What is Product Liability Insurance?

... damage or personal injury caused by your products. Product Liability insurance usually forms ... supplies or distributes products in Australia. Even with the highest attention ...

read more

Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... Janine needed was public liability insurance or insurance that protects you and your ... right cover. In partnership with Australia's leading insurance companies, it has made ...

read more

Public Liability Insurance in Perth

... What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Rockhampton

... What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Mandurah

... What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Hobart

... does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Darwin

... What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Brisbane

... What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Adelaide

... does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Port Macquarie

... What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

What is Public Liability Insurance?

... need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your ... way you should consider Public Liability insurance. For example:^ Consultants/Contractors/ ...

read more

Public Liability

... , community and their property. Public Liability Insurance is designed to provide protection ... your negligent business activities. Public Liability Insurance also provides assistance with the ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... types of insurance for cabinet makers, Public Liability insurance. What is Public Liability insurance*? Typically ... helping Australia's small businesses get protection. We deliver hassle-free insurance solutions ...

read more

Management Liability Insurance

... . The changing regulatory environment in Australia has increased the operating risk ... company and potentially, your personal assests. Management liability insurance* protects directors and officers ...

read more

Cyber Liability Insurance

... Liability insurance can assist with are inadvertent loss or release of customer personal ... -crime-groups/cybercrime [iii] Dual Australia, Cyber Claims Examples, Accessed 2019 ...

read more

Do I need Public Liability insurance?

... Liability insurance a legal requirement? Public Liability Insurance is not a legal requirement in Australia ... r hold Public Liability insurance to protect them against personal injury caused to ...

read more

Insurance for Furniture Manufacturers

... competitive quotes from some of Australia's top insurers to select from ... an insured event. Management Liability* Management Liability insurance is designed to provide protection ...

read more

Home Based Business Insurance

... get cover from some of Australia's top insurers to protect your ... of the basic insurances to consider is Public Liability insurance. Public Liability insurance is designed ...

read more

Insurance for Tradesmen

... competitive quotes from some of Australia's leading insurers online quicker than ... out of a Public Liability claim. Public Liability insurance is designed to provide ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... an insured event. Management Liability* Management Liability insurance is designed to provide protection ... . Working with some of Australia's leading insurance providers means we can provide ...

read more

Insurance for Personal Trainers

... by the policy. Public Liability Insurance* Public Liability insurance is important to keep your ... Liability insurance offers you piece of mind in the event an unwanted personal ...

read more

Insurance for Marketing Consultants

... convince you that comparing insurance from some of Australia's leading insurers online ... liability or employment practices insurance cover. Cyber Liability* Consider the client data or personal ...

read more

Insurance for Pizza Shops

... multiple quotes from some of Australia's leading insurers, delivered to your ... 10 million dollars*. Insurance for Pizza Shops Public Liability Insurance** A pizza shop ...

read more

Insurance for Pet Professionals

... multiple quotes from some of Australia's leading insurers in minutes without ... 's where Public Liability insurance comes into play. Public Liability insurance* is designed to ...

read more

Insurance for Handymen

... affect your personal assets if things go wrong. Handyman Insurance Public Liability Insurance* Small ... in Australia, on or off the job. Business Insurance* is an insurance package ...

read more

Insurance for Psychologists

... compare quotes from some of Australia's leading insurers. Simply select your ... covered by the policy. Public Liability Insurance* Considering you work closely with ...

read more

Insurance for Manufacturers

... competitive quotes from some of Australia's leading insurers. Select your preferred ... leave you personally liable. Management Liability insurance* is designed to provide protection ...

read more

Insurance for Electrical Engineers

... competitive quotes from some of Australia's leading insurers. Select the policy ... in personal liability for alleged or actual wrong-doing. Personal Accident & Illness insurance ...

read more

Insurance for Carpenters

... a framework of insurance options from some of Australia's leading insurers, with ... may need to consider Product Liability insurance*. It protects your business against ...

read more

Insurance for Electricians

... most states and territories of Australia, usually requiring a minimum cover ... a couple of grand. Public Liability insurance is something every responsible electrician ...

read more

Insurance for Architects

... the Architects Accreditation Council of Australia website. Insurance for Architects Professional Indemnity ... in personal liability for alleged or actual wrong–doing. *As with any insurance ...

read more

Insurance for Cleaners

... competitive quotes from some of Australia's leading insurers. Just select your ... affect your personal assets if things go wrong. Public Liability Insurance* Do you ...

read more

Insurance for Project Managers

... multiple quotes from some of Australia's leading insurers straight to your ... negligent business activities. Management Liability*  Management Liability insurance is designed to provide protection ...

read more

Insurance for Gift Shops

... hassle-free insurance with multiple competitive insurance quotes from some of Australia's leading ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Insurance for Painters

... multiple quotes from some of Australia's leading insurers. You can be ... maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance* In the world ...

read more

Insurance for makeup artists

... activities. In other words, your personal assets may be at risk ... makeup artists to have Public Liability insurance before they  even start treatments ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... critical service throughout Australia. Understanding the Types of Insurance for Land Surveyors ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Insurance for Lawn Mowing Services

... after your insurance needs, providing multiple quotes from some of Australia's leading ... claim to happen. Your Public Liability insurance policy provides financial protection by ...

read more

Insurance for martial art teachers

... somewhere else. Either way, Public Liability insurance is important for martial arts ... or damaged anywhere within Australia. Building Insurance* covers the cost of repairing ...

read more

Insurance for Massage & Alternative Therapies

... practices and statutory liability risks Cyber Liability* Cyber Liability insurance- A cyber liability insurance policy is ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Insurance for IT Professionals

... their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Insurance for Yoga Teachers

... to bend over backwards. Public Liability Insurance* Working closely with your clients ... at risk of personal injury claims meaning Public Liability insurance is important for ...

read more

5 Tips for getting the best Public Liability insurance for your business

... and your customers with Public Liability insurance. It offers protection should a ... public, sue your business for personal injury, death, or damage ... public, sue your business for personal injury, death, or damage to ... regarding requirements for holding Public Liability insurance. Each state and territory has ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... ' activities. Failure in obtaining public liability insurance policy can expose a business ... public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is ... packages, often product liability insurance. However, public liability insurance offers no protection ...

read more

Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... , benefits and features of Statutory Liability insurance. Australia and the law There are ... make. This is where Statutory Liability insurance comes into play – designed to ...

read more

Insurance for pharmacy and pharmacists

... of pharmacy insurance within the market. Liability Insurances for pharmacists Professional Indemnity insurance* provides ... Indemnity and Public Liability insurance provides cover for legal liabilities arising from your ...

read more

BizCover SME Insurance Price Index Q1 FY20

... price reductions on their Public Liability insurance, while prices have remained steady ... , the annual inflation rate in Australia rose to 1.6 percent ... price reductions on their Public Liability insurance, while prices have remained steady ... small business customers across Australia purchasing their insurance through our platform.” BizCover ...

read more

Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding ... ... types of risk consider public liability insurance which will provide financial protection ... Out More About Public Liability Insurance As a personal trainer you'll also ...

read more

Insurance for Nurses

... Board of Australia has set minimum requirements for Professional Indemnity Insurance (PI ... of your nursing activities. Public Liability Insurance* Considering how closely you have ...

read more

Insurance for Accountants

... . For instance, CPA Australia and Charted Accountants Australia mandates that members maintain ... your system being hacked. Cyber Liability insurance helps to protect you from ...

read more

Insurance for Hair & Beauty Services

... some of Australia's leading insurers to offer you business insurance, a cut ... hairdressers and beauty therapists. Public Liability insurance is designed to provide protection ...

read more

Insurance for Recruitment Consultants

... competitive quotes from some of Australia's leading insurers. Select your preferred ... by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... cover available to businesses. Public Liability insurance covers against the legal costs ... client information Management Liability insurance covers businesses and their directors personal assets against ...

read more

Public Liability WA

... WA public liability insurance As a small business owner in Western Australia you ... your negligent business activities.    Public Liability insurance is designed to cover compensation ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... but your personal assets too. Management Liability Insurance explained. Cyber Liability Insurance If you ...

read more

Insurance for Engineers

... competitive quotes from some of Australia's leading insurers with just a ... affairs of your company. Management Liability insurance will provide protection to your ...

read more

5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... ) Management Liability Protects businesses and business directors including their personal assets against ... the level of your Public Liability insurance. Similarly, take into account any ...

read more

Insurance for Disability Workers

... insurance including Public Liability insurance and Professional Indemnity insurance. Through BizCover, you can compare insurance ... packages from some of Australia's leading insurers, that ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... businesses to critical Professional Liability (E&O) insurance ... new way of pricing professional liability insurance for independent professionals and small ... model (made mainstream by the personal auto insurance industry) replaces overhead with ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... and circumstances Property damage Public Liability insurance When you work closely with ... know? Yoga Australia recommends the following minimum levels of insurance cover for ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... be compulsory, for example, Public Liability insurance is often required when you ... premises or held within your personal care. Did you know? On ...

read more

Insurance for Tutors

... competitive quotes from some of Australia's leading insurers in minutes. Did ... your individual business needs^ Insurance for Tutors Public Liability Insurance* Whether you are ...

read more

Business Insurance in Launceston

... Businesses in Launceston Business Insurance is an insurance package designed to provide ... . Bookkeeper How much does Public Liability insurance cost? On average, small businesses ...

read more

Business Insurance in Mackay

... businesses in Mackay Business Insurance is an insurance package designed to provide ... Cleaner How much does Public Liability insurance cost? On average, small businesses ...

read more

Business Insurance in Melton

... Operation How much does Public Liability insurance cost? On average, small businesses ... month for their business insurance package. Business insurance is one of the ...

read more

Business Insurance in Wollongong

... businesses in Wollongong Business Insurance is an insurance package designed to provide ... various industries and occupations Public Liability insurance can cover, the cost of ...

read more

Public Liability PPC

Why do I need Public Liability Insurance? You can't prevent clumsy ... are made for personal injury or property damage. Public Liability Insurance does just ...

read more

Professional Indemnity Insurance for Consultants

... people that start businesses, in Australia have been experiencing a steady ... ... people that start businesses, in Australia have been experiencing a steady ... want to add business insurance or public liability insurance for your own protection ...

read more

Public Liability NSW

... accidents – they do happen! Public Liability insurance is designed to provide protection ... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

read more

Public Liability QLD

... your negligent business activities.    Public Liability insurance is designed to cover compensation ... do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

read more

Insurance for Plumber

... of stock Employers Practices Liability Employment Practices Liability (EPL) Insurance* is designed to ... sexual or workplace harassment. Statutory Liability Statutory Liability insurance* protects you, your plumbing ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... covered under an IT Liability Policy? An IT Liability insurance policy typically will ... behalf of the entity. IT Liability insurance policies need to provide cover ...

read more

Insurance for Restaurants & Cafes

... minutes. Did you Know? Public Liability Insurance: The average level of cover ... million dollars. Insurance for Restaurants & Cafes Public Liability There is no ...

read more

Introducing our newest cover option: Personal Perishables Cover

... had your lunch or other personal items stolen or accidentally consumed ... ... our brand new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... cover will revolutionise the way insurance covers business individuals. In the ...

read more

Business Insurance

... . And you can include Public Liability Insurance to ensure you are not ... Business Interruption Theft Employment Practices Liability Money Employee Dishonesty Portable Equipment ...

read more

5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets ... ... an unforeseen event. Business Interruption insurance is designed to compensate you ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... the cost of their Public Liability insurance. SME Professionals have been seeing ... increases in their Public Liability insurance over the last few years ...

read more

Reviews related to personal liability insurance australia

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: