Insurance for Personal Trainers

... local council if conducting exercise sessions in outdoor areas. Insurance for Personal Trainers and Fitness Professionals Professional Indemnity As a personal trainer it's your job to create unique exercise plans that ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. ... ... property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from the type of exercises to do ...

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5 Tips for getting the best Public Liability insurance for your business

... your customers with Public Liability insurance. It offers protection should a ... public, sue your business for personal injury, death, or damage ... trades people to present a copy of their insurance certificate before they can work onsite, while many gyms and fitness studios require trainers to have their own coverage as part of their contract or agreement. Likewise ...

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Insurance for martial art teachers

... personal assets may be at risk. Even more reason to have appropriate insurance to protect you and your business! Insurance ... way, Public Liability insurance is important for martial arts trainers by providing protection ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to help ... ... it's important to think about what kinds of business insurance coverage you may need to help ensure it is protected. As ... Liability insurance can assist with are inadvertent loss or release of customer personal information ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... an end-to-end insurance solution that allows customers to compare quotes, customize coverage, and buy online within ... model (made mainstream by the personal auto insurance industry) replaces overhead with affordability ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... . The process of arranging your insurance can feel overwhelming at times . ... it most. Some of the types of Business Insurance coverages available include: Contents and stock* - Cover for ... business.  Personal Accident & Illness Insurance* Personal Accident and Illness insurance can provide ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... damage or bodily injury. In addition to this, you should have professional indemnity insurance that provides coverage against lawsuits filed because of misrepresentation, negligence, inaccurate advice and/or violation of ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences ... ... depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good thing ...

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Introducing our newest cover option: Personal Perishables Cover

... had your lunch or other personal items stolen or accidentally consumed ... ... ? BizCover is once again leading the pack, launching our brand new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for the loss of consumable items in the workplace from ...

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Home Based Business Insurance

... insurance product, which protects your business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents. Your coverage ... part of your personal accident insurance you may ...

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Insurance for Allied Health Professionals

... business activities means there is a risk of personal injury or property damage claims being made against your ... provide additional forms of cover. Business insurance coverage sections that are commonly relevant for Allied ...

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Insurance for Bookkeepers & BAS Agents

... , the Tax Practitioners Board required Bookkeepers and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps to reduce the risk that an Agent will be made liable for a ...

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Insurance for Furniture Manufacturers

... it most. Some of the types of Business Insurance coverages to consider include: Contents and stock* - Cover ... the business. Personal Accident & Illness Insurance* Personal Accident and Illness insurance can provide levels ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... is usually offered as a part of a business's insurance policy. The cover will form the center of your insurance coverage and you will usually be able to add additional coverage if you think that you may need it in the ...

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Insurance for Pet Professionals

... Insurance coverages you may need to consider as a pet professional include: Contents Insurance* ... living expenses, bills, rent and wages? Personal Accident and Illness insurance* can provide levels of cover for loss ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... . You can select the amount you want to be covered for, the waiting periods and the type of Personal Accident Insurance policy you want to have in place. You can even select a Lump sum and capital benefits option which ...

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Insurance for Sole Trader

... Therapists Migration Agents Painters Personal Trainers Plumbers Real Estate Agents ... the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... beauty salon owners are likely to experience - and show you just how much having good business insurance coverage can save a small business in these kinds of situations. Disaster strikes Australia is no stranger to ...

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Insurance for Plasterers

... accidental loss or damage, as well as theft from a locked vehicle – anywhere in Australia. Personal Accident and Illness insurance* As a plasterer your physical ability is important. Think about how you would pay the ...

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Insurance by Industry

... are aware that those who operate in varying industries, often have specific insurance needs and so we aim to provide a policy to suit you ... Mobile Food Vans Nurses Painters Personal Trainers Pet Professionals Pizza Shops ...

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Insurance for Marketing Consultants

... or alleged negligent acts or omissions in the provision of your professional service or advice. Having Personal Indemnity insurance will let you breathe easy, assisting with the payment of compensation to a third party ...

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Insurance for Real Estate Agents

... or alleged negligent acts or omissions in the provision of your professional service or advice. Personal Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which ...

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5 Reasons to love Personal Accident Cover

Personal Accident and Illness Insurance (IPA Cover)offers financial protection ... ... them: 1.No Health Checks Unlike some other insurance policies, a personal accident policy will not require you to get ... you are seriously injured or worse, this type of coverage can be a much needed support for your love ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... ... them a personal injury or property damage, it is vulnerable to costly legal action. PI Insurance protects small ... this type of service allows her to get the right coverage quickly and therefore have more time to focus on ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... a million dollar claim. However your business insurance may cover personal items If you have cover for theft and ... your coverage every year. No doubt your business is on the move and changing and so your insurance needs ...

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Insurance for Yoga Teachers

... * Working closely with your clients can also put you at risk of personal injury claims meaning Public Liability insurance is important for Yoga teachers. It is designed to provide protection for you and your business ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... Insurance explained. Business Insurance Business Insurance often comes as a package encompassing a range of different coverage ... personal assets too. Management Liability Insurance explained. Cyber Liability Insurance ...

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Management Liability Insurance

... the company and potentially, your personal assests. Management liability insurance* protects directors and officers ... policy to suit your businesses' needs. Types of coverage you can take out include: Directors & Officers ...

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Social Media Insurance

... that some people actually thought we were providing coverage to protect you from the fallout of ... personal account even. As a quote by Abraham Lincoln, we found on social says “If you don't have social media insurance, ...

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Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage for claims brought against the ... ... is why many people turn to a concept like professional indemnity insurance, which can cover and protect both parties where they need the coverage and protection most: Their bank account. In life, mistakes happen just ...

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Personal Accident and Illness

... ’s included & what’s not?Get the right coverCould this happen to you? Protect your income With Personal Accident & Illness Insurance* As the old saying goes, accidents do happen! A simple spot of DIY around the house ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... bills and get dinner or the table? Protecting yourself from unexpected accidents and sickness with Personal Accident and Illness insurance ensures that you will still receive an income when you're unable to pick up tools ...

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Insurance for Hair & Beauty Services

... , so you can get back to doing what you love. Did you Know? Laser hair removal is a standard insurance exclusion. That means if you are performing laser hair removal, you will typically have to apply to have this ...

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Insurance for pharmacy and pharmacists

... other elements of your business that may require different types of insurance cover. Business insurance* offers a number of coverage options including: Building: provides protection for your pharmacy building if it ...

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Insurance for Disability Workers

... or Public Liability claim against you. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note that the data included within this article ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... 'lock up' operations. Business interruption insurance can provide both peace of ... ... to ask yourself two very important questions. Do I have Business Interruption insurance? And, are both the property and the cause of the event included in the coverage? If the answer to both is 'yes', your business is ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... has gone on the blink as the deadline for a large order is approaching. Machinery Breakdown insurance is an important form of coverage for businesses who rely on machinery or equipment in their day-to-day operations, and ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... and other advisers, as well as other expenses incurred as a result of an audit by the ATO Personal Accident & Illness insurance covers you for lost income if you suffered an accident or illness that meant you couldn't ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... businesses and business directors including their personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches. Cyber Insurance Protection against the expenses and legal ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... If a claim was made against you, how much coverage would you need to cover the potential damages and legal ...

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Insurance for Gift Shops

... covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cybercrime, cyber extortion/ransomware and business interruption due ...

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Public Liability Insurance for Cabinet Makers

... the right kind of business insurances in place. Regardless [] ... ... . If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and that ... held personally financially liable. This could put your personal assets, like your home and belongings, at ...

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Reviews related to personal trainer insurance coverage

  • Great website - super easy to obtain personal trainers insurance!

    Ken R
    Personal Fitness Trainer/Service

  • been a few years with you guys, liked this simple web site.

    Gavin R
    Personal Fitness Trainer/Service

  • easy and simple, also nice and quick

    Mitchell B
    Personal Fitness Trainer/Service

  • Easy ans simple, thank you

    Narelle M
    Personal Fitness Trainer/Service

  • Easy process

    Leo B
    Personal Fitness Trainer/Service

  • Easy process

    Boxing C
    Personal Fitness Trainer/Service

  • Easy to follow

    Tanya T
    Personal Fitness Trainer/Service

  • Easy to understand and use. Nice and quick

    Clare T
    Personal Fitness Trainer/Service

  • Easy to use website, Cover is simple yet thorough. Will be using again in the future

    Nicole A
    Personal Fitness Trainer/Service

  • EASY!!

    Karren V
    Personal Fitness Trainer/Service

  • easy. thank you

    Jeremy M
    Personal Fitness Trainer/Service

  • Fairly easy to use.

    Elizabeth D
    Personal Fitness Trainer/Service

  • Fast and efficient.. just wow.

    Hemi M
    Personal Fitness Trainer/Service

  • Fast, effective and competitive rates.

    Matthew C
    Personal Fitness Trainer/Service

  • good and quick

    Karuna S
    Personal Fitness Trainer/Service

  • Got a call from one team member, and they were super helpful explaining what the product is and what it does!

    Caitlin R
    Personal Fitness Trainer/Service

  • Great

    Jamie H
    Personal Fitness Trainer/Service

  • Great

    Patrick W
    Personal Fitness Trainer/Service

  • Great

    Alison M
    Personal Fitness Trainer/Service

  • great

    Julia C
    Personal Fitness Trainer/Service

  • great process, really simple and professional :)

    Reuben D
    Personal Fitness Trainer/Service

  • I like how easy it is to get covered, piece of mind knowing that my clients are looked after 24/7.

    Warwick W
    Personal Fitness Trainer/Service

  • Nice and easy :)

    Ellen M
    Personal Fitness Trainer/Service

  • nice easy website to use

    Deirdre M
    Personal Fitness Trainer/Service

  • OMG! That was so easy. Thanks

    Dwayne M
    Personal Fitness Trainer/Service

  • Quick and easy process

    Jade S
    Personal Fitness Trainer/Service

  • quick and easy. Very user-friendly. Thanks

    Sam J
    Personal Fitness Trainer/Service

  • really easy process

    BENJAMIN R
    Personal Fitness Trainer/Service

  • Really user friendly

    James M
    Personal Fitness Trainer/Service

  • Simple & efficient process.

    Clifford S
    Personal Fitness Trainer/Service

  • simple and Very quick response from the team when the system goofed up and all is fixed up

    Damien T
    Personal Fitness Trainer/Service

  • simple process. thanks

    Sally B
    Personal Fitness Trainer/Service

  • So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!

    Camilla B
    Personal Fitness Trainer/Service

  • So quick and easy to navigate and covered me for everything I needed and at reasonable cost

    Peter E
    Personal Fitness Trainer/Service

  • Thank you for making this easy.

    John R
    Personal Fitness Trainer/Service

  • Thank you for making this such an easy process!

    Vanessa B
    Personal Fitness Trainer/Service

  • That was easy thank you. I was insured with Marsh for 14 years, not any more as they were so hard to deal with.

    Jason C
    Personal Fitness Trainer/Service

  • This whole renewal process was quick and easy - thank you

    Wendy B
    Personal Fitness Trainer/Service

  • Thorough, but simple enough to use and cheaper than i thought.

    Gabrielle G
    Personal Fitness Trainer/Service

  • Very easy to follow and complete.

    Vincent R
    Personal Fitness Trainer/Service

  • Very easy to transact business

    Craig B
    Personal Fitness Trainer/Service

  • Very good process

    Brice J
    Personal Fitness Trainer/Service

  • Very professional no stress and arron was very professional .

    Alanna F
    Personal Fitness Trainer/Service

  • you have been wonderful

    Mick P
    Personal Fitness Trainer/Service

  • Easy and straight forward.

    Lee P
    First Aid Trainer

  • easy to use

    Rich River Pty Ltd R
    First Aid Trainer

  • Great

    Amanda W
    First Aid Trainer

  • On-line was efficient, quick and easy. Price competitive.

    Kenneth L
    First Aid Trainer

  • Simple and easy. Everything should be like this.

    Mark G
    First Aid Trainer

  • Thank you that was easy

    Stuart C
    First Aid Trainer

  • very easy and job specific

    Nigel C
    First Aid Trainer

Get instant quotes

Why do Personal Trainers and Fitness Professionals need it?

Give that kettlebell a rest and get personal about your insurance. With just a few clicks or a single phone call, BizCover can get your business in shape with multiple quotes from leading insurers. Select your preferred policy and you’ll be covered before you can say ‘workout of the day’. 

Did you Know?

As a fitness professional operating a business, you require permission from your local council if conducting exercise sessions in outdoor areas. 

Insurance for Personal Trainers and Fitness Professionals

Professional Indemnity 

As a personal trainer it’s your job to create unique exercise plans that will help your client reach their fitness goals. However, mistakes happen, accusations can be thrown around, and claims are made, whether right or wrong. Professional Indemnity Insurance* is designed to have your back. It protects your business from losses incurred as a result of claims of actual or alleged negligent acts or omissions in the provision of your professional service or advice to your clients. Some common examples of claims personal trainers can face relating to their professional advice or service include: 

 Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Public Liability Insurance* 

Public Liability insurance is important to keep your business fighting fit.  In fact, it’s likely that Public Liability insurance is required if you operate as a contractor to a gym or fitness studio, or to obtain a council permit to operate your business in public areas. 

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. 

For example, your client trips over a piece of fitness equipment and fractures their wrist.  Your customer could be able to seek compensation from you for the injury, together with medical costs and loss of income.    Public Liability insurance offers you piece of mind in the event an unwanted personal injury or property damage claim arises. 

Business Insurance* 

If you own expensive fitness equipment then it might be worth considering Business Insurance to cover against loss, damage or theft.  It can also provide cover for any stock that you carry, such as supplements and protein bars etc. 

Portable Equipment insurance – This provides cover for your tools and other equipment used for business purposes only which travel with you  

Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.  

Personal Accident and Illness* 

Your body is your business. If you were to seriously injure yourself or fall ill it is likely you will need to take time off work to recover.  No matter how fit you are, accidents can still happen on and off the job. Personal Accident and Illness insurance  can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work). You can stress less about paying the bills while you recover from an injury or illness. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.