Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part of ... is not only insured with professional indemnity, but also with the ... ... options to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she ... vulnerable to costly legal action. PI Insurance protects small businesses from this ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... advice may turn around and file an insurance claim against you. The ... business insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

read more

Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... claims of negligence, malpractice ... NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... for an allegation of professional misconduct. Professional Indemnity insurance provides protection for ...

read more

7 Types of Insurance Your Small Business Should Consider

... Insurance. But what kind of insurance do you actually need? There's ... ... and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance ... out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business ...

read more

Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance ... up to chance and consider Professional Indemnity insurance to protect you and your business. What ... of insurance cover for their yoga teacher members: $10m Public Liability $5m Professional Indemnity (malpractice), ...

read more

Insurance for architects- the blueprint to success

... the challenge of crafting plans and working on demanding projects where ... ... Architects Act and registration boards. And with that comes varying Professional Indemnity insurance requirements. ... Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general public ...

read more

Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just [ ... ... should consider for their business… Professional Indemnity Insurance You're an expert when it ... is good to have your Professional Liability and Public Liability cover combined through the one ...

read more

Insurance Considerations for Personal Trainers

... your clients achieve their goals and transform their lifestyles, but it's ... consider how to protect yourself and your business from the [ ... ... these types of risk consider public liability insurance which will provide financial protection ... through BizCover is for $1,000,000 Professional Indemnity and $10,000,000 Public Liability. A combined policy ...

read more

The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... “must have” insurance: Public Liability– protects against legal and court costs in the ... them. Every business should have PL Professional Indemnity - protects against losses for ...

read more

The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain. ... ... also includes Product liability cover. Professional Indemnity - Professional Indemnity covers professionals who provide ... Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal ...

read more

PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, ... and healthy competition in the business insurance market. The BizCover Small Business ... the other product groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not ... the cost of Professional indemnity insurance for some Allied Health professionals can be as ...

read more

Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... rates in the non professional sector with Public Liability and Business Packs (predominately covering ... saw premium rates increase 10%. Professional Indemnity have just normalised back to ...

read more

Small Business Index July 2015

... insurance rates but is the tide turning? An oversupply of capacity and ... competition in the insurance market over the ... down the price ... down the price of professional/business insurance for Australian SMEs. Since ... product categories of Professional Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael ...

read more

Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the experiences ... not true, in this day and age anyone can sue ... a certain portion of the public usually believes the accusers claims. ... the internet and community. This is where the value of professional indemnity insurance can ...

read more

What Limit of Professional Indemnity Insurance Do I Need?

... consumers is 'What limit of Professional Indemnity insurance do I need?' While this ... If you belong to a professional association, it is always ... association and check whether there is a minimum limit of Professional Indemnity Insurance you ... limit of Professional Indemnity Insurance is adequate to encompass both the claim and the ...

read more

Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... the policy holder due to professional carelessness or accusations. Sometimes, ... aren't taken. Claims can and do occur and can be a possible ... or not they should buy professional indemnity insurance is the potential financial loss ...

read more

How the cost of Professional Indemnity insurance is calculated

... cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... of Professional Indemnity insurance ... cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession ... almost 5,000 BizCover customers with PI insurance during the 2016/17 financial year, ...

read more

How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, then ... also be referred to as professional indemnity insurance. Professionals are expected If you are a professional and have your own company, then ... them. Purpose of Professional Indemnity Insurance The primary purpose of professional insurance is to protect ...

read more

Professional Indemnity Insurance 101: For Allied Health Professionals

Our optometrists, chiropractors and occupational therapists, as well as ... to protect yourself is with professional indemnity insurance. This type of ... to protect yourself is with professional indemnity insurance. This type of policy ... or not. Professional indemnity insurance gives people in the allied health professions, and their ...

read more

Professional Indemnity for Real Estate Agents

... the Real Estate Industry Professional Indemnity Insurance provides essential financial protection ... of acts, errors and omissions from professional ... and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance ... stated in the advertising material and liability on the real estate agent ...

read more

Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... needed financial assistance for legal and compensation costs in the event .. Your Professional Indemnity (PI) insurance is no doubt one of ... admit liability which can result in your insurer suffering prejudice, and again ...

read more

Do I need Professional Indemnity insurance?

... Professional Indemnity Insurance cover? Professional Indemnity insurance typically foots the bill for things like: Legal and ... professional body Court attendance costs Compensation costs awarded to the claimant Public ...

read more

Professional Indemnity

... ’s not?Professional Indemnity Insurance cost We have answers You're a professional and there is ... the provision of your professional service or advice. PI Insurance will also assist ...

read more

A Guide to PI Insurance

... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional ... Indemnity). What ... as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is ...

read more

SMEs continue to benefit from low premiums; despite talk of price rises.

... seems to be hardening for insurance for larger businesses, the latest ... BizCover Small Business Insurance Price Index is showing no ... ... the latest BizCover Small Business Insurance Price Index is showing no ... which is keeping prices down. Professional Indemnity and Public Liability, including multiple section business ...

read more

Business Horror Stories

Running a business can be a wonderful rewarding experience, but sometimes things can go horribly wrong. THE ONLINE ONSLAUGHT We never believe it can happen to us, that ... costs. Find out more about Professional Indemnity here. THE EMPLOYEE EMBEZZLEMENT These ... them. Business Insurance cover options such as Management Liability and Cyber Liability are little ...

read more

Public Liability NSW

... do happen! Public Liability insurance is designed to provide protection for you and your ... on certain insurance products. The exemption applies to both Public Liability and Professional Indemnity policies. To ...

read more

6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... such as fire, storms, theft and accidental damage. When insuring your ... BizCover offers a range of insurance solutions to protect your business. ... other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not ...

read more

Insurance prices remain steady despite market predictions of higher premiums

... the latest BizCover Small Business Insurance Index is showing little change, ... stricter underwriting criteria and higher prices, excess capacity ... highly profitable small business sector.” Public Liability and Professional Indemnity prices have seen no significant ... of competition in the market and insurance profitability remains strong, so I ...

read more

Insurance for Architects

... investigation costs and expert fees). Did you know that Professional Indemnity insurance is known ... doors have closed. Public Liability Insurance* Do you need Public Liability insurance? The short ...

read more

Insurance for IT Professionals

... to offer a liability package with combined Professional Indemnity and Public Liability insurance from the same ... to hold and maintain their own Professional Indemnity insurance policies. Public Liability Insurance* Chances ...

read more

Insurance for Yoga Teachers

... million Public Liability insurance and $5 - $10 million Professional Indemnity insurance. Insurance for Yoga Teachers Professional Indemnity ... held liable. That's why Professional Indemnity insurance is an essential form ...

read more

Insurance for Consultants

... consultancies who can take out Professional Indemnity Insurance through BizCover include: Agricultural Consultants ... consultancy services. Public Liability insurance is designed to provide protection for you and your ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... know the difference between Professional Indemnity and Public Liability insurance, as these ... risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance ...

read more

Insurance for Finance & Mortgage Brokers

... know Professional Indemnity insurance is important for finance and mortgage brokers. Professional Indemnity insurance is ... RG210. Public Liability* Public Liability insurance is a no-brainer for finance and mortgage ...

read more

Insurance for Nurses

... requirements for Professional Indemnity Insurance (PI) for all enrolled nurses, registered nurses and midwives. ... you have with your patients; Public Liability insurance is an easy choice for ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to ... business for a while and looking to buy insurance for the first ... ... of client information Management Liability insurance covers businesses and their directors personal assets ... have a minimum level of Public Liability or Professional Indemnity insurance however, you may decide ...

read more

Professional Indemnity Insurance for Civil Engineers

... you're an expert in construction and oversee the development of civil ... for your pearls of wisdom and professional services. Like any profession ... of business. Below we'll explore Professional Indemnity insurance and how it can apply to ... clients, contractors, other consultants and members of the public involved. One thing ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance ... the business did not have public liability insurance and are found at fault, the ...

read more

Public Liability Insurance

... is hurt - badly - and you're responsible. You hang up. ... ... Janine needed was public liability insurance or insurance that protects you and your business from ... simple process. Purchasing public liability insurance online, where quotes are instant and transparent, is ...

read more

Public Liability Insurance for Cabinet Makers

... and can be done easily with the right kind of business insurances ... ... types of insurance for cabinet makers, Public Liability insurance. What is Public Liability insurance*? Typically ... your Public Liability insurance policy sorted before you pick up the tools and that ...

read more

Public Liability Insurance in Perth

... of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims Events ... occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

read more

Public Liability Insurance in Brisbane

... 12.9% of the working population. Professional and Scientific Services employ 11.1% of ... occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

read more

Public Liability Insurance in Adelaide

... of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims Events ... occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

read more

Public Liability Insurance in Hobart

... of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims Events ... occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

read more

Public Liability Insurance in Darwin

... appreciation and gratitude.” Kelly K. Homeopath What does Public Liability insurance cover? Public Liability insurance ... rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability Insurance in Port Macquarie

... to Becky for her pleasant and professional service. She made the whole ... quick and smooth. ” Mark T., Moulding manufacturer What does Public Liability insurance cover? Public Liability insurance covers ...

read more

Public Liability Insurance in Rockhampton

... of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims Events ... occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

read more

Public Liability Insurance in Mandurah

... helpful and happy.” Mishelle O. Retail What does Public Liability insurance cover? Public Liability insurance covers ... of rectifying faulty workmanship Professional negligence Contractual liability Motor vehicle claims ...

read more

Public Liability WA

... do happen. Public Liability insurance is designed to provide protection for you and your ... and their individual average monthly premiums. How much do Professionals pay for Public Liability Insurance ...

read more

Public Liability QLD

... do happen. Public Liability insurance is designed to provide protection for you and your ... below. How much do Professionals pay for Public Liability Insurance? The term 'Professionals' ...

read more

Management Liability Insurance

... the risks and exposures associated with running the company. Where Professional Indemnity Insurance covers ... service at excellent. Download Management Liability Insurance Fact Sheet Get the cover ...

read more

Public Liability PPC

... personal injury or property damage. Public Liability Insurance does just that. It covers ... the expense of legal and defence costs; court attendance costs; ...

read more

What is Public Liability Insurance?

... I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your ... suppliers and the community and for their property. Most Public Liability policies ...

read more

Public Liability

... your customers, suppliers, community and their property. Public Liability Insurance is designed to provide ... protection for you and your business ...

read more

Cyber Liability Insurance

... owners sweat. Cyber Liability Insurance can reduce your risks and help you rest ... The cost of hiring a Public Relations firm to assist the ...

read more

Professional Attire Insurance

... There's now a revolutionary solution; Professional Attire Insurance, that covers you ... for any damage to your professional uniform, offering a rapid replacement ...

read more

Insurance for Plasterers

... concrete decision. Public Liability insurance is designed to provide protection for you and your ... or investigators) and compensation payable to the third party. Public Liability insurance provides peace ...

read more

Insurance for Nurses

... party PI arrangements, PI cover for nurses and midwives must include: a) Civil liability ... requirements for Professional Indemnity Insurance for all enrolled nurses, registered nurses and midwives. 3 ...

read more

Insurance for Accountants

... the delivery of your professional service or advice. Professional Indemnity Insurance will also assist ... hacked. Cyber Liability insurance helps to protect you from claims and supports your ...

read more

Insurance for Bookkeepers & BAS Agents

... required Bookkeepers and BAS Agents to have Professional Indemnity (PI) insurance. Professional Indemnity insurance coverage helps ... inclusive of legal and defence costs ^Minimum PI insurance requirement source from ...

read more

Insurance for Cafes

... reality is accidents can and do happen. Public Liability insurance is designed to provide ... by covering the costs of professional fees accumulated from preparing the ...

read more

Insurance for Lawn Mowing Services

... Your Public Liability insurance policy provides financial protection by covering the legal and defence ... example An insured lawn mowing professional was unlucky to have their ...

read more

Insurance for Tradesmen

... a Public Liability claim. Public Liability insurance is designed to provide protection for you and your ... of Public Liability insurance. You may also be required to hold Public Liability insurance if ...

read more

Insurance for Electricians

... Know? Public Liability insurance is a mandatory licensing requirement in most states and territories ... there. Fortunately, the electrician had Public Liability insurance and was able to make a ...

read more

Insurance for Restaurants

... is 10 million dollars. Insurance for Restaurants Public Liability Insurance* There are many ... with Public Liability insurance. Public Liability insurance is designed to provide protection for you and your ...

read more

Dishing up the facts on food business insurance

... an overwhelming choice of policies and policy options [] ... insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages to the public ... restaurant and café owners pay approximately $75 per month for their Public Liability insurance ...

read more

Reviews related to professional indemnity insurance and public liability insurance

  • product knowledge and advice are excellent

    Frank F
    Other

  • Easy to read understand and follow

    Tui d
    Other

  • Easy As!! Thank you

    Casey W
    Entertainment

  • EASY CONVENIENT!

    HONGWEI Z
    Travel

  • Excellent Customer Service

    Trevor C
    Other

Get instant quotes

We have answers

You’re a professional and there is no doubt you are good at what you do. However, mistakes happen even with the most professional operators

Professional Indemnity (PI) insurance* is an important form of protection for businesses that provide specialist services or professional advice.  It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. 

Professional Indemnity claims can arise from simple things like giving incorrect advice, a miscalculation, incorrect diagnosis or treatment 

Professional Indemnity explained further…



Independent feedback from our customers rated our service at excellent.

What’s typically included?*

Depending on the Professional Indemnity policy selectedyour policy could cover: 

  • Payment of compensation as a result of a claim, including but not limited to Court awarded damages 
  • An award of legal costs against you  
  • Reasonable legal costs incurred in defending or responding to the claim 
  • Claim investigation costs 
  • Disciplinary proceeding costs 

What is typically not covered? *

  • Intentional damage  
  • Contractual liabilities  
  • Professional fees  
  • Known claims and circumstances 
  • Fraud and dishonesty 

Download Professional Indemnity Fact Sheet

How Much Cover Should I have ?

With BizCover you can choose policies with levels of cover between $250,000 to $10 million, from the leading insurers on our website.

When considering how much cover you may need you should think about:

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.