Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

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Additional Cover for Professional Indemnity Insurance

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Public Liability NSW

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Professional Indemnity Insurance for Consultants

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Insurance for Disability Workers

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Insurance for IT Professionals

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Insurance for IT Professionals Colour Test 2

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Insurance for IT Professionals Colour Test

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PI Index: Premiums Decline 10 Straight Quarters

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Insurance for pharmacy and pharmacists

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Beauty to go! What Mobile make-up artists need to know about insurance

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Insurance for martial art teachers

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Insurance for Architects

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What are the Insurance Options for Land Surveyors?

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Insurance for Consultants

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Insurance for Carpenters

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Insurance for Hair & Beauty Services

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Insurance for Yoga Teachers

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Insurance for Social Workers

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Insurance for Professionals

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Insurance for Plumber

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Insurance for Civil Engineers

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5 Questions to ask yourself before buying Insurance for your Small Business

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BizCover expands into New Zealand and launches BizCover.co.nz

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Insurance for Engineers

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Insurance for Allied Health Professionals

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Civil Engineers- what you need to know

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Insurance for Nurses

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The Remaining Risk: What Isn't Covered and Why it Matters

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The Risky Business of Insurance

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Professional Indemnity Claims: when should I notify my insurer?

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How the cost of Professional Indemnity insurance is calculated

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5 Tips for getting the best Public Liability insurance for your business

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Professional Indemnity Insurance for Civil Engineers

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Professional Indemnity PPC Landing Page

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What Limit of Professional Indemnity Insurance Do I Need?

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How Does Professional Indemnity Insurance Benefit You?

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Legal Requirement for Public Liability Insurance

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Public Liability WA

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Public Liability QLD

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Professional Indemnity Insurance 101: For Allied Health Professionals

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Professional Indemnity for Real Estate Agents

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Sometimes Professional Indemnity Insurance is Needed

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Public Liability PPC

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Do I need Professional Indemnity insurance?

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Professional Indemnity

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What is Professional Indemnity Insurance?

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What does Professional Indemnity Insurance cover?

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How much does Public Liability Insurance Cost?

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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What is Public Liability Insurance?

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How much Public Liability insurance do I need?

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Do I need Public Liability insurance?

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What does Public Liability insurance cover?

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Public Liability

... reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

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A Guide to PI Insurance

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Business Insurance Guide for the Self-Employed - Part 2

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Insurance for Landscapers

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Insurance for Painters

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Insurance for Furniture Manufacturers

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Insurance for Car Wash and Auto Detailers

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Insurance for Handymen

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Insurance for Tradesmen

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Insurance for Electricians

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Insurance for Cleaners

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Insurance for Lawn Mowing Services

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BizCover SME Insurance Price Index Q1 FY20

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.