Public Liability Insurance for Cabinet Makers

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What is Product Liability Insurance?

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Management Liability Insurance

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Cyber Liability Insurance

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Do I need Public Liability insurance?

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Public Liability Insurance Scenario

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Business Insurance Guide for the Self-Employed - Part 1

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A guide to Plasterer's insurance that won't leave you, board

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Business Insurance Guide for the Self-Employed - Part 4

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Home Based Business Insurance

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Insurance for Furniture Manufacturers

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Insurance for Furniture Manufacturers

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Insurance for Car Wash and Auto Detailers

... a company have specific responsibilities which can result in personal liability for alleged or actual wrongdoing. Cyber Liability Insurance* Cyber Liability insurance helps to protect you from claims and supports your ...

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Insurance for Tradesmen

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Insurance for Finance & Mortgage Brokers

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Insurance for Allied Health Professionals

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Insurance for Landscapers

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Insurance for Pet Professionals

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Insurance for Personal Trainers

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Insurance for Marketing Consultants

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Insurance for Pizza Shops

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Insurance for Psychologists

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Insurance for Handymen

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Insurance for Carpenters

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Insurance for Electrical Engineers

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Insurance for Manufacturers

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Insurance for Architects

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Insurance for Electricians

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Insurance for Project Managers

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Insurance for Gift Shops

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Insurance for Cleaners

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Insurance for Painters

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Insurance for makeup artists

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What are the Insurance Options for Land Surveyors?

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Insurance for Lawn Mowing Services

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Insurance for martial art teachers

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Insurance for Massage & Alternative Therapies

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Insurance for IT Professionals

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Insurance for Yoga Teachers

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5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... ' activities. Failure in obtaining public liability insurance policy can expose a business ... your business and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium sized ...

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Cyber Liability Insurance: the safety net small businesses need

... across the globe, particularly in Australia and especially to small businesses ... ... real damage across the globe, particularly in Australia and especially to small businesses. The reality is ... legal costs that are associated with breaches. Cyber Liability insurance won't prevent an attack, but it will ...

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How much does Public Liability Insurance Cost?

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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How much Public Liability insurance do I need?

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What does Public Liability insurance cover?

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What is Public Liability Insurance?

... made to her of $75,000 as well as defence costs (to the assessor and lawyer) of $30,000. Without the public liability insurance, the graphic design business would have been liable for over $100,000! *As with any ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... post, we will explore the facts, benefits and features of Statutory Liability insurance. Australia and the law There are many acts of legislation in Australia, in fact, there are over 5000 pieces of legislation which ...

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Insurance for pharmacy and pharmacists

... errors, breaches of privacy and investigations/actions brought by AHPRA and other regulatory bodies. Public Liability insurance* is another type of cover likely to be relevant for pharmacy owners. It is designed ...

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BizCover SME Insurance Price Index Q1 FY20

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Insurance Considerations for Personal Trainers

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Insurance for Accountants

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Insurance for Nurses

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Insurance for Hair & Beauty Services

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Recruitment Consultants

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7 Types of Insurance Your Small Business Should Consider

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Public Liability WA

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Insurance for Engineers

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... ) Management Liability Protects businesses and business directors including their personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches. Cyber Insurance Protection ...

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Insurance for Disability Workers

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Insurance for Civil Engineers- what you need to know

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

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Keep calm and stretch on with Yoga Teacher insurance

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Dishing up the facts on food business insurance

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Insurance for Tutors

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Business Insurance in Melton

... N. Church Operation How much does Public Liability insurance cost? On average, small businesses in Melton pay $79.55** a month for their business insurance package. Business insurance is one of the most popular types of ...

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Business Insurance in Wollongong

... can vary greatly. This is due to several factors including:  Given the various industries and occupations Public Liability insurance can cover, the cost of it can vary greatly. This is due to several factors including ...

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Business Insurance in Launceston

... 15 years, who didn’t want to know us! So ‘good-bye’ to them and hello BizCover!” Anne G. Bookkeeper How much does Public Liability insurance cost? On average, small businesses in Launceston pay $52.8 **for their business ...

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Business Insurance in Mackay

... answering my questions thoroughly. Great customer service.” Leonard Z. Commercial Cleaner How much does Public Liability insurance cost? On average, small businesses in Mackay pay around $68.55** per month for their ...

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Business Insurance on the Central Coast

... on the Central Coast pay around $68.66 a month**for a Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is arguably important for almost every ...

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Public Liability PPC

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Professional Indemnity Insurance for Consultants

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Public Liability NSW

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Public Liability QLD

... from our customers rated our service at excellent. How much do Trades & Service pay for Public Liability Insurance? The typical amount a small business operating in the Trades & Service industry in Queensland can expect ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... out of the services performed for a client. Who is covered under an IT Liability Policy? An IT Liability insurance policy typically will cover the following: The entity, including any subsidiaries (held or acquired ...

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Insurance for Plumber

... . Did You know? In Victoria a Ministerial Order requires plumbers to hold minimum levels of public liability insurance before they can operate. Further details can be found on the Victorian Building Authority website ...

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

... Chances are you spend most of your time visiting your client's onsite. Public Liability insurance will protect you from financial losses arising from a claim of 3rd party accidental damage or injury resulting from ...

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Insurance for Restaurants & Cafes

... BizCover, you'll get multiple competitive quotes from leading insurers within minutes. Did you Know? Public Liability Insurance: The average level of cover our customers take for their restaurant and cafe business is 10 ...

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Business Insurance

... riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.