance. Insurance for Painters Public Liability Insurance* In the ... with the kids on the weekend. Personal Accident and Illness insurance can provide cover should you become permanently ...

read more

5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets such ... ... or Territory department, body or agency, including professional fees for bookkeepers, accountants, lawyers and other associated costs. Every business has different insurance needs depending on the industry you operate in ...

read more

BizCover SME Insurance Price Index Q1 FY20

... retailers and professionals have seen material price reductions on their Public Liability insurance, while ... prices have remained steady across ... quarter across all products, driven by both a 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the steady industry increases we ...

read more

5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... Personal Accident and Illness Insurance (IPA Cover)offers financial protection when you can no longer work due to an injury or sickness. A policy will cover your lost income while you aren't working or pay you a lump ...

read more

Comparethemarket.com.au and BizCover Announce White Label Partnership

... 's leading FinTech providers, BizCover and comparethemarket.com.au have joined ... online provider of small business insurance, having helped over ... says, “Our White Label solution is a key part of our mission to make business insurance even more accessible for SMEs and our partnership with comparthemarket.com.au makes this even more possible.” He added, “We are ...

read more

Who is Covered Under an IT Liability Policy?

... Technology Insurance Professionals in the information technology sector face potential liabilities from clients and ... so their systems work ... contracts between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the ...

read more

PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... and healthy competition in the business insurance market. The BizCover Small Business ... supply and healthy competition in the business insurance market. The BizCover Small Business Insurance ... Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing the same reductions and ...

read more

Reviews related to personal liability and professional indemnity insurance

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.