Insurance for Project Managers

... your professional consulting service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by your policy. Public Liability Insurance* Whether ...

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Insurance for Consultants

... Consultant ^Accurate as at September 2019 Public Liability Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for ...

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Public Liability Insurance for Cabinet Makers

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What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business if a customer, supplier or member of the public is injured or sustains property ...

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5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... your business and as such is advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium ...

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How much does Public Liability Insurance Cost?

... speaking, insurers will look at the number of employees when determining the cost of Public Liability insurance for trade and service-based businesses, whereas revenue plays a more important role when it comes to pricing ...

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

... in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

... her pleasant and professional service. She made the whole transaction quick and smooth. ” Mark T., Moulding manufacturer What does Public Liability insurance cover? Public Liability insurance covers claims for personal ...

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Public Liability Insurance in Perth

... in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

... in the trades and service industries, to businesses that are predominantly office-based, such as consultancy occupations. Given the various industries and occupations Public Liability insurance can cover, the cost ...

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How much Public Liability insurance do I need?

... to you. Many business contracts will include a minimum amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are required to have to comply with the terms of the ...

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Do I need Public Liability insurance?

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What does Public Liability insurance cover?

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Public Liability Insurance Scenario

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Public Liability PPC

... you can protect your business against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and defence costs; court attendance costs; and ...

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Public Liability WA

... explained further… Independent feedback from our customers rated our service at excellent. How much do Trades & Service pay for Public Liability Insurance in WA? On average, a small business operating in the Trades ...

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Public Liability NSW

... explained further… Independent feedback from our customers rated our service at excellent. How much do Trades & Service pay for Public Liability Insurance? The average amount a small business operating in the Trades ...

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Public Liability QLD

... much do Trades & Service pay for Public Liability Insurance? The typical amount a small business operating in the Trades & Service industry in Queensland can expect to pay for Public Liability insurance is around $84.03 ...

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Cyber Liability Insurance: the safety net small businesses need

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Management Liability Insurance

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Business Insurance Guide for the Self-Employed - Part 1

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7 Types of Insurance Your Small Business Should Consider

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Public Liability

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying your employees ...

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What is Product Liability Insurance?

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Cyber Liability Insurance

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Don't let your business be an online target - what you need to know about Cyber Liability Insurance

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Insurance for Plasterers

... in the policy wording. Insurance for plasterers Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide protection ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... risks. Insurance for market stall holders is designed to protect you and your business against the financial risk in the event that something goes wrong, It usually consists of two types of cover - Public Liability and ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... SME Insurance Index is comprised of three industry groups, Professionals, Trades & Services and ... decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the ...

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Insurance for Landscapers

... property, there is always a chance for things to go belly up. That's where Public Liability insurance comes into play. Public Liability protects you and your business in the event a customer, supplier or a member of the ...

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Insurance for Car Wash and Auto Detailers

... trip over a piece of your equipment to trigger a claim. That’s where Public Liability insurance comes into play. Public Liability insurance is designed to protect your business in the event a customer, supplier or a ...

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Insurance for Tradesmen

... a pile of rubble, you're not going to be able to talk your way out of a Public Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or ...

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Insurance for Hair & Beauty Services

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Insurance for Plumber

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Insurance for Carpenters

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Insurance for Handymen

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Insurance for Electricians

... resulting in an electrician testing their own work. Get the cover that’s right for your electrician business Public Liability Insurance* Let's be honest, there's a lot that can go wrong. No matter how good you are ...

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Insurance for Yoga Teachers

... a studio? Does your yoga services contract require a minimum amount of insurance cover? Does the local council require you to obtain a permit including public liability insurance before holding classes on council ...

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Insurance for martial art teachers

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Insurance for Cleaners

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Insurance for Lawn Mowing Services

... a physical location for their business this can affect the type of insurance that's right for your business. Insurance for Lawn Mowing Services Public Liability* You spend the majority of your day out and about working ...

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Gift Shops

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Insurance for Civil Engineers- what you need to know

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Dishing up the facts on food business insurance

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... of your business: do you provide a professional service or give specialist advice? Where you do ... the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of ...

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Insurance for Restaurants & Cafes

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A guide to Plasterer's insurance that won't leave you, board

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Business Insurance

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Small Business Insurance Index

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Insurance for Cafes

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Insurance for Massage & Alternative Therapies

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Insurance for Architects

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Insurance for Butcher Shops

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Insurance for Retailers

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Insurance for Personal Trainers

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Insurance for Psychologists

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Insurance for IT Professionals

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Insurance for Restaurants

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Insurance for Furniture Manufacturers

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Insurance for Dog Walkers

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Insurance for Marketing Consultants

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Insurance for makeup artists

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Insurance for Pizza Shops

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Insurance for Professionals

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Insurance for Recruitment Consultants

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Insurance for Real Estate Agents

... your professional service or advice. Personal Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance* It's ...

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Insurance for architects- the blueprint to success

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... pocket hard. As with many trades in Australia, it may also be a legal requirement to have Public Liability insurance in place before you undertake a contract or step on site. Protecting your most valuable asset No ...

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Insurance for Civil Engineers

... provision of your professional service or advice. It will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability Insurance Whether you work on ...

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Insurance for Convenience Stores

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Insurance for Nurses

... events or offering your services to a charity group. Professional Indemnity Insurance can assist with the ... . Public Liability Insurance* Considering how closely you have with your patients; Public Liability insurance is ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... an injury (or even damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from ...

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Insurance for Registered Migration Agents

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... of slips and falls, and one which can end up being very costly without the right protection. Public Liability insurance can provide you with peace of mind and financial relief by providing cover for the legal expenses ...

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Insurance for Sole Traders and Self Emplyed

... employed need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection ... advice and services who are often required to hold a Professional Indemnity insurance policy*. ...

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Insurance for Tutors

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Professional Indemnity Insurance for Consultants

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.