7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... your assets is Small Business Insurance. But what kind of insurance do you ... as there ... important to note that some types of insurance are compulsory for many ... small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... compare quotes and buy the insurance that suits your ... you may not know about small business insurance - which may help you ... some instances where a certain type and a certain level of ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance to ... ... of the most common BizCover Business Insurance customer claims, and tips on ... stolen. While most small businesses can't afford to implement the type of high ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... for most risks that a small business faces? ... an integral part of many types of businesses, including manufacturing, hospitality, ... insurance policies are available to small businesses, you can download our FREE Business Insurance ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... online Small Business Insurance Comparison Site, is a $2000 Small Business Grant that awards a Small Business ... have customers in nearly every type of business, it's amazing to ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... Smart Website Design For most small businesses having a web presence is ... credit card, bank account or insurance for their business. It may ...

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Dishing up the facts on food business insurance

... the right business insurance. When it comes to insuring your small food ... ... overall business insurance plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing ... that go into making a small business dream a reality, making it ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... and decide what other special insurances your business needs. The little things ... cases mandatory, if your business provides any type of professional advice or ...

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Protect your business with Statutory Liability Cover

There are many different types of insurance policies available to small businesses to protect against ... However, many business owners are There are many different types of insurance policies available to small businesses to protect against ... Statutory Liability option* to your Business Insurance policy can help cover: Monetary ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... your insurance to ensure that if the unthinkable happens and your business ... ... insurance for the business I'm operating? Having the right types of insurance for your business ... Below are some common types of insurance available for small businesses and the risk ...

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What is Business Insurance?

... due to business Interruption There are many different types of Business Insurance cover options, ... occupations: Restaurants, Shops, Accountants, Repairers, Small Manufacturers etc. Could this happen ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... much having good business insurance coverage can save a small business in these kinds ... also usually the least expensive type of claim. Regardless of the ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... natural and man-made, strike everyday businesses both small and large, and can ... to bring a business to its knees. Business interruption insurance is designed to ...

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BizGiver finds it's latest winner in Wild Forage

... is crowned; Wild Forage, a small business supplying seasonal wild edible plants, ... ... prizes to date to Small Businesses of all types across the country. These ... to the small business community, who have embraced our online insurance services over ...

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Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn't always straightforward, and sometimes ... the nitty-gritty to understand what insurance is being offered and which ... is especially ... is especially the case with Business Insurance options like Portable Equipment and ... replacement if something goes wrong. Small things often come with expensive ...

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Creative Agency, Hustle Workshop is the latest BizGiver Winner

... latest winner of bizcover.com.au $2,000 small business grant has been announced. Hustle ... to win the $2000 BizGiver Small Business Grant, receiving ... the coveted BizGiver Small Business Grant. BizCover, Australia's leading online business insurance service, started ... have customers in nearly every type of business, it's amazing to ...

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Prevention & Protection - The Big Burglary Buffers

... despair that follows. Having your business burgled or robbed is a ... ... provides a safety net for small businesses and safeguards them against the ... Theft cover is actually a type of business insurance and is usually purchased ...

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Young Penrith Entrepreneur Recognised in National Grant Competition

... as one of the top businesses in the area at the ... Penrith Local Business Awards and won the BizCover ... BizGiver Business Grant. Kaydee ... by finally allowing small businesses to quickly compare multiple business insurance quotes for free ... have customers in nearly every type of business across Australia, it's inspiring ...

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Pure Flowers wins the latest BizGiver

... FLORIST HAS WON BIZCOVER'S $2000 BUSINESS GRANT AND WILL NOW BE ... ... success.” BizCover, Australia's leading online business insurance service, started the grant of ... to give back to the small business community. The BizGiver competition grants ...

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ET Circus is the latest winner of the BizGiver Grant

... Circus, a much loved entertainment business in the sunshine coast community ... ... grant. BizCover, Australia's leading online business insurance service, started the grant of ... to give back to the small business community. The BizGiver competition grants ...

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'Children of Night Markets' wins the latest BizGiver

PHILANTHROPIC ORGANISATION HELPING YOUNG CHILDREN RECEIVES THEIR OWN HELPING HAND. Children of the Night Markets, have won the coveted BizGiver $2000 grant for the month ... leading online business insurance service BizCover, grants the wish of a small business of ... have customers in nearly every type of business, doing some fantastic ...

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Jobs Shared wins the latest BizGiver Grant

THE LATEST WINNER OF BIZGIVER $2000 GRANT HAS BEEN NAMED AS JOBS SHARED, THE INNOVATIVE NEW JOB SHARING EMPLOYMENT SERVICE. After Simone McLaughlin had her first child ... success.” BizCover, Australia's leading online business insurance service, started the grant as ... to give back to the small business community. For Jobs Shared, winning ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance ... strong price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price Index shows ...

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Small Business Continues to Win on Insurance Prices!

... pressure, prices remain flat for small business. Recent financial results from ... price increase; however the BizCover Small Business Insurance ... price increase; however the BizCover Small Business Insurance Price Index for the first ... A win for small businesses! Prices across all insurance classes were stable ...

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A $2,000 Wish for Your Small Business

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership is trying ... a small business themselves back in 2008, BizCover, an online insurance service for small ... insurance service. “So much of BizCover's success is due to the small business ...

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Is your Small Business Summer Proof?

... of challenges and risks every small business should be aware of. Complete ... ... of challenges and risks every small business should be aware of. Complete ... you get your Business Insurance you also cover for Business Interruption which can ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... Team wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. ... the latest winners of BizCover's Small Business Buddy Wishes, with ... Team wins the latest $2000 Small Business Buddy Wish from BizCover Insurance. ... Small Business Buddy Wishes grant is an initiative of BizCover, an online Business Insurance ...

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Childers Local wins the latest Small Business Buddy Grant

... winner of the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February 17, ... animal grooming and pet care business Hannah's Hand ... winner of the Bizcover $60,000 ‘Small Business Buddy Program’ Grant Queensland,February 17, ... years have embraced our online insurance services over more traditional methods ...

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Latest Small Business Buddy Winner: Evermore Memories

... Latest Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... the latest winner of BizCover's Small Business Buddy grant ... Small Business Buddy grant program for a camera. BizCover, Australia's leading online business insurance ... early stage funding. The BizCover Small Business Buddy Grant is specifically designed ...

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6 Areas You May Not Have Thought Business Insurance Covers

... it's vital to protect your business assets and revenue against potential ... your business you should consider cover to protect the following type of business you operate, you may ... other cover options offered through Business Insurance if you make a claim ...

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Business Insurance

... to ensure you'll be in business tomorrow. Business Insurance can provide financial cover ... interruption to the business. The type of cover and amount will ...

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Business Insurance the Smart Way

BizCover is all for small business We help clients compare and ... and small businesses - over 6,000 occupations. BizCover instantly provides multiple insurance quotes ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... New South Wales and Queenslander small businesses are currently facing. Find out ... of the Small Business Bravery Index (SBBI), we asked our small business owners to ...

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Business Insurance FAQs

Business Insurance FAQs Got questions about Business Insurance? We've got the answers! ... to sort out your Business Insurance? Your small business is a big deal ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... in stop working? Within a Business Insurance pack the Easter Bunny would ... a Management Liability Policy. This type of policy can also cover ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... capacity and competition in the insurance market over the last few ... down the price of professional/business insurance for Australian SMEs. Since the ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... on your business insurance. Cover yourself up! Check your insurance cover levels ... having enough insurance could mean the difference between staying in business or ...

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Steady as she goes - still no increases in Insurance Premiums!

... Small Business Insurance Price Index is indicating that the market for small business insurance continues ... to benefit from stability in insurance The BizCover Small Business Insurance Price Index is indicating that the market for small business insurance continues ... forecast in the last BizCover Small Business Insurance Price Index. “Insurers have managed ...

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Insurance Premiums for Retailers Continue to Climb

... to Climb The latest BizCover Small Business Insurance Price Index has been released ... is showing an increase in small business insurance rates ... to Climb The latest BizCover Small Business Insurance Price Index has been released ... is showing an increase in small business insurance rates, with the index rising ...

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The Risky Business of Insurance

... Real Costs to Australian Small Business? Small business owners tend to ... and future planning. Managing business risk and ensuring that ... Yet many small businesses are uninsured or underinsured and the Insurance Council of ... So how does a small business owner make savvy insurance decisions? Define “must ...

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A roadmap to staying in business for the long haul: Part 2

... journey to becoming a successful small business owner is one of twists, ... to help you stay in business for the long run. Strap ... ... of the ways business insurance can help keep your business alive: Public Liability ... your business get in touch with the BizCover team, Australia's Small Business insurance specialists. ...

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Our Customers Get Their Bad Business Habits Out of Their System

... a campaign that showed how small business owners really feel about their ... their system! The campaign features small business owners who were previously ... a campaign that showed how small business owners really feel about their ... their system! The campaign features small business owners who were previously victims ...

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A Guide to PI Insurance

Professional Indemnity Insurance (PI) is difficult to comprehend, ... is to make Professional Indemnity Insurance simple (also known as errors ... Insurance ... Insurance? Professional Indemnity Insurance is a form of business insurance for professionals who ... percentage of your business insurance expenses. Typically, Professional Indemnity Insurance is a time-consuming ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... … Professional Indemnity insurance One of the most vital types of insurance policies for ... Cover as part of a Business Insurance pack to protect your valuable ...

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A roadmap to staying in business for the long haul: Part 1

... that developed into printing some business cards and before you knew ... small business. By no means, an easy feat, getting your own business ... vital to being a good small business owner. If you're not financially ... only promote your business but to connect with other small businesses Make it ...

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BizCover Customers' Top Tips To Grow A Business

... in order to grow your business once you've taken that plunge? ... ... of the person behind the small business they are supporting.” One Management ... it still doesn't quell typical small business fears of taxes stunting their ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... right types of insurance in place to protect your cabinet making business is ... at some of the different types of business insurances for cabinet makers to ...

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Business Interruption

... notThings to considerBack to Business Insurance Business Interruption Cover* Most small business owners like to ... Blondies, in 2017. Business Interruption insurance helped saved her business by maintaining her ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... your legal and defence costs. Business Insurance To bring your creative visions ... damaged, destroyed or even stolen? Business Insurance provides tailored protection for your ...

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3 Foodie Businesses Share Their Recipe For Success

A squeeze of passion, a pinch of pizazz, a dollop of hard-work and an appetite to succeed are just some of the staple ingredients that go into running your own food business ... inevitable issues of running a small business Work: nobody will work as ... helps too! If you're a small business owner who would love to ...

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A guide to Plasterer's insurance that won't leave you, board

... worked hard to get your business where it is, so why ... right insurance in place? Read on to discover the key types of ... ... Public Liability insurance is one of the important types of insurance you will ... impact upon your business reputation. Luckily there's an insurance for that, so ...

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Stranger Businesses

... share with us their strange business names. Creative, left of centre, ... these businesses are definitely ones that you ... ... business name may be, at BizCover we offer a variety of insurance ... options from Australia's top insurers. Providing cover to over 6,000 types ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

... time to make sure your business premises is prepared for the ... tips can help make your business safer for the cooler seasons. ... ... these areas. Having Public Liability insurance is one of the vital ... all things insurance to get your business covered with the right insurance policies.

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... wide range of potential risks. Insurance for market stall holders is ... to protect you and your business against the financial risk in ...

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Despite Insurers Talk, Premiums Won't Walk

... last 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... very little movement in SME insurance pricing, with any price ... last 5 quarters the BizCover Small Business Insurance Price Index (Graph 1) has ... property related insurance which is more commonly bought by those businesses with ...

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A Close Shave with Underinsurance

Just as your business is growing and changing it ... make sure that your Insurance grows with your business and you're not ... exposed. A large ... exposed. A large number of small businesses in Australia are underinsured and ... many days closed. Luckily, the Business Interruption insurance that Samantha had added ...

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Pet Stays, becomes the 32nd BizGiver winner

... of BizCover Insurance's BizGiver $2000 Small Business Grant, winning an SEO package. ... ... in 2014, the BizGiver Small Business Grant (formerly Small Business Buddy) has given away ... to the small business community, who have embraced our online insurance services over ...

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Kate Owen Gallery wins BizGiver Grant

... GALLERY WINS BIZCOVER'S 24TH $2000 SMALL BUSINESS GRANT AND WILL RECEIVE A ... for supporting indigenous artists. The business [] ... back to our small business community that are big business to us,” explains ... have customers in nearly every type of business across Australia, it's inspiring ...

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100,000th Customer Spotlight - MB's Lawnmowing

... we now have over 100,000 small businesses insured through our service. Since ... continue to help as many small businesses to do the same. To .. ... we now have over 100,000 small businesses insured through our service. Since ... attracted you to purchasing your insurance through BizCover? “To be honest, ...

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Scooter & Jinx wins BizGiver Grant

... AND WINS THE BIZGIVER $2000 SMALL BUSINESS GRANT. Tucked away in Little ... ... ” explains Chris, “The support for small business in Melbourne and surrounds is ... $2000 small business grant that realises the wish of the winning small business every ...

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Fit Body Fit Mind wins a clean bill of health with BizGiver prize

Small Business is all about punching above ... a Victorian health and fitness small business has won the 23rd BizGiver ... ... finalist nomination in the Australian Small Business Champions Awards, be voted 'Most ... voted the winner of BizCover's Small Business Grant BizGiver. “We want to ...

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Studio Lane Hair Boutique wins the 38th BizGiver Competition

Giving back to the small business community is something we're immensely ... grant competition, where one lucky small business owner has the chance to ... grant competition, where one lucky small business owner has the chance to ... When asked what being a small business owner means to her, Renae ...

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Don't be a pork chop - insure your butcher shop

... into creating your butcher shop business starting with the early days ... ... important to consider the different types of risks your butcher shop ... for business. Thankfully, under a Business Insurance pack there is an option ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... ... building, contents and/or stock a Business Insurance policy usually comes with some ... included as part of a business insurance policy but may be added ...

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Customer Spotlight: Cazeil Creative

... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... business has built its name capturing ... ... Cazeil Creative, a versatile photography business from the Blue Mountains. The ... my own and create a small business in the field of my ...

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Pooches Playroom - Customer Spotlight

Here at BizCover we cover a huge variety of businesses. One that caught our attention is a customer who operates in the burgeoning doggy day care industry. Sally Evans ... help people start up their small business called NEIS. After looking into ... fun!!!” *BizCover is the preferred insurance partner of the NEIS (New ...

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We Bar None wins the 36th BizGiver Grant

The latest winner of the BizGiver grant is Ellen Burns, owner of We Bar None. Based in Ballarat, We Bar None promotes better living with its wide array of health-conscious ... that come with being a small business owner, Ellen says she wouldn't ... a certain type of crazy! I love running my own business because ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... hackers constantly looking to exploit small businesses there's a number of steps ... business, which includes having sufficient Business Insurance coverage to provide financial protection. ...

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Hardship & Triumph: Aussie Entrepreneurs Tell it How it is - Part 2

World Entrepreneurs' Day may have been and gone but quite frankly, we think there should be an entire week dedicated to this lot - so that's exactly what we're doing ... Statistics, 61 percent of Australia's small businesses are sole traders, that's almost ... found a niche within the insurance industry by looking at where ...

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Beauty Laine wins the 39th BizGiver Grant Competition

Working in the beauty industry for over a decade now, Elaine OHara previously owned a salon for two years before selling it so she could spend more time at home with ... customers. “For me, being a small business owner means that you are ... purchasing these devices!” Like all small business owners, Elaine faces different kinds ...

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Congratulations WHOLE Enteral Nourishment - Winner of BizGiver 40

WHOLE Enteral Nourishment is a start-up dedicated to changing the way people in Australia are tube fed. Their goal is a simple one, providing real, whole food, for tube ... launch! What does being a small business owner mean to you? Why ... award help? We are a small business that is completely self funded. ...

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Customer Spotlight: Being Brands

For this week's Customer Spotlight we look at creative brand agency, Being Brands. Being Brands is a creative agency located just outside of the Sydney CBD in Hunter ... was able to grow her small business to be a successful agency ... for new clients, so having insurance is an essential requirement. “ “BizCover ...

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Machinery Breakdown

... notThings to considerBack to Business Insurance Machinery Breakdown This insurance covers the cost ... the refrigeration unit? ← Back to Business Insurance

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Portable Equipment

... notThings to considerBack to Business Insurance Portable Equipment This insurance cover provides repair ... between these two. ← Back to Business Insurance

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Money

... to considerBack to Business Insurance Money Cover* Money insurance protects your business money (which ... money to and from your business premises? ← Back to Business Insurance

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Employment Practices Liability

... ’s notThings to considerBack to Business Insurance Employment Practices Liability Cover* Employment ... an employment dispute? ← Back to Business Insurance

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Statutory Liability

... ’s notThings to considerBack to Business Insurance Statutory Liability This option covers ... or Local Government? ← Back to Business Insurance

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Goods in Transit

... ’s notThings to considerBack to Business Insurance Goods in Transit Protects you ... skilled and experienced? ← Back to Business Insurance

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The business of Business Insurance

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.