What does Public Liability insurance cover?

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Public Liability Insurance in Perth

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

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Public Liability Insurance in Adelaide

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Public Liability Insurance in Port Macquarie

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What is Public Liability Insurance?

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How much Public Liability insurance do I need?

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What is Product Liability Insurance?

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Public Liability

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How much does Public Liability Insurance Cost?

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Public Liability Insurance

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Public Liability Insurance for Cabinet Makers

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Public Liability NSW

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Public Liability WA

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Public Liability QLD

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Cyber Liability Insurance: the safety net small businesses need

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Cyber Liability Insurance

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Insurance for Architects

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Insurance for Tradesmen

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Insurance for Hair & Beauty Services

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Insurance for Carpenters

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Insurance for Handymen

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Insurance for Electricians

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Insurance for Yoga Teachers

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Insurance for Plumber

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Insurance for Cleaners

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7 Types of Insurance Your Small Business Should Consider

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Insurance for Civil Engineers- what you need to know

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Insurance for Gift Shops

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5 Questions to ask yourself before buying Insurance for your Small Business

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Insurance for Massage & Alternative Therapies

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Insurance for Psychologists

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Insurance for IT Professionals

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Insurance for Consultants

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Insurance for Marketing Consultants

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Insurance for Nurses

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Insurance for Real Estate Agents

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Insurance for Cafes

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Insurance for Project Managers

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Insurance for Professionals

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Insurance for Retailers

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Insurance for Butcher Shops

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Insurance for Restaurants

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Insurance for Furniture Manufacturers

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Insurance for Personal Trainers

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Insurance for Recruitment Consultants

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Insurance for Dog Walkers

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Insurance for Plasterers

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Insurance for makeup artists

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Insurance for Pizza Shops

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Insurance for Registered Migration Agents

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Insurance for Civil Engineers

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Insurance for architects- the blueprint to success

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Insurance for Convenience Stores

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Insurance for Cabinet Makers- What You Need to Know

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Insurance for Sole Trader

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Insurance for Tutors

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Insurance for Disability Workers

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Insurance for Painters

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Insurance for Furniture Manufacturers

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Insurance for Lawn Mowing Services

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Insurance for Allied Health Professionals

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Who is Covered Under an IT Liability Policy?

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What are the Insurance Options for Land Surveyors?

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5 Tips for getting the best Public Liability insurance for your business

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Legal Requirement for Public Liability Insurance

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Do I need Public Liability insurance?

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Public Liability PPC

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Management Liability Insurance

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Don't let your business be an online target - what you need to know about Cyber Liability Insurance

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BizCover SME Insurance Price Index Q1 FY20

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Keep calm and stretch on with Yoga Teacher insurance

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Dishing up the facts on food business insurance

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Insurance for Restaurants & Cafes

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A guide to Plasterer's insurance that won't leave you, board

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Business Insurance

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Small Business Insurance Index

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... (or even damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from the type of ...

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5 insurances every convenience store owner needs to know about

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What is Business Insurance?

... against burglary, theft and accidental damage of office equipment, such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal costs of a claim for injury or damage to the ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... example, at some point you may want to add business insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance policy, it usually is a good idea to look around until ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... Insurance Price Index (Financial Year 2017 2nd Quarter) There was no change in the Professional Indemnity sector, but the index for Public Liability ... prices. Graph 2 – BizCover PL/BizPack Retail Index (Financial Year 2017 ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like: