Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... consider. Starting with the basics: Public Liability insurance One of the fundamental types ... a legal requirement to have Public Liability insurance in place before you undertake ...

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7 Types of Insurance Your Small Business Should Consider

... Insurance. But what kind of insurance do you actually need? There's ... ... and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based ... Liability Insurance If you have a website for your business or you store ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... claims and circumstances Property damage Public Liability insurance When you work closely with ... accident happening, and that's why Public Liability insurance is equally important for yoga ...

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Business Insurance

... best. And you can include Public Liability Insurance to ensure you are not ... not quite go to plan. Public Liability Building & Contents Glass Tax ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... monitoring system to protect your store after hours Secure your premises ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... arising from your previous work. Public Liability Insurance If you're dealing with clients, ... intellectual property? With almost everything stored online, including your personal and ...

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Dishing up the facts on food business insurance

Flipping burgers, filleting fish, grinding coffee beans the fast-paced world of the food industry leaves no spare time to be left worrying about whether you have the ... even be compulsory, for example, Public Liability insurance is often required when you ... business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... these types of risk consider public liability insurance which will provide financial protection ... services. Find Out More About Public Liability Insurance As a personal trainer you'll ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of The Quarterly BizCover Small Business Insurance Index has shown that Australian ... the non professional sector with Public Liability and Business Packs (predominately covering ...

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Steady as she goes - still no increases in Insurance Premiums!

The BizCover Small Business Insurance Price Index is indicating ... market for small business insurance continues to benefit from ... stability in insurance continues to benefit from stability ... the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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5 Surprising Things Business Insurance Can Cover

... things such as their legal liabilities and top of mind assets ... ... to ensure you have your Public Liability cover in case a customer ... an exceptionally prime target. Cyber Liability insurance is a 'must have' policy ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... advice that has been provided. Public Liability Protection against the damages from ... misconduct or legislative breaches. Cyber Insurance Protection against the expenses and ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... not universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 ... sector, but the index for Public Liability and Business Packs increased 4 ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... business insurance, the BizCover SME Insurance Price Index shows that ... been seeing increases in their Public Liability insurance over the last few years, ... BizCover platform to reduce their insurance costs with comparable cover.” Download ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... put this in perspective, a public liability policy for an SME working ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... are unaware that there is insurance designed to protect against ... make. This is where Statutory Liability insurance comes into play – designed to ... Adding the Statutory Liability option* to your Business Insurance policy can help ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... Examples of “must have” insurance: Public Liability– protects against legal and court ... efficient, transparent and competitive. Online insurance experts BizCover cover over 2,000 ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... it could also represent a public liability risk, for which the Easter ... eggs are stored in stop working? Within a Business Insurance pack the ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... And always back up information stored on portable electronic equipment. Building ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... on it. “Thankfully my Business Insurance policy included building and contents ... my landlord to hold a Public Liability policy. I've always enforced strict ...

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A Guide to PI Insurance

Professional Indemnity Insurance (PI) is difficult to ... is to make Professional Indemnity Insurance simple (also known as ... Professional Indemnity ... Professional Indemnity Insurance? Professional Indemnity Insurance forms the largest percentage of ... your business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming ...

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Small Business Continues to Win on Insurance Prices!

... however the BizCover Small Business Insurance Price Index for the first ... ... however the BizCover Small Business Insurance Price Index for the first ... small businesses! Prices across all insurance classes were stable across the ...

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Statutory Liability

... notThings to considerBack to Business Insurance Statutory Liability This option covers the ... penalties, as well as pollution liability defence costs. *As with any ...

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Employment Practices Liability

... to Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is designed ... Did you know? Employment Practices Liability cover is provided on a ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place where you work your magic. Whether you're in the business of providing expert advice to clients ... What is Building Cover? Building Insurance provides protection for material damage ... of inoccupancy: Loss, damage or liability during any period in excess ...

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5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... to make sure you have Public Liability, and if you do ... you're protected within your Business Insurance pack, as with increased trading ...

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Business Insurance the Smart Way

... occupations. BizCover instantly provides multiple insurance quotes online and you can ... to help you with any insurance questions you might have. BizCover ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business ... of FAQ's designed to make insurance easy to understand. Get Free ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... Cover yourself up! Check your insurance cover levels to see whether ... making a claim having enough insurance could mean the difference between ...

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What is Business Insurance?

... business. The options include: Building Insurance which covers any physical buildings ... as chairs, desks and computers. Public Liability Insurance which covers your business against ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... walking in these areas. Having Public Liability insurance is one of the vital ... our friendly BizCover team of insurance experts waiting to talk all ...

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Prevention & Protection - The Big Burglary Buffers

... arrived at your shop or store to find a smashed window ... ... major victims of burglary and convenience stores bearing the brunt of robberies ... 'pack' along with other insurances such as Public Liability. Even though it's ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... down the price of professional/business insurance for Australian SMEs. Since the ... Indemnity, Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... insurance. Read the below carefully: Public Liability – This protects against the financial ... you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... of themselves, but the primary insurances - public liability and professional indemnity - ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack, ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... insurance! You shouldn't think of insurance just as an expense, instead ... If you rent your premises, public liability may be a requirement from ...

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A roadmap to staying in business for the long haul: Part 2

The journey to becoming a successful small business owner is one of twists, turns and the occasional speed bump. In our two-part series (catch up on part 1 here) we map ... ways business insurance can help keep your business alive: Public Liability is an ... are not found liable, your Public Liability policy will cover the associated ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... especially ... level and replaces the data stored within the equipment, and the ... your insurer. Portable Equipment This insurance provides repair or replacement for ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... against your business. Like all insurance policies, there are several important ... ... against your business. Like all insurance policies, there are several important ... as you might inadvertently admit liability which can result in your ...

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Is your Small Business Summer Proof?

... to enjoy, including plenty of public holidays, long days and great ... ... to enjoy, including plenty of public holidays, long days and great ... when you get your Business Insurance you also cover for Business ...

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Despite Insurers Talk, Premiums Won't Walk

... Talk, Premiums Won't Walk SME Insurance Premiums Stay Flat Over the ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... increased premiums for property related insurance which is more commonly bought ...

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A Close Shave with Underinsurance

... to make sure that your Insurance grows with your business and ... ... made. While her landlord’s insurance covered the repairs to the ... closed. Luckily, the Business Interruption insurance that Samantha had added to ...

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Top trends in the furniture industry

The rise of telecommuting is driving the demand for home office furniture. The need for home offices increased during the financial crisis in 2008-2009 and the European ... U.S. home furnishings store industry includes about 15,000 stores with combined annual ... to pay off as the public learns to distinguish between varied ...

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Stranger Businesses

With Stranger Things returning to our screens, season 3 instantly transports us back into the sci-fi world of the 'upside down', unruly mullets, giant walkie-talkies ... competitor set up a pop-up store near their business, causing confusion ... we offer a variety of insurance options from Australia's top insurers. ...

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Don't be a pork chop - insure your butcher shop

There's a lot at stake.. Think of all the hard work you have put into creating your butcher shop business starting with the early days as an apprentice to building up ... shut the store for more than 90 consecutive days, your insurance policy ... clause can vary from one insurance policy to another. Unforeseeable Interruptions ...

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Challenges of the Furniture Manufacturing Industry

Modern furniture design Furniture design isn't exactly easy. Furniture designing is an artistic niche that caters to both the functionality, as well as the visual appeal ... also important to choose suitable insurance coverage to give you peace ... it difficult for new furniture stores to attract a clientele. Furniture ...

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We Bar None wins the 36th BizGiver Grant

The latest winner of the BizGiver grant is Ellen Burns, owner of We Bar None. Based in Ballarat, We Bar None promotes better living with its wide array of health-conscious ... of healthy, delicious, and interesting convenience foods in North America and ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... Australia's first online Small Business Insurance Comparison Site, is a $2000 ... “Winning this award and garnering public support for our efforts and ...

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Hardship & Triumph: Aussie Entrepreneurs Tell it How it is - Part 2

World Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... found a niche within the insurance industry by looking at where ... on showing up.” Trish Springsteen, Public Speaking Coach, Mentor and Author ...

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Portable Equipment

... to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... stress? Is your portable equipment stored in an open air or ...

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A $2,000 Wish for Your Small Business

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get an array of answers. However, one thing in common that most ... in 2008, BizCover, an online insurance service for small businesses, knows ... winner will be determined by public voting via the BizCover Facebook ...

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Customer Spotlight: Tirol Sports

To celebrate the start of winter, we're talking to one of our wintery small businesses, Tirol Sports. Some of the new gear freshly unpacked for this winter.?#tirolsportsathotham ... freestyle riding,” he says. Hagen's store is a crowd favourite too, ...

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World Snake Day Customer Spotlight

Here at BizCover we find ourselves insuring all kinds of different businesses. From caf owners and electricians to personal trainers and reptile rescuers. Today, on World ... own words, “help educate the public about these awesome creatures that ... very important is building my public profile in the local community. ...

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Business Interruption

... notThings to considerBack to Business Insurance Business Interruption Cover* Most small ... to its knees. Business interruption insurance is designed to provide compensation ...

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Machinery Breakdown

... to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... machine referred to on your insurance certificate that suffers insured damage ...

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Money

... to considerBack to Business Insurance Money Cover* Money insurance protects your business ... business premises? ← Back to Business Insurance

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Customer Spotlight: PerfEx Consulting

Brendan Healy from PerfEx Consulting is what some may call an overachiever; a PhD in Molecular Biology, Master Black Belt in Lean Six Sigma, a Hons. BSc in Industrial ... medical, clinic, food, beverage and public health. “I have seen first-hand ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and excluded from your policy can at times feel a tad murky, especially when it comes to flood cover ... contents and/or stock a Business Insurance policy usually comes with some ... the insurer. If approved, your insurance provider will be able to ...

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Goods in Transit

... notThings to considerBack to Business Insurance Goods in Transit Protects you ... and experienced? ← Back to Business Insurance

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... high-level clients, that makes their insurance a must. “As a business, ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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BizGiver finds it's latest winner in Wild Forage

The latest winner of the $2000 BizGiver Grant is crowned; Wild Forage, a small business supplying seasonal wild edible plants, herbs and seaweed to high end restaurants ... ” The grant, started by BizCover Insurance in 2014, has given away ... who have embraced our online insurance services over more traditional methods ...

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Being financially prepared for Bushfire Season

We're moving into that time of the year again - on one hand we are welcoming the warm weather and on the other hand, some of us are preparing for the bushfire season ... for businesses to check their insurance to ensure they have adequate ... free as possible. Contact your insurance provider as soon as possible. ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

It's only been ten months since Kaydee Gosper opened KD Hair, but since then she's already made a name for herself for her signature colour and styling, been nominated ... is Australia's top online business insurance serviceand revolutionised the industry when ... to quickly compare multiple business insurance quotes for free online and ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

Husband and Wife Team wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May 12, 2015: Angela and Andy Smith from Lifestyle Tradie Group ... of BizCover, an online Business Insurance service that has partnered with ... years have embraced our online insurance services over more traditional methods ...

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Customer Spotlight: Elite Words

On today, International Women's Entrepreneurship Day, we celebrate with one entrepreneurial BizCover customer, Natalie Dawson of Elite Words. After over ten successful ... mind that Dawson justifies her insurance with BizCover. “I insure my ...

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Customer Spotlight: Cheaper Buy The Dozen

After working 22 years in the car industry, Mansel Milne made the jump to the wine industry and started the online wine delivery company Cheaper Buy The Dozen. In its ... of a comprehensive and robust insurance plan for his business. “I ...

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Pet Stays, becomes the 32nd BizGiver winner

Pet Stays, a pet sitting & care provider, has been crowned the 32nd Winner of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package. PetStays ... who have embraced our online insurance services over more traditional methods ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... credit card, bank account or insurance for their business. It may ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. Children of the Night Markets, have won the coveted BizGiver $2000 grant for the month ... by Australia's leading online business insurance service BizCover, grants the wish ...

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Jobs Shared wins the latest BizGiver Grant

THE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... ” BizCover, Australia's leading online business insurance service, started the grant as ...

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Pure Flowers wins the latest BizGiver

PURE FLOWERS, THE LANE COVE BOUTIQUE FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ABLE TO KICKSTART THEIR ONLINE PRESENCE WITH A YEAR'S WORTH OF WEBSITE ... ” BizCover, Australia's leading online business insurance service, started the grant of ...

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New Sapphire Coast business gets a $2000 head start

New Sapphire Coast business gets a $2000 head start Riley Cumming, has been running Sapphire Coast Mobile Mechanic for only a few months but already the Merrimbula resident ... is Australia's top online business insurance service and started the program ...

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ET Circus is the latest winner of the BizGiver Grant

ET Circus, a much loved entertainment business in the sunshine coast community has won the BizGiver grant and will soon be receiving a brand new air track to add to their ... BizCover, Australia's leading online business insurance service, started the grant of ...

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Latest Small Business Buddy Winner: Evermore Memories

MEMORY MAKING BUSINESS GETS A MEMORABLE PRIZE. Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a new unique business based in Geelong ... BizCover, Australia's leading online business insurance service, started the $2000 monthly ...

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Childers Local wins the latest Small Business Buddy Grant

HELPFUL HAND TO CHILDERS LOCAL PET BUSINESS Meet the latest winner of the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February 17, 2015: Childers resident ... years have embraced our online insurance services over more traditional methods ...

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Pooches Playroom - Customer Spotlight

Here at BizCover we cover a huge variety of businesses. One that caught our attention is a customer who operates in the burgeoning doggy day care industry. Sally Evans ... fun!!!” *BizCover is the preferred insurance partner of the NEIS (New ...

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100,000th Customer Spotlight - MB's Lawnmowing

BizCover is proud to announce that we now have over 100,000 small businesses insured through our service. Since our start in 2008, we have experienced exponential growth ... attracted you to purchasing your insurance through BizCover? “To be honest, ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... advisable to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not ...

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Reviews related to public liability insurance for convenience store

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  • Easy As!! Thank you

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.