Public Liability Insurance in Perth

... period How much does Public Liability insurance cost for Perth businesses? On average, small businesses in Perth pay $33.80**per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

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Public Liability Insurance in Rockhampton

... How much does Public Liability insurance cost for Rockhampton businesses? On average, small businesses in Rockhampton pay $35.40**per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Mandurah

... period How much does Public Liability insurance cost for Mandurah businesses? On average, small businesses in Mandurah pay $28**per month for a Public Liability insurance policy. Public Liability insurance is one of the ...

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Public Liability Insurance in Hobart

... Concretor How much does Public Liability insurance cost for Hobart Businesses? On average, small businesses in Hobart around $29.30**per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Darwin

... the policy period How much does Public Liability insurance cost? On average, small businesses in Darwin pay around $30.80**per month for a Public Liability insurance policy. Public Liability insurance is one of the most ...

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What is Public Liability Insurance?

... showroom, shop or any premises All businesses that interact with customers or the public ^Examples of business source from Know Risk article Public liability insurance for small business Could this happen to your ...

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Public Liability Insurance in Brisbane

... the policy period How much does Public Liability insurance cost? On average, small businesses in Brisbane pay around $55**per month for a Public Liability insurance policy. Public Liability insurance is one of the most ...

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Public Liability Insurance in Adelaide

... How much does Public Liability insurance cost for Adelaide businesses? On average, small businesses in Adelaide pay around $37.50**per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Port Macquarie

... How much does Public Liability insurance cost for Port Macquarie businesses? On average, small businesses in Port Macquarie pay $26.30**per month for a Public Liability insurance policy. Public Liability insurance is one ...

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How much does Public Liability Insurance Cost?

How much does Public Liability Insurance cost? On average, small business owners can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of ...

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What does Public Liability insurance cover?

... clients, suppliers or members of the public. As a small business owner, we understand that you like ... pocket. Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who ...

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Public Liability

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on Public Liability insurance* As a small business owner you already have lots to worry about. From paying your employees ...

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How much Public Liability insurance do I need?

... choose is ultimately up to you. Many business contracts will include a minimum amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are required to have to comply ...

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What is Product Liability Insurance?

... Liability insurance* protects your businesses against claims by third parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses or damage ... result of your business' activities. Failure in obtaining public liability ... have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is not a statutory requirement, most small to medium sized businesses do take out this insurance to ...

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Public Liability Insurance for Cabinet Makers

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Do I need Public Liability insurance?

... can legally operate, Even though it's not required by law for most businesses, all small businesses should r hold Public Liability insurance to protect them against personal injury caused to a third-party or damage to ...

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5 Tips for getting the best Public Liability insurance for your business

... 're a sole trader or small business owner, there's no doubt ... of protecting your business and your customers with Public Liability insurance If you're a sole trader or small business owner, there's no doubt you're aware of the importance of protecting your business and your customers with Public Liability insurance. It offers protection should a customer, ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... against accidents is a relatively simple process. Purchasing public liability insurance online, where quotes are instant and transparent, is a prudent choice for small business and one that can provide instant peace-of ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... the condition of your lease. Below is a summary of the key areas of cover available to businesses. Public Liability insurance covers against the legal costs for claims of injury or property damage to 3rd parties due to ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... of business insurance, the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has ... Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance ...

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Public Liability NSW

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on NSW public liability insurance* As a small business owner in New South Wales you already have a lot to worry about. ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... your assets is Small Business Insurance. But what kind of insurance do you actually .. ... of dollars), and could be enough to put a small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance If your business or profession involves providing a service or advice, then ...

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Public Liability QLD

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on QLD public liability insurance* As a small business owner in Queensland you already have a lot to worry about. From ...

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Public Liability WA

What’s included & what’s not?Get the right coverPublic Liability Insurance cost Here's the lowdown on WA public liability insurance As a small business owner in Western Australia you already have a lot on your plate. ...

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Help Protect your small business' reputation

... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... , and it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously ... Liability insurance can also offer a Public Relations component which will assist with protecting your business' ...

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Cyber Liability Insurance: the safety net small businesses need

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

... Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte ... to Bizcover.com.au's Small Business Buddy program that dream ... way micro, small and medium sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online ...

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The Art of Being a Creative Small Business

... 're running your own business as a small team or flying solo ... , screenwriters and many more. Any small business owner [] ... small business: ... business insurance as a creative professional include if you are an artist out and about, protecting your portable equipment and tools, for others it may be a requirement to hold Public Liability insurance ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... insurance doesn't cover your business A key thing to be aware of is that your personal insurance may not cover your business liabilities ... . To put this in perspective, a public liability policy for an SME working from home ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small businesses ... freezer, investing in a backup generator. Liability Claims Another common claim seen all too ...

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How to hire quality tradesmen for your small business with Oneflare

When hiring tradesmen for your small business, you don't have any ... ... insurance to look out for. Public Liability Insurance This is the most common and essential form of insurance for tradespeople. It covers the business ... the right price As a small-to-medium business owner, you may have a ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... latest Quarterly BizCover Small Business Insurance Price Index has shown insurance ... latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... Small Business Insurance Index has shown that Australian SME's may have enjoyed the end of declining insurance ... in the non professional sector with Public Liability and Business Packs (predominately covering perils and ...

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Insurance for Plasterers

... in the policy wording. Insurance for plasterers Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide protection ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide ... capacity and competition in the insurance market over the last few ... down the price ... and those with capital chasing returns in insurance.” The Professional Indemnity rates reduced the most ... lower than the base value only 3 years ago. Public Liability /Business Packs have not enjoyed as much of a drop in ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... risk audit, and decide what other special insurances your business needs. The little things might be able to take care of themselves, but the primary insurances - public liability and professional indemnity - are crucial ...

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Cyber Liability Insurance

... is Cyber Liability Insurance Hackers. These are not just dodgy movie characters but real life people, doing real damage to businesses across the globe, including Australia. If you're thinking your small business down ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... did not affect the cost of insurance for small businesses on the BizCover platform as prices ... decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the ...

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Insurance for Cafes

... BizCover, the small business insurance specialist. Protecting your business has never been easier, receive multiple quotes, compare and get insurance cover in minutes. Did you Know? Public Liability Insurance: A range ...

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Insurance for Handymen

... and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong. Handyman Insurance Public Liability Insurance* Small jobs can have big ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... the ins and outs of Public Liability insurance and what you need to ... Public ... back, the financial consequences of a claim could not only put you out of business but jeopardise your personal finances too. Public Liability insurance covers your back when things don‘t quite go plan. As a tradie, it ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... worked hard to build your business, so it makes sense to ... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against ... worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims ...

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Public Liability PPC

... clumsy people from being clumsy. But you can protect your business against claims that are made for personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal and ...

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The Other Virus - Making Your Small Business Cybersafe When Working From Home

... another virus plaguing small business owners working remotely cyber-crime. Small business owners and ... risks that can damage their business ... payments with all details regularly checked and verified. How Cyber Liability insurance* can protect your small business Cyber Liability insurance* is designed to help protect you from claims and support your ...

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Life after lockdown - How to re-open your small business

... are beginning to ease and businesses are slowly starting to head ... the right direction for Aussie small businesses and the economy. If you ... ... 000 COVID-19 related scams and over $700,000 in losses since the outbreak of the virus. Small businesses are not immune from cyber-crime and Cyber Liability insurance can be a wise choice when it comes to protecting your ...

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Is your Small Business Summer Proof?

... to enjoy, including plenty of public holidays, long days and great ... of challenges and risks every small business should be aware of. Complete ... public holidays, long days and great weather. But along with these great perks, summer comes with its own unique set of challenges and risks every small business ... a fire. Not all insurance policies will cover a bushfire ...

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A $2,000 Wish for Your Small Business

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership is trying ... unexpected expense! Starting off as a small business themselves back in 2008, BizCover, an online insurance service for small businesses, knows all too well the lengths that a small business needs to go to in order to ...

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Lifestyle Tradie Group trades up; next Small Business Buddy Winner

... the latest $2000 Small Business Buddy Wish from BizCover Insurance. Mona Vale, May ... latest winners of BizCover's Small Business Buddy Wishes ... our wish granted! Our productivity will improve overnight”. The Small Business Buddy Wishes grant is an initiative of BizCover, an online Business Insurance service that has partnered with Australia's leading insurers to ...

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5 Legal Essentials for your Small Business

... growing small businesses. You may be just starting out as a small business owner ... ... the community and growing small businesses. You may be just starting out as a small business owner, or are now ... ); Dispute resolution procedures; and Limitations of liability and disclaimers. If you provide services to ...

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Childers Local wins the latest Small Business Buddy Grant

... of the Bizcover $60,000 Small Business Buddy Program Grant Queensland,February ... animal grooming and pet care business Hannah's Hand Pet Care ... services over more traditional methods of buying insurance. Having someone literally change their business capacity overnight with a $2000 grant is precisely what the Small Business Buddy Program is about,” said Michael ...

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Small Business Continues to Win on Insurance Prices!

... pressure, prices remain flat for small business. Recent financial results from the ... price increase; however the BizCover Small Business Insurance ... insurers all indicate that the industry is long overdue for a price increase; however the BizCover Small Business Insurance Price Index for the first quarter of the financial year indicates that insurers have not been ...

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Latest Small Business Buddy Winner: Evermore Memories

... Winner of Bizcover.com.au 'Small Business Buddy Program' Evermore Memories, a ... new unique business based in Geelong Victoria, is ... latest winner ... the attention of BizCover when the entry came in for the Small Business Buddy grant program for a camera. BizCover, Australia's leading online business insurance service, started the $2000 monthly grant as a way to give ...

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10 small businesses share what they love about their small business

... they love most about their small business. From the challenges to the ... Encore Admin Consulting (virtual assistant business) For Korryn, it is ... ? Contact us at marketing@bizcover.com.au with what you love about your small business, and if you're looking to fall in love with a business insurance provider that will return your calls, check out the latest quotes at ...

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Working From Home - An Insider Guide by Small Businesses

... 've asked a mix of small business owners to spill the beans ... ... to remote nutritionists, we've asked a mix of small business owners to spill the beans on what creative activities and ... in the power of positivity. “Many people find public praise for a job well done a great motivator. ...

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10 Tools Every Small Business Should Gift Themselves This Christmas

When you are running a small business you have to be many ... can help you manage your business more effectively. Here are our ... ... them again? HelloSign is an eSignature software for Small Businesses. The best part about HelloSign is that you ... BizCover is Australia's No. 1 online business insurance, where you can compare multiple quotes from ...

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5 Money Saving tips for Small Business

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... 5. Shop Around for your Financial Services As a small business, you need to ensure that your finances are in good ... new loan, credit card, bank account or insurance for their business. It may be that the provider of your ...

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The Business of Love: Small Business Couples Tell All - Part 2

... beans of what running a small business together is really like. From ... on what jumping into the business bed together is like. Mums ... ... couples who spill the beans of what running a small business together is really like. From learning to give each ... starting a business together? At BizCover we provide a range of different business insurance policies for ...

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Preparing your small business for a Tax Audit

... audits of 100's of small businesses. Even if your books are ... that any audit of your business is as painless as possible ... ... everything that you have put in your returns. Small businesses are required to keep all their records for a ... a tax audit cover either as part of your business insurance or as a standalone policy. Whilst it won't ...

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Minding Your Own Business: A Guide to Mindfulness for Small Business Owners

... secret that running your own business involves hard work, determination, long ... plans, often involving holidays, increased business and better ... of mindfulness, making it easier to incorporate as part of your daily routine. Inside the minds of small business owners Small business owners are known to put their health on the back burner and not make it a top ...

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Small Business Movies to Inspire When in Self-isolation

... relief, these movies about fictional small businesses are sure to keep you ... 've got all kinds of small businesses covers, so hang up the ... ... The Corner, and Joe (Tom Hanks) wealthy owner of rival chain store Fox Books. Take-aways from the tale? Running a small business can be tough, and it's important to be able to adapt and have a plan B when things don't ...

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Small Businesses Combating Coronavirus: Pinot & Picasso

... impacted a range of local small businesses we all know and love ... . We reached out to various businesses in Australia's SME community ... have ... . And finally, do you have any other tips or strategies would you like to recommend to other small businesses owners? Definitely utilising social media and video content for promotion. There's never been so many people ...

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Pure Flowers is Pure Class Online Thanks to BizCover Small Business Grant

... , was already a highly successful Small Business at the end of 2015 ... were awarded the BizCover $2000 Small Business Grant BizGiver, having won ... over to our Facebook Page (or our entry page here for those without Facebook) and let us know your Small Business wish for your chance to win. Entries simply have to be invoiceable to be eligible. Pure Flowers Offer T ...

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5 Ways Digital Marketing Can Help Your Small Business During COVID

... there is one thing that small business owners have learnt during 2020 ... digital marketing can help your business stay in the game. We ... digital ... support If you need more assistance with digital marketing strategies and growing your business online, contact Australian Small Business Advisory Services (ASBAS). The ASBAS Digital Solutions team can provide help with ...

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Small Businesses Combating Coronavirus: Fusion Movement Studio

... impacted a range of local small businesses we all know and love ... . We reached out to various businesses in Australia's SME community ... have ... and adapted to the situation to unveil the initiatives they have introduced to keep their business going. We hope we can play a small part in showcasing their hard work and ingenuity so more people can take advantage of ...

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Management Liability Insurance

... covers the advice or service you provide to your clients, Management Liability insurance covers the risks that arise from running your business. For example: OH& S dramas Unfair Dismissal Sexual Harassment Statutory ...

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What's in it for S(Me)?: Customer loyalty marketing for small businesses

... on a recurring basis. A business may give points, like the ... Qantas Business Rewards program, or other incentives ... ... at key moments like birthdays or anniversaries. Use Email Marketing & Social Media to Promote Rewards Most small business owners use email and social media as the key channels to reach their current customer base or to ...

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Small Business Resolutions for 2017

... both your personal life and business life and set some goals ... long way to focusing your business in the right direction. And ... ... year to grow our new venture” “Start putting money in to my business and make my products look more professional.” 3. Cost cutting “My small business resolution; set new goals and trim the fat.” “My resolution is to ...

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Progressive Distillery in Hobart Tasmania, defeats hundreds of others Small Businesses Nationwide to become the latest winner of BizCover's $2000 grant, BizGiver.

Deviant Distillery, a high tech distillery in Hobart Tasmania, is doing something no one has even though of before. They've developed their own propriety technology that ... online Small Business Insurance Comparison Site, is a $2000 Small Business Grant that awards a Small Business or ... project has been high but seeing the public choose our business from such strong competition has really made ...

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Cyber Security For Small Business

... Scheme? What to do in the event of a cyber attack or data breach What is Cyber Liability Insurance and why do small businesses need it? Download the White Paper Now Did you Know? The average cost of a cyber attack ...

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Small Business Champions

... Champions Awards. We are passionate about small business and our mission is to drive down the cost of business insurance for all Australian small businesses. BizCover's Small Business Buddy program is available to all ...

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The State of Small Business

It's that time of the year again, when we dust off the blue and maroon jerseys and battle it out on the footy field for the prestigious title of State of Origin champions ... go off the field and take a look at some of the issues our New South Wales and Queenslander small businesses are currently facing. Find out who's kicking goals when it comes to levels of confidence, the constraints our ...

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8 Lessons for Small Businesses from your Footy Finals Teams

It's that time of the year when cobwebs are brushed off jersey's, cars are adorned with streamers and there's an air of excitement and anticipation as to just who is ... spent some time looking at sporting teams and what makes them a top team, a finals contender, and just how small businesses can learn from their actions to be on that golden path to success. 1. Don't drop the ball – As ...

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Insurance for Furniture Manufacturers

... want is a liability claim. Public and Product Liability (often sold together) are two types of business insurance to consider when it comes to protecting your business. Public Liability insurance is designed to provide ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... risks. Insurance for market stall holders is designed to protect you and your business against the financial risk in the event that something goes wrong, It usually consists of two types of cover - Public Liability and ...

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Protecting your Business from Cyber Risks - Part 2

... your business from a cyberattack. We also explain what Cyber Liability insurance ... it as part of your business security plan. Tips to stay In Part 2 of our cyber risk series, we take a look at what steps you can take to protect your business from a cyber–attack. We also explain what Cyber Liability insurance is and why you should consider it as part of your ...

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Here’s the lowdown on Public Liability insurance*

As a small business owner you already have lots to worry about. From paying your employees to getting stock delivered on time to generating new work opportunities – the list is endless! But have you taken the time to think about what an accident involving a third party could mean for your business?

As a small business owner, you have a legal responsibility to take reasonable steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Public Liability Insurance also provides assistance with the legal costs associated with managing claims that are covered by the policy.

 

Public Liability explained further…

Product Liability explained further…



Independent feedback from our customers rated our service at excellent.

What is typically included?**

Compensation for:

  • personal injury suffered by a third party (e.g. a customer, supplier or member of the public)
  • damage to property owned by a third party due to your negligent business activities
  • legal and defence costs associated with a covered claim
**Many public liability policies also provide cover for product liability.

 

What is typically not covered?* 

  • Injuries to your employees
  • Damage to your own property
  • Costs of rectifying faulty workmanship
  • Professional negligence
  • Contractual liability
  • Events occurring before or after the policy period

 

Download Public Liability Fact Sheet

Your Cover Options 

With BizCover you can choose from 3 limits of liability (levels of cover): $5million, $10 million or $20 million.

Policies are tailored to the unique needs of individual businesses. One business may require a different amount of cover compared to another.

When deciding on how much cover you should have a think about factors like:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.