Public Liability Insurance in Perth

... Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Rockhampton

... Engineer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Mandurah

... . Retail What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Hobart

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Darwin

... Homeopath What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Brisbane

... Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Adelaide

... deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered by ... **per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

Public Liability Insurance in Port Macquarie

... manufacturer What does Public Liability insurance cover? Public Liability insurance covers claims for personal injury suffered ... per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

read more

How much Public Liability insurance do I need?

... much Public Liability insurance do I need*? When considering how much Public Liability insurance your business ... Public Liability insurance policy: What is typically included?* Claims for compensation due to personal ...

read more

Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... caught short without adequate insurance, is their personal horror story might have ... . What Janine needed was public liability insurance or insurance that protects you and your ...

read more

What is Product Liability Insurance?

... products. Product Liability insurance usually forms part of a Public Liability policy and the ... will potentially be exposed to personal liability for personal injury or property damage ...

read more

What is Public Liability Insurance?

... I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business ... way you should consider Public Liability insurance. For example:^ Consultants/ ...

read more

Public Liability

... right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a ... , suppliers, community and their property. Public Liability Insurance is designed to provide protection ...

read more

Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... important types of insurance for cabinet makers, Public Liability insurance. What is Public Liability insurance*? Typically one ... liable. This could put your personal assets, like your home and ...

read more

5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... member of the public, sue your business for personal ... member of the public, sue your business for personal injury, death, or ... laws regarding requirements for holding Public Liability insurance. Each state and territory has ...

read more

Do I need Public Liability insurance?

... small businesses. Is Public Liability insurance a legal requirement? Public Liability Insurance is not a legal ... should r hold Public Liability insurance to protect them against personal injury caused to ...

read more

Public Liability PPC

Why do I need Public Liability Insurance? You can't prevent clumsy ... are made for personal injury or property damage. Public Liability Insurance does just that ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... your personal assets too. Management Liability Insurance explained. Cyber Liability Insurance If you ...

read more

Cyber Liability Insurance

... Liability insurance can assist with are inadvertent loss or release of customer personal ... . The cost of hiring a Public Relations firm to assist the ...

read more

Insurance for Plasterers

... Insurance for plasterers Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance ... anywhere, anytime. Personal Accident insurance will have you ...

read more

Insurance for Tradesmen

... your way out of a Public Liability claim. Public Liability insurance is designed to provide ... business activities. Consider the possible personal injury claims from trip hazards ...

read more

Insurance for Handymen

... personal liability which can affect your personal assets if things go wrong. Handyman Insurance Public Liability Insurance ...

read more

Insurance for Carpenters

... . Whether it's getting your Public Liability insurance sorted or protecting your valuable ... relating to property damage or personal injury caused by your products ...

read more

Insurance for Electricians

... causing fire, property damage or personal injury is high. Even the ... back a couple of grand. Public Liability insurance is something every responsible electrician ...

read more

Insurance for Cleaners

... to affect your personal assets if things go wrong. Public Liability Insurance* Do you ... need it? The short answer is yes. Thankfully, Public Liability insurance ...

read more

Insurance for Yoga Teachers

... having to bend over backwards. Public Liability Insurance* Working closely with your clients ... you at risk of personal injury claims meaning Public Liability insurance is important for ...

read more

Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding ... ... these types of risk consider public liability insurance which will provide financial protection ... . Find Out More About Public Liability Insurance As a personal trainer you'll also ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... of cover available to businesses. Public Liability insurance covers against the legal costs ... client information Management Liability insurance covers businesses and their directors personal assets against ...

read more

Insurance for Gift Shops

... a commercial lease agreement Insurance for Gift Shops Public Liability Insurance* If you operate ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing ... premises or held within your personal care. Did you know? On ...

read more

Insurance for Butcher Shops

... , Public Liability insurance is an important consideration for your business. Public Liability insurance is ... party. Public Liability insurance usually includes Product Liability cover, to protect against personal injury ...

read more

Insurance for Retailers

... Public Liability Insurance* Public Liability insurance is an important type of insurance cover for retail shop owners. Public Liability insurance ... , in transit, or in your personal custody. Business Interruption* - could ...

read more

Insurance for Furniture Manufacturers

... comes to protecting your business. Public Liability insurance is designed to provide protection ... the business. Personal Accident & Illness Insurance* Personal Accident and Illness insurance can provide ...

read more

Insurance for Consultants

... Public Liability Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance ...

read more

Insurance for Pizza Shops

... happen, making Public Liability an important form of insurance to consider. Public Liability insurance is designed ... and Illness insurance comes into play. Personal Accident and Illness insurance can provide ...

read more

Insurance for Marketing Consultants

... service or advice. Having Personal Indemnity insurance will let you breathe easy ... , investigation fees and court costs). Public Liability Insurance* If you have an office ...

read more

Insurance for Restaurants

... consider protecting your business with Public Liability insurance. Public Liability insurance is designed to provide protection ... responsibilities which can result in personal liability for alleged or actual wrongdoing ...

read more

Insurance for Dog Walkers

... public park. Insurance for Dog Walkers Public Liability Insurance* Public Liability insurance is important for dog walkers. Public Liability insurance ... in your care. Personal Accident and Illness Insurance* As a ...

read more

Insurance for Civil Engineers

... , contractors and members of the public. Public Liability insurance is designed to provide protection ... of business interruptions. Personal Accident and Illness Insurance No matter how much ...

read more

Insurance for Cafes

... million and $20 million. Insurance for Cafes Public Liability Insurance* Your business deals with ... with your Public Liability policy and protects your business for personal injury or ...

read more

Insurance for makeup artists

... activities. In other words, your personal assets may be at risk ... contracting makeup artists to have Public Liability insurance before they  even start treatments ...

read more

Insurance for Psychologists

... policy. Public Liability Insurance* Considering you work closely with your clients; Public Liability insurance is an ... and statutory liability risks. Cyber Liability* Consider the client data or personal information ...

read more

Insurance for Architects

... the doors have closed. Public Liability Insurance* Do you need Public Liability insurance? The short answer ... in personal liability for alleged or actual wrong–doing. *As with any insurance ...

read more

Insurance for IT Professionals

... maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... consider. Starting with the basics: Public Liability insurance One of the fundamental types ... you need it most. Personal Accident and Illness insurance* can provide different ...

read more

Insurance for Real Estate Agents

... professional service or advice. Personal Indemnity Insurance will also assist with the ... visiting your client's properties. Public Liability insurance is designed to provide protection ...

read more

Insurance for Project Managers

... are covered by your policy. Public Liability Insurance* Whether you work from an ... Liability*  Take the time to think about the client data or personal ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... arising from your previous work. Public Liability Insurance If you're dealing with ... everything stored online, including your personal and client information, there's ...

read more

Insurance for Convenience Stores

... commercial lease agreement. Insurance for Convenience Stores Public Liability Insurance* Public Liability insurance is an important form ... , in transit or in your personal custody. Theft*– covers your business ...

read more

Insurance for Sole Trader

... traders need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection ... Massage Therapists Migration Agents Painters Personal Trainers Plumbers Real Estate Agents ...

read more

Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... about when protecting your business. Public Liability insurance is intended to provide protection ... the business.  Personal Accident & Illness Insurance* Personal Accident and Illness insurance can provide ...

read more

Insurance for Painters

... consider maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance* In the world of ... on the weekend. Personal Accident and Illness insurance can provide cover should ...

read more

Insurance for Lawn Mowing Services

... a claim to happen. Your Public Liability insurance policy provides financial protection by ... the cash flowing? Personal Accident and Illness insurance provides a safe guard ...

read more

Insurance for Allied Health Professionals

... them, making Public Liability insurance important for allied health professionals. Public Liability insurance is designed to ... there is a risk of personal injury or property damage claims ...

read more

What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... surveying projects your business uses. Public Liability Public Liability insurance is designed to provide protection ... Liability insurance can assist with are inadvertent loss or release of customer personal ...

read more

Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... ... her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she ... protect them against claims of personal injury or property damage caused ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a ...

read more

Public Liability WA

... of your negligent business activities.    Public Liability insurance is designed to cover compensation ... of public liability insurance? Has your industry body set a minimum level of public liability insurance ...

read more

Public Liability NSW

... unexpected accidents – they do happen! Public Liability insurance is designed to provide protection ... much do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

read more

Public Liability QLD

... of your negligent business activities.    Public Liability insurance is designed to cover compensation ... much do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses a ...

read more

Management Liability Insurance

... company and potentially, your personal assests. Management liability insurance* protects directors and officers ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company directors ...

read more

Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the ...

read more

BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... material price reductions on their Public Liability insurance, while prices have remained steady ... increases we have seen for Public Liability insurance in the broader market. To ...

read more

Insurance for Hair & Beauty Services

... , making Public Liability insurance an important cover for hairdressers and beauty therapists. Public Liability insurance is ... accidents. Fortunately, this is where Public Liability insurance can provide peace of mind ...

read more

Insurance for Plumber

... to hold minimum levels of public liability insurance before they can operate. Further ... Public Liability One of the first types of business insurance to consider is Public Liability insurance ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... happening, and that's why Public Liability insurance is equally important for yoga ...

read more

Insurance for Restaurants & Cafes

... within minutes. Did you Know? Public Liability Insurance: The average level of cover ... 10 million dollars. Insurance for Restaurants & Cafes Public Liability There is no ...

read more

Business Insurance

... best. And you can include Public Liability Insurance to ensure you are not ... not quite go to plan. Public Liability Building & Contents Glass Tax ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over ... BizCover platform to reduce their insurance costs with comparable cover.” Download ...

read more

Insurance for Recruitment Consultants

... are covered by your policy. Public Liability Insurance* Public Liability insurance is an easy choice for ... were to be compromised. Cyber Liability insurance helps to protect you from ...

read more

Insurance for Nurses

... minimum requirements for Professional Indemnity Insurance (PI) for all enrolled nurses ... activities. Public Liability Insurance* Considering how closely you have with your patients; Public Liability insurance is ...

read more

Insurance for Registered Migration Agents

... do Registered Migration Agents need Insurance? Just because visa applications can ... for your exclusive discount code. Public Liability Insurance* Public Liability insurance is an easy choice for ...

read more

5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... banking, marketing and importantly your Public Liability insurance. It is one of the ... costly without the right protection. Public Liability insurance can provide you with peace ...

read more

Insurance for Tutors

... your individual business needs^ Insurance for Tutors Public Liability Insurance* Whether you are out ... them from your home office, Public Liability insurance is an important form of ...

read more

What is Business Insurance?

... need business insurance?Claim Example What is Business Insurance? Business Insurance can provide cover ... as chairs, desks and computers. Public Liability Insurance which covers your business against ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... may want to add business insurance or public liability insurance for your own protection ... . When you buy a Professional Indemnity insurance ...

read more

Insurance for Disability Workers

... of insurance including Public Liability insurance and Professional Indemnity insurance. ... public, making Public Liability insurance an important type of insurance for disability support workers. Public Liability insurance ...

read more

Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...

read more

Reviews related to personal public liability insurance

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: